(post updated) Which Debit Card to use for Credit Card Bill Payment in April 2025

[supperman]

Ok, i think this is also Utility but im not sure.

do minimum Rs300 trxn and check.

Did anyone confirm whether FREECHARGEPAYMENTTECHNO is fetching reward points, if paid via IDFC DC?

 

[Abhishek012]

Did anyone confirm whether FREECHARGEPAYMENTTECHNO is fetching reward points, if paid via IDFC DC?

Rewards are instant now, just do minimum Rs300 and check.

Before transaction check your rewards and after transaction check again.

 

[Sanyamramshankar@ybl]

Rewards are instant now, just do minimum Rs300 and check.

Before transaction check your rewards and after transaction check again.

????

I read RBL signature plus gives cashback on Axis bank bill payment does Kotak Bank supercard will also work on Freecharge Gateway through Axis Bank

 

[2025]

????

I read RBL signature plus gives cashback on Axis bank bill payment does Kotak Bank supercard will also work on Freecharge Gateway through Axis Bank

No no no.

 

[tetrapack]

T

Post in thread 'IDFC First Bank Launched its Debit Card Reward System'

Apr 3, 2025

I applied firstap and didn't get welcome reward on it ( did 11k transaction and 33k transaction)

Previously i had taken rewards for plat dc and then upgraded account to select dc
So had taken 2 rewards (plat dc, then select dc) for first transactions

Now am I eligible for firsttap welcome rewards of 4k?

Also the rewards point earned by firstap are showing in new portal but not redeemable, how it proceed here?

• tetrapack

Can anyone help with this?

 

[Credit_Cards]

Rewards are instant now, just do minimum Rs300 and check.

Before transaction check your rewards and after transaction check again.

thats one great development Dada, Rupay hai to aap hai

 

[Credit_Cards]

T

Post in thread 'IDFC First Bank Launched its Debit Card Reward System'

Apr 3, 2025

I applied firstap and didn't get welcome reward on it ( did 11k transaction and 33k transaction)

Previously i had taken rewards for plat dc and then upgraded account to select dc
So had taken 2 rewards (plat dc, then select dc) for first transactions

Now am I eligible for firsttap welcome rewards of 4k?

Also the rewards point earned by firstap are showing in new portal but not redeemable, how it proceed here?

• tetrapack

Can anyone help with this?

it will be credited in 14 days or less from date of transaction dont worry

 

[pshah1995]

@Abhishek012 Currently, reward points are getting instantly accrued, however in the redeemable reward points it is showing as 0. So, by when its gets credited or become eligible for redemption?

Further, is there a way to move the reward points from Savings Account to Card to book flight tickets?

 

[Marshallgv2]

@Abhishek012 , others

I've been using my SBI VDC Rupay for 2 months now for CC billpayment, mostly on Unipay but twice on freecharge (as Unipay had some amount glitch)
Haven't received any rewards as of now.
How long is the usual wait?

I got this card in January.

Thanks for your time

 

[Half Human]

@Abhishek012 Currently, reward points are getting instantly accrued, however in the redeemable reward points it is showing as 0. So, by when its gets credited or become eligible for redemption?

Further, is there a way to move the reward points from Savings Account to Card to book flight tickets?

14 days post accrual, if will be eligible for redemption

 

[shashankverma]

@Abhishek012 Currently, reward points are getting instantly accrued, however in the redeemable reward points it is showing as 0. So, by when its gets credited or become eligible for redemption?

Further, is there a way to move the reward points from Savings Account to Card to book flight tickets?

Where to check idfc rp?

 

[Half Human]

@Abhishek012 Currently, reward points are getting instantly accrued, however in the redeemable reward points it is showing as 0. So, by when its gets credited or become eligible for redemption?

Further, is there a way to move the reward points from Savings Account to Card to book flight tickets?

You can book flight tickets straight using RP using their RP portal for 4=1 conversion, for a max 70% of Booking value and convenience fee of 300

 

[sid16]

PhonePe is giving error "Your payment failed due to a technical issue. Please try after some time, or try using another available payment mode."

 

[sid16]

Did anyone confirm whether FREECHARGEPAYMENTTECHNO is fetching reward points, if paid via IDFC DC?

FREECHARGEPAYMENTTECHNOGURGAON gave me instant rewards, yes.

 

[insanhuinsan]

PhonePe is giving error "Your payment failed due to a technical issue. Please try after some time, or try using another available payment mode."

This comes when we exhaust our daily limit check your timing on idfc app and on next day transact 1 minute later after that time idfc first tap has 24 hour 1 lakh transaction cap it doesn't reload on 12am basis

 

[sid16]

SBI VDC blocked citing "suspicious transaction" when used on PhonePe. Now they are asking me to visit branch. Any other virtual way to reactivate the VDC?

 

[sid16]

This comes when we exhaust our daily limit check your timing on idfc app and on next day transact 1 minute later after that time idfc first tap has 24 hour 1 lakh transaction cap it doesn't reload on 12am basis

I did it on Freecharge and it got done instantly. Probably more like PhonePe have a 24 hour waiting period for DCs, nothing to do with IDFC.

 

[insanhuinsan]

I did it on Freecharge and it got done instantly. Probably more like PhonePe have a 24 hour waiting period for DCs, nothing to do with IDFC.

Sry i thought u asked for idfc it was idfc first tap 24 hour limit not phonepe or freecharge

 

[sid16]

Sry i thought u asked for idfc it was idfc first tap 24 hour limit not phonepe or freecharge

Bro I am using IDFC First Tap DC itself. Anyway, it got done on Freecharge and points credited.

 

[vchouksey80]

SBI VDC blocked citing "suspicious transaction" when used on PhonePe. Now they are asking me to visit branch. Any other virtual way to reactivate the VDC?

Unfortunately no way to unblock, you may be blocked or locked from all banking services from SBI till now,

Happened with me last week, had to visit home branch to unlock, after that you need to reset your yono , NetBanking credentials with the help of branch,

Then you need to create fresh request for virtual DC , as current one will be removed from your account,

This is my personal experience I'm telling

No I will never use phonePe using sbi dc