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Please suggest a card from the banks I'm not having. 🏦🌟

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Gaara

Gaara

TF Ace
I would like to acquire credit cards from various banks specifically to avail 10% instant discount during sales. Could you please recommend cards that are easy to obtain and can be effectively used during sale events.​
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My cards:​
AU - XCITE ACE (Card under processing) Not sure if I'll get it​
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Axis - ACE - 159000​
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HDFC - Business Money back and Tata Nue Plus - 84000​
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ICICI - Apay and Coral - 420000​
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IDFC - Select - 200000​
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Kotak - Urbane and Myntra - 74000 ​
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South India bank - One card - 300000​
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SBI - (My father has a card)​
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Standard Chartered Not Available for my Pincode​

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NShah said:
Yes you can get millennia cc easily
L1: customerservices.cards@hdfcbank.com
L2: escalation.cc@hdfcbank.com
L3: grievance.redressalcc@hdfcbank.com
L4: priorityredressal.creditcards@hdfcbank.com
You can also reach out via these forms if you already have an SR number:

Principal Nodal Officer:


@techt 🤣🤣
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Even with out that fuss, I can use my SBI cashback card.
Happy The Simpsons GIF by FOX International Channels


One day, I will be the only MB holder for HDFC and I will win the max spender award.
 
sidp said:
You can upgrade coral to rubyx. Can Take 2nd card from axis till select. (If lucky can get samsung infinite and atlas). Try kotak myntra. Try to get a federal/rbl card for offer.
Can also upgrade mb to millenia. Recently many people have reported not getting LE if they hold multiple hdfc card. So you need to think about.
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Thank you for the recommendations. Regarding the Coral Rupay card, I’m curious if they offer an upgrade to the Rubyx card. Additionally, my relationship with Axis Bank spans only three months, during which I’ve made spends totaling ₹107,535. Would this be a favorable situation for requesting a second card? I’ve also emailed Millenia about the MB card and am awaiting their response.
 
plastikman said:
Try to get the Indusind Eazydiner card if you use it for dining.

HDFC swiggy is also good for Instamart and food delivery.
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I closed my IndusInd card due to dissatisfaction with its variant and limit in November 2022. Now, they’re offering a better card, but my old card is still active in their system. But in all the credit reports it is in the closed cards section and I even got NOC from IndusInd bank.


Issues with IndusInd Card, Seeking Suggestions.
 
monika vega said:
. Additionally, my relationship with Axis Bank spans only three months, during which I’ve made spends totaling ₹107,535. Would this be a favorable situation for requesting a second card?
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Rubyx is definitely possible with that limit. With icici old card will generally stay active.

Axis or icici? If axis, then check axis open app. After 3-4m, they give 2nd card preapproved. Also it leads to LE.
 
monika vega said:
I closed my IndusInd card due to dissatisfaction with its variant and limit in November 2022. Now, they’re offering a better card, but my old card is still active in their system. But in all the credit reports it is in the closed cards section and I even got NOC from IndusInd bank.


Issues with IndusInd Card, Seeking Suggestions.
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1st check again.some bank keep old cust id active for 3-6m. Now it should have been closed.
Apply again using c2c and with different mobile no.

check all credit bureaus not just cibil. f you face problem, remind them as per rbi laws the account should have been closed within 30days. After that 100 or 500rs/day fine. I think @deep@vie might be able to help.
 
sidp said:
Rubyx is definitely possible with that limit. With icici old card will generally stay active.

Axis or icici? If axis, then check axis open app. After 3-4m, they give 2nd card preapproved. Also it leads to LE.
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Will try for Rubyx then 😁
 
monika vega said:
I closed my IndusInd card due to dissatisfaction with its variant and limit in November 2022. Now, they’re offering a better card, but my old card is still active in their system. But in all the credit reports it is in the closed cards section and I even got NOC from IndusInd bank.


Issues with IndusInd Card, Seeking Suggestions.
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Try to chat with them to delete the previous lead so that you can make a fresh application -

Post in thread 'IndusInd customer care emails bounce as spam' https://www.technofino.in/community...-care-emails-bounce-as-spam.10890/post-179016

Simultaneously, write to socialm@indusind.com, premium.care@indusind.com for deleting the traces of the old card and expressing your wish to make a new application. That should do it.

You can also contact @RS1910 who maybe able to help with this.
 
sidp said:
1st check again.some bank keep old cust id active for 3-6m. Now it should have been closed.
Apply again using c2c and with different mobile no.

check all credit bureaus not just cibil. f you face problem, remind them as per rbi laws the account should have been closed in 30days. After that 100 or 500rs/day fine.
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Although they issued a No Objection Certificate (NOC), there seems to be an issue with their server. The card is still active, and their credit card team has been attempting to resolve this since October 2023. Unfortunately, it should have been automatically deleted from their server, but they are unable to take any further action regarding it. 🙁
 
plastikman said:
Try to chat with them to delete the previous lead so that you can make a fresh application -

Post in thread 'IndusInd customer care emails bounce as spam' https://www.technofino.in/community...-care-emails-bounce-as-spam.10890/post-179016

Simultaneously, write to socialm@indusind.com, premium.care@indusind.com for deleting the traces of the old card and expressing your wish to make a new application. That should do it.

You can also contact @RS1910 who maybe able to help with this.
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I appreciate your suggestion. I will give it a try. Thank you. 😁
 
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