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[Possible New Card] Yes First Exclusive Credit card getting converted to Yes Reserv Credit Card

dvader

TF Premier
Hi Guys,

Just received this email, Well if 1 RP = INR 0.25 this is an excellent value. Since other terms and conditions remain the same regarding Fees and all (See the bottom line in SS), people who have it LTF will almost certainly keep it as LTF. 3% Reward rate for online spends, 1.5% for other,s and 0.75% for special (I think rent, insurance, and stuff); that's kinda cool !!!! Also, Purchase protection !!! is Yes Bank making enough profits already? 😅

Screenshot from 2023-11-16 21-23-30.png

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The New Reserv Credit Card

Screenshot from 2023-11-16 21-32-38.png
 
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I just noticed 24/200 on travel/dining is limited to just 5000 spends for current card.

That's way too less. If same is applicable for their reserv card for online spends as well, it won't be much useful at all😅 even with 3x/5x subscription.

Edit: Saw few comments saying 5000 is points limit, so spends would be 41667.
 
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Yes Bank has started to participate in good offers now.

Just booked Dubai flight on cleartrip using Yes bank CC offer... which was cheapest available coupon code across MMT, Ixigo and Cleartrip. Hope it will also get 3% reward rate as their new system kicked off yesterday only
 
Can anyone please check on yes credit rewards portal for Yes credit card card redemption value on flights/hotels and vouchers and inform us? That'll be the most important post of all.
 
I will consider official site info as more accurate and it clearly says 72/120 points for travel under 3x/5x plans.

That 8 per 200 is mostly old info, that is not updated.

I see same thing (as I interpreted) in card insider, card expert and technofino in random posts. So I will consider this correct, unless I myself try it out.

So, I will say, Either you are not calculating properly or merchant is not reporting correct MCC.

Its 72 points, After this I re-confirmed and luckily got good agent, credited 3 months missing points where they credited 24 points instead of 72 dispite correct MCC. So, as you said its 18, 36, and 72 for YFE. Said during that time its not properly integrated, now everything good and this month got 72 directly without escalation. Thanks!
 
Its 72 points, After this I re-confirmed and luckily got good agent, credited 3 months missing points where they credited 24 points instead of 72 dispite correct MCC. So, as you said its 18, 36, and 72 for YFE. Said during that time its not properly integrated, now everything good and this month got 72 directly without escalation. Thanks!
Great, so with 9% on all online spends (non utility, insurance, rent and several others) with 3x plan (4130 fee) and 15% on travel spends with 5x plan (5900 fee), this card beats everything else out there😉.

Under 3x plan, capping is 36000x3 (36K cap for 24/200 category) points, which is 3L spends and pretty good.

Under 5x plan, capping is 18750x5 (75K cap for 5x plan) points, which is 1.56L spends.

If they are considering base points also under subscription limit, then it will be around 2.08L under 3x and 1.25L under 5x. And is still pretty nice.

Btw, does the marquee card has these subscription plans? If not, reserv is better with these plans.
 
Great, so with 9% on all online spends (non utility, insurance, rent and several others) with 3x plan (4130 fee) and 15% on travel spends with 5x plan (5900 fee), this card beats everything else out there😉.

Under 3x plan, capping is 36000x3 (36K cap for 24/200 category) points, which is 3L spends and pretty good.

Under 5x plan, capping is 18750x5 (75K cap for 5x plan) points, which is 1.56L spends.

If they are considering base points also under subscription limit, then it will be around 2.08L under 3x and 1.25L under 5x. And is still pretty nice.

Btw, does the marquee card has these subscription plans? If not, reserv is better with these plans.

Subscription page still showing upto Reserv only. https://www.yesbank.in/credit-card-services/rewards-subscription-plan

If Marquee with 3x is killer card for 10k card 🙂 it's like Infinia with Smartbuy rewards but everywhere.
 
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+ 1 as only thing that is mentioned is "Additional Reward Points per statement cycle will be capped at 75,000 per customer, effective 1st September’2023."

Where are you getting this information? Not mentioned here. https://www.yesbank.in/credit-card-services/rewards-subscription-plan

YES Reserv ( as per today available information ):

Additional Reward Points per statement cycle will be capped at 75,000 per customer, effective 1st September’2023.

3x = 1x Online 24 Points per 200 + 2x Online 48 Points per 200

1x - Unlimited.
2x - around 3L to achieve 75k points.
 
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