Please suggest a credit card for ChatGPT plus subscription

[ak_1978]

Hi TF Community

Can anyone suggest the best credit card amongst the following options to pay the $23.60 fee every month for ChatGPT plus? I want to ideally pay Zero charges for forex, get best exchange rate etc.

- HDFC Infinia
- Amex Platinum Reserve
- SBI Aurum
- AU Zenith+
- IndusInd Indulge

Thanks in advance. Cheers

 

[kuchbhikuchbhi is verified member.]

@SSV take charge!

 

[SSV]

Hi TF Community

Can anyone suggest the best credit card amongst the following options to pay the $23.60 fee every month for ChatGPT plus? I want to ideally pay Zero charges for forex, get best exchange rate etc.

- HDFC Infinia
- Amex Platinum Reserve
- SBI Aurum
- AU Zenith+
- IndusInd Indulge

Thanks in advance. Cheers

I think hdfc infinia or zenith+ are your options.

Roughly these are the maths:
1) infinia -
Charges : 2% + GST
Rewards : 3.3%
Net gain of +0.94 %

2) Zenith +
Charges: 0.99% + gst
Rewards : 2%
Net gain : +0.83%

Other card options you can ignore

 

[ak_1978]

@SSV - Thank you! Cheers

 

[ak_1978]

How to mark @SSV's post as solution?

 

[cardoptimizer]

@ak_1978 @SSV

The better option would be to buy Amazon voucher from Smartbuy - Infinia. Buy google play voucher - 2k/10k from Amazon and add it google account. Sign up chatGpt subscription from Android phone. This can be done for other apps also which use google play balance.

 

[Yeat]

@SSV - Thank you! Cheers

If you are planning to use Infinia, activate Global Value program (GVP) on your card. Annual charges are 199+ GST and you get 1% cash back on all international spends. Further on first transaction, you get 500 rewards points thereby covering your fee for first two years

 

[aceventura]

@ak_1978 @SSV

The better option would be to buy Amazon voucher from Smartbuy - Infinia. Buy google play voucher - 2k/10k from Amazon and add it google account. Sign up chatGpt subscription from Android phone. This can be done for other apps also which use google play balance.

Aren't prices jacked up if done via Play Stores?

 

[percolate]

Aren't prices jacked up if done via Play Stores?

No ( at least for ChatGPT )

 

[akshayhs]

Finally, I am seeing someone who is actually paying for the subscription.

 

[ak_1978]

@ak_1978 @SSV

The better option would be to buy Amazon voucher from Smartbuy - Infinia. Buy google play voucher - 2k/10k from Amazon and add it google account. Sign up chatGpt subscription from Android phone. This can be done for other apps also which use google play balance.

Interesting solution. Will try and mark your post accordingly

 

[ak_1978]

If you are planning to use Infinia, activate Global Value program (GVP) on your card. Annual charges are 199+ GST and you get 1% cash back on all international spends. Further on first transaction, you get 500 rewards points thereby covering your fee for first two years

Interesting solution. Will try and mark your post accordingly

 

[Yugi]

Select random address in Japan as billing address to avoid paying GST (so you will only pay $20). It only works when you purchase it from website not from phone. Best card would be Infinia with GVP activated on it.

 

[ak_1978]

@ak_1978 @SSV

The better option would be to buy Amazon voucher from Smartbuy - Infinia. Buy google play voucher - 2k/10k from Amazon and add it google account. Sign up chatGpt subscription from Android phone. This can be done for other apps also which use google play balance.

This is the option that finally worked for me. It did not allow me to pay through Infinia GVP. There is a statement which says "Effective 1st Oct 2021, the Bank is required to decline all recurring transactions on cards initiated by merchants who are non-compliant with the new RBI guidelines"

 

[ak_1978]

Apologies @SSV . I had to remove your solution & bump up the solution offered by @cardoptimizer

 

[SSV]

Apologies @SSV . I had to remove your solution & bump up the solution offered by @cardoptimizer

No worries.
I actually didn't know that for ChatGPT we use play store balance.
I have never used ChatGPT, so not aware of that
. Yes ,for any play store vouchers buying thru apay vouchers using smart buy i- nfinia and then buying play store vouchers via amazon (combined with cb offers on play store voucers, when available) is the best way..

I always do this..

For apple store balance also I search for similar kind of things.

Essentially I never buy anything straight away either on DC/ CC.
I always buy via several steps to maximise the returns, wherever possible and this is one of those cases..
All the best

 

[SSV]

Apologies @SSV . I had to remove your solution & bump up the solution offered by @cardoptimizer

No worries.
I actually didn't know that for ChatGPT we use play store balance.
I have never used ChatGPT, so not aware of that
. Yes ,for any play store vouchers buying thru apay vouchers using smart buy i- nfinia and then buying play store vouchers via amazon (combined with cb offers on play store voucers, when available) is the best way..

I always do this..

For apple store balance also I search for similar kind of things.

Essentially I never buy anything straight away either on DC/ CC.
I always buy via several steps to maximise the returns, wherever possible and this is one of those cases..
All the best

Wherever possible we should follow this multiple step approach to maximise the returns. I am glad it worked out for you as per our comrade suggestion.

Look at this how many steps I had taken and in each step how much I saved...


Post in thread 'Suggest a 16gb Ram stick for this laptop' https://www.technofino.in/community...b-ram-stick-for-this-laptop.16424/post-323778

 

[kuchbhikuchbhi is verified member.]

Wherever possible we should follow this multiple step approach to maximise the returns. I am glad it worked out for you as per our comrade suggestion.

Look at this how many steps I had taken and in each step how much I saved...


Post in thread 'Suggest a 16gb Ram stick for this laptop' https://www.technofino.in/community...b-ram-stick-for-this-laptop.16424/post-323778

hats off !!
🤠🎩