Please suggest a credit card for offline purchases

[VibhavBilgoji]

I have enough cards to cover all my online purchases and return good amount of cashback. I want a card which would give a decent cashback on offline purchases especially departmental store shopping.

Preferably a lifetime free card, I already have few paid cards which offer 1% cashback on offline purchases, so I don't want a paid card for offline purchases specifically

 

[Wealth is my birth right!]

I have enough cards to cover all my online purchases and return good amount of cashback. I want a card which would give a decent cashback on offline purchases especially departmental store shopping.

Preferably a lifetime free card, I already have few paid cards which offer 1% cashback on offline purchases, so I don't want a paid card for offline purchases specifically

Idfc wealth
Use it upto 30k online
Post which pos will give 2.5%

 

[Mr. Aman]

I have enough cards to cover all my online purchases and return good amount of cashback. I want a card which would give a decent cashback on offline purchases especially departmental store shopping.

Preferably a lifetime free card, I already have few paid cards which offer 1% cashback on offline purchases, so I don't want a paid card for offline purchases specifically

axis ace 2% Flat cash back

 

[VibhavBilgoji]

axis ace 2% Flat cash back

Ik if nothing else then i'mma go with this
But again it's not ltf and I don't have the offer for the card rn on Google pay

 

[VibhavBilgoji]

Idfc wealth
Use it upto 30k online
Post which pos will give 2.5%

Oh boi I don't spend that much
Anyways I would rather use cashback SBI to spend 30k online and get 5% cb

 

[CardSeeker]

one and only ACE CREDIT CARD

 

[VibhavBilgoji]

I understand you like ace very much, but it's an invite only card, I had the banner on Google pay few months ago, but it disappeared now.

 

[VibhavBilgoji]

I have enough cards to cover all my online purchases and return good amount of cashback. I want a card which would give a decent cashback on offline purchases especially departmental store shopping.

Preferably a lifetime free card, I already have few paid cards which offer 1% cashback on offline purchases, so I don't want a paid card for offline purchases specifically

I am surprised no one suggested SBI simplySAVE
It gives 10X reward points on departmental store purchases

 

[CardSeeker]

I understand you like ace very much, but it's an invite only card, I had the banner on Google pay few months ago, but it disappeared now.

try in other gpay accounts

 

[VibhavBilgoji]

try in other gpay accounts

No I only have one gpay account

 

[CardSeeker]

I am surprised no one suggested SBI simplySAVE
It gives 10X reward points on departmental store purchases

u dont know the latest scenario of sbi rps, they may revoke ur rps at any point of time with out any intimation

 

[VibhavBilgoji]

u dont know the latest scenario of sbi rps, they may revoke ur rps at any point of time with out any intimation

Yeah but that is regarding online offers right?
Like Amazon great Indian sale
I will use it for daily grocery shopping

 

[CardSeeker]

Yeah but that is regarding online offers right?
Like Amazon great Indian sale
I will use it for daily grocery shopping

sbi lost the trust , many fellow mems already raised the complaints also

 

[newmakerhere]

indusind legend. flat 2% Rewards on weekends

 

[leonneel]

indusind legend. flat 2% Rewards on weekends

I thought 1.5%

 

[iAmPm]

indusind legend. flat 2% Rewards on weekends

Its 1.5% cause they devalued 1RP value to 0.75% last year itself.

 

[ltf4ever]

Ik if nothing else then i'mma go with this
But again it's not ltf and I don't have the offer for the card rn on Google pay

flipkart axis gives 1.5%
offered as ltf just before big sales on flipkart, i got it that way. don't know if these offers are still there.

tata neu hdfc cards: offered as ltf (see many threads regarding this).

icici amazon pay

 

[Shrinit Padwal]

No I only have one gpay account

If you have Axis account - or have any Axis cards, login to your app and check pre approved offers, many cards will be there. For me as well, ACE never showed up in GPay, but it is in my preapproved offers in Axis bank app. Do check. For offline ACE is best currently, FK Axis heavily devalued, many cards lost cashbacks/rewards on merchant categories/utilities.

 

[SiddharthR]

I have enough cards to cover all my online purchases and return good amount of cashback. I want a card which would give a decent cashback on offline purchases especially departmental store shopping.

Preferably a lifetime free card, I already have few paid cards which offer 1% cashback on offline purchases, so I don't want a paid card for offline purchases specifically

AU LIT: with ₹598 Quarterly fees, u'll get
~5%/month upto ₹10K spend (min 7.5K spend/month is required) & ~2.5% unlimited

 

[diablorojo8]

Bob snapdeal.
10 reward points for 100 rs on grocery and department store
20 points on snapdeal spends.
Added benefit is its a rupay card.
Flat 2.5% reward rate is pretty decent imo.
Annual fees is 250+gst
You also get a snapdeal voucher worth 500