Possible devaluation/revaluation in HDFC Millennia Credit Card

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With the introduction of the new HDFC Swiggy Credit Card, there is a possibility of revaluation for the HDFC Millennia Credit Card. The Swiggy Credit Card offers a more attractive 5% cashback on most online purchases, with a higher limit of up to INR 1500 per month, compared to the HDFC Millennia's cap of INR 1000, despite having a higher annual fee. Despite understanding the disparity between real cashback in the form of a statement credit and Swiggy money, the current offering of the HDFC Millennia Credit Card might not seem justified when compared to the new HDFC Swiggy Credit Card, which provides a higher cashback limit on most online purchases. The HDFC Millennia Credit Card's higher annual fee and limited lounge access could further contribute to this perception.

 

[fageriaji]

I myself converted from Diners to Visa. The only thing you'll miss is access to more lounges. But it wasn't that important for me for the time being.

I converted it to visa and today received the visa varient.
For lounge access i have sbi prime, icici sapphiro, icici MMT.

 

[Xrex]

Bhai, I think it's already devalued, as wallet reloads are now excluded from 1% cashback.

 

[shrewdoc]

Bhai, I think it's already devalued, as wallet reloads are now excluded from 1% cashback.

Any evidence?

 

[Xrex]

Any evidence?

Just now checked my statement. Didn't received cashback for last month. Checked T&Cs, it's showing 1% excludes wallet reloads. Check here

Apply for Millennia Credit Card & Get CashBacks on Spends |HDFC Bank

Millennia Credit Card: Get exclusive cashbacks while spending on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato. Apply today!

www.hdfcbank.com

 

[shrewdoc]

Just now checked my statement. Didn't received cashback for last month. Checked T&Cs, it's showing 1% excludes wallet reloads. Check here

Apply for Millennia Credit Card & Get CashBacks on Spends |HDFC Bank

Millennia Credit Card: Get exclusive cashbacks while spending on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato. Apply today!

www.hdfcbank.com

When did you do the transaction? In the month end?

 

[Xrex]

When did you do the transaction? In the month end?
View attachment 30152

From month start till end, I've done 5 transactions. But no cashback for any.

 

[pavan000]

I have upgrade to Millenia FYF, how to make it ltf

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

I have upgrade to Millenia FYF, how to make it ltf

Do high no. of txns on your credit card after receiving it. Then after 1-2 months, ask them to make it LTF mentioning existing relationship with HDFC. written by @Chaitanya-a tested by and converted for me.

 

[Rohith-2009]

I have upgrade to Millenia FYF, how to make it ltf

Same question? I convinced him to get millenia but I want to make it ltf

 

[Lakshya Mahani]

I have upgrade to Millenia FYF, how to make it ltf

56L spend kardo, fir bank ko mail kar dena, LTF kar dengey
IYKYK

 

[binno]

I mailed to LE and change the varient of Millennia from diners to visa.
Get a reply to send the salary documents/ITR to channai office for LE.
Will it hit CIBIL?

And just received a call from hdfc for change the card network and SR registered for the same

no need to send .. i recently got LE .. on mail

 

[fageriaji]

no need to send .. i recently got LE .. on mail

What was the procedure?

 

[binno]

Do high no. of txns on your credit card after receiving it. Then after 1-2 months, ask them to make it LTF mentioning existing relationship with HDFC. written by @Chaitanya-a tested by and converted for me.

How much is that ‘high no. of txns’ ??

 

[binno]

What was the procedure?

just mailed them by filling upgrade form , a letter of consent and documents

 

[itsds]

no need to send .. i recently got LE .. on mail

did you ask for LE or it was pre approved offer ?

 

[itsds]

just mailed them by filling upgrade form , a letter of consent and documents

which document was required ?

 

[binno]

which document was required ?

Latest month payslip
Also i sent them filled LE FORM which they didnt ask for .. But still sent them

 

[itsds]

Latest month payslip
Also i sent them filled LE FORM which they didnt ask for .. But still sent them

Thanks for confirming , how much they increaed ?

 

[binno]

Thanks for confirming , how much they increaed ?

2.5 times my salary
Earlie i had 1.66 times my salary as limit