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[Possible New Card] Yes First Exclusive Credit card getting converted to Yes Reserv Credit Card

dvader

TF Premier
Hi Guys,

Just received this email, Well if 1 RP = INR 0.25 this is an excellent value. Since other terms and conditions remain the same regarding Fees and all (See the bottom line in SS), people who have it LTF will almost certainly keep it as LTF. 3% Reward rate for online spends, 1.5% for other,s and 0.75% for special (I think rent, insurance, and stuff); that's kinda cool !!!! Also, Purchase protection !!! is Yes Bank making enough profits already? 😅

Screenshot from 2023-11-16 21-23-30.png

1340389F96C9CC0B65283BACE93403C4.gif

The New Reserv Credit Card

Screenshot from 2023-11-16 21-32-38.png
 
Last edited:
Thora picture bhejo na bhai. Also did you receive it in box or envelope?

here is the pic of Marquee CC. now, you can imagine Reserv...

 
here is the pic of Marquee CC. now, you can imagine Reserv...

You forgot me? 😂😂 I was one of the first who saw it (the thread). Also, i had also asked about background thing that was originally a mobile stand .
 
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Another devaluation @helloworld . They are changing this program literally every other month😅. Now it is closer to how you originally described (not same).

Reserv rates -
1x rates - 3/1.5/0.75% on online/offline/select categories.
3x rates - 6/4.5/2.25% on online/offline/select categories.
5x rates - 9/7.5 on online/offline Travel, Dining, Fashion, Healthcare categories.

Marquee 1x rates - 4.5/2.25/1.25% on online/offline/select categories.

Subscription plan is still good for people with high offline spends or online spends in travel categories. But this is 3rd or 4th devaluation in this plan since it was launched last year and we can see more, as more people start noticing this plan and opt for it.

Hope they didn't do anything to that reward portal, otherwise all the accumulated points wasted like Ultimate card with no options or less value.
 
Another devaluation @helloworld . They are changing this program literally every other month😅. Now it is closer to how you originally described (not same).

Reserv rates -
1x rates - 3/1.5/0.75% on online/offline/select categories.
3x rates - 6/4.5/2.25% on online/offline/select categories.
5x rates - 9/7.5 on online/offline Travel, Dining, Fashion, Healthcare categories.

Marquee 1x rates - 4.5/2.25/1.25% on online/offline/select categories.

Subscription plan is still good for people with high offline spends or online spends in travel categories. But this is 3rd or 4th devaluation in this plan since it was launched last year and we can see more, as more people start noticing this plan and opt for it.
In 5X subscription, Out of 72 points, 24 are considered base and 48 considered as accelerated?

If thats correct, That means we can spend 3L per month to earn max 36000 + 72000 (of 75000 max) points per month? In 3 months, we can accumulate 81k worth of points on 9L spends.
 
In 5X subscription, Out of 72 points, 24 are considered base and 48 considered as accelerated?

If thats correct, That means we can spend 3L per month to earn max 36000 + 72000 (of 75000 max) points per month? In 3 months, we can accumulate 81k worth of points on 9L spends.
We don't know if they calculate like that or consider whole points, as we don't have data. Most cards do like that only though. Either way it's pretty huge monthly limit. And that too just in travel 😅. Even intermiles Amazon voucher has 50k limit only.
 
There is no limitation on no of intermiles accounts.

Hope they didn't do anything to that reward portal, otherwise all the accumulated points wasted like Ultimate card with no options or less value.
Thats a possibility. Very easy for them to inflate prices. Not sure if yes bank rewards are worth efforts.
 
I got the reserve card. Thinking of getting 5x subscription -
5 times the regular Reward Points on Spends on Dining, Travel, Fashion and Healthcare for next 12 months

Which MCC is considered travel, dining, healthcare and fashion?
This is important information that is not disclosed by Yes Bank.
 
what if I get 3x and 5x both. will it be 15x 😱
🙃
Fifa Magnus GIF by esuperliga

Jokes apart, you can take only one plan.
 
When do normal points get credited in Yes Reserv? I made a txn few days ago which is settled but points not yet credited.
Bill not generated yet.

Had this card in drawer since long. Only took it out cause of this thread 😅
 
When do normal points get credited in Yes Reserv? I made a txn few days ago which is settled but points not yet credited.
Bill not generated yet.

Had this card in drawer since long. Only took it out cause of this thread 😅

login netbanking (never used mobile app) -> view details beside credit card number -> View credit card details.

Here, find 'earned this cycle' for reward points
 
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