Please suggest a credit card for offline purchases

[VibhavBilgoji]

I have enough cards to cover all my online purchases and return good amount of cashback. I want a card which would give a decent cashback on offline purchases especially departmental store shopping.

Preferably a lifetime free card, I already have few paid cards which offer 1% cashback on offline purchases, so I don't want a paid card for offline purchases specifically

 

[VibhavBilgoji]

Bob snapdeal.
10 reward points for 100 rs on grocery and department store
20 points on snapdeal spends.
Added benefit is its a rupay card.
Flat 2.5% reward rate is pretty decent imo.
Annual fees is 250+gst
You also get a snapdeal voucher worth 500

thanks ill surely check that out

 

[VibhavBilgoji]

If you have Axis account - or have any Axis cards, login to your app and check pre approved offers, many cards will be there. For me as well, ACE never showed up in GPay, but it is in my preapproved offers in Axis bank app. Do check. For offline ACE is best currently, FK Axis heavily devalued, many cards lost cashbacks/rewards on merchant categories/utilities.

i just applied for airtel axis card, which is my first axis bank credit card. so i dont think i would be getting any offers anytime soon

 

[VibhavBilgoji]

flipkart axis gives 1.5%
offered as ltf just before big sales on flipkart, i got it that way. don't know if these offers are still there.

tata neu hdfc cards: offered as ltf (see many threads regarding this).

icici amazon pay

bro tata neu cards
very intersting if you get them ltf
but i read some threads, but it involves faking your job, and report yourself as a tata employee...
i havn't read all of them, but is there any other methods to get that card ltf?
i am interested in tata neu infinity card, if i get that ltf, i wouldn't think twice

 

[VibhavBilgoji]

flipkart axis gives 1.5%
offered as ltf just before big sales on flipkart, i got it that way. don't know if these offers are still there.

tata neu hdfc cards: offered as ltf (see many threads regarding this).

icici amazon pay

when is the last time flipkart axis went ltf?
i havnt seen any ltf offer on that card. ig they used to issue it as ltf, but i dont think they do it now.

 

[ltf4ever]

bro tata neu cards
very intersting if you get them ltf
but i read some threads, but it involves faking your job, and report yourself as a tata employee...
i havn't read all of them, but is there any other methods to get that card ltf?
i am interested in tata neu infinity card, if i get that ltf, i wouldn't think twice

no need to fake anything.
i just followed someone's advice here: make a purchase on tata neu app once or twice....then go to the apply card page and stop the process after checking your eligibility...within 2 weeks i got ltf offer.
but i don't know if that has stopped now....now there is a spend based ltf conversion offer going on 'tata neu league', you will see a banner in the app on how to enter the contest.

 

[RkrRkr is verified member.]

Idfc wealth
Use it upto 30k online
Post which pos will give 2.5%

In two words..

Axis Ace

 

[Shrinit Padwal]

no need to fake anything.
i just followed someone's advice here: make a purchase on tata neu app once or twice....then go to the apply card page and stop the process after checking your eligibility...within 2 weeks i got ltf offer.
but i don't know if that has stopped now....now there is a spend based ltf conversion offer going on 'tata neu league', you will see a banner in the app on how to enter the contest.

For Tata Neu, checking your eligibility -> cibil hit?

 

[Wealth is my birth right!]

In two words..

Axis Ace

Agreed
But my gpay not getting it for years🙂

 

[Wealth is my birth right!]

For Tata Neu, checking your eligibility -> cibil hit?

Check CIBIL score from tata app
No hard hit until u apply for card

 

[Shrinit Padwal]

Agreed
But my gpay not getting it for years🙂

Check this 😛 -> https://www.technofino.in/community/threads/best-way-for-nps-payments.10805/post-178306
You can check your pre-approved offer in Axis Mobile app

 

[RkrRkr is verified member.]

Agreed
But my gpay not getting it for years🙂

Just check Gpay thread in TF community..i somewhere read the trick to get Axis Ace invitation notification on gPay....plz do search ,coz i dont have link right now..

 

[Shrinit Padwal]

Just check Gpay thread in TF community..i somewhere read the trick to get Axis Ace invitation notification on gPay....plz do search ,coz i dont have link right now..

This one I think -> https://www.technofino.in/community/threads/ac-guaranteed-invitation-trick.10685/

 

[ltf4ever]

For Tata Neu, checking your eligibility -> cibil hit?

yes.

 

[panu24]

For Tata Neu, checking your eligibility -> cibil hit?

Yes it hit for me but as I am not offered ltf, I stopped further process.

 

[codenerd]

Wow p

indusind legend. flat 2% Rewards on weekends

pls tell more about this. I got this card last week only LTF.

 

[Shrinit Padwal]

Wow p

pls tell more about this. I got this card last week only LTF.

No, it's like 2 Reward points on weekends, like you get 2 reward points for every ₹100 spent. 1 RP = ₹0.75 of cash value. 1 reward point on weekdays.

 

[Sanskar]

I have enough cards to cover all my online purchases and return good amount of cashback. I want a card which would give a decent cashback on offline purchases especially departmental store shopping.

Preferably a lifetime free card, I already have few paid cards which offer 1% cashback on offline purchases, so I don't want a paid card for offline purchases specifically

What’s your monthly off-line spend?

 

[Sanskar]

AU LIT: with ₹598 Quarterly fees, u'll get
~5%/month upto ₹10K (min 7.5K/month is required) & ~2.5% unlimited

Not up to 10k only up to 500/month

 

[SiddharthR]

Not up to 10k only up to 500/month

Forgot to mention 'spend'. Edited now.

 

[saucy]

when is the last time flipkart axis went ltf?
i havnt seen any ltf offer on that card. ig they used to issue it as ltf, but i dont think they do it now.

I see three options.
1. The unpopular opinion - Flipkart card. Kuch sochna nahi padta. Easily LTF can be gotten, keep your eyes open.

2. Ace - it's an upgraded version of Flipkart (but 500rs chargeable) so I'm not really sure as for yet. To apply for it - https://www.technofino.in/community...rs-500-cashback-not-visible.10516/post-171392

Cons for axis cards - insurance spends don't get cashback. Pros - mostly rest of the things covered.
Ace is specialised for utilities payment so that's something you should consider.
Here's a link if you want to do more research - https://www.technofino.in/community...xis-flipkart-for-offline-spends-purely.10828/

3. Tata neu infinity - there's an offer right now - do around 15k+ spends across 9 orders and get the card LTF.
Pros - if you're a bigbasket spender, this is a good opportunity.
Insurance also gets 5% cashback.
1.5% flat cashback on offline spends.

Cons - the cashback is neu coins, and everything on the neu app is V.Expensive 🤣🤣