Pre-Approved LTF Rubyx Credit Card

[sumitkr85]

Is it worth getting Pre-Approved LTF Rubyx Credit Card or shall I request for icici sapphiro credit card?

 

[007007 is verified member.]

Is it worth getting Pre-Approved LTF Rubyx Credit Card or shall I request for icici sapphiro credit card?

Can you share the criteria for getting that offer please?

 

[prc1990]

Is it worth getting Pre-Approved LTF Rubyx Credit Card or shall I request for icici sapphiro credit card?

Reward system of ICICI is not that much appealing except the instant bank discounts on e-commerce platforms. If you already have a LTF card from ICICI, nothing much you can do with this card.

 

[sumitkr85]

Can you share the criteria for getting that offer please?

Recently got my account upgraded to wealth account.. after that have been getting multiple offers on loans and one credit card

 

[souvikdey2002]

Is it worth getting Pre-Approved LTF Rubyx Credit Card or shall I request for icici sapphiro credit card?

Off course if you are getting Sapphiro LTF, go for it
Don't think twice.

 

[souvikdey2002]

I'm interested to know too @sumitkr85

ICICI is one of the most peculiar bank I have ever seen in terms of extending the Pre-approved offers.
Sometimes they give LTF Rubyx for somebody who doesn't have any bank account even.

 

[sumitkr85]

Off course if you are getting Sapphiro LTF, go for it
Don't think twice.

Not got sapphiro offer yet.. the question is should I wait for sapphiro offer or take the rubyx now and ask for upgrade later

 

[souvikdey2002]

Not got sapphiro offer yet.. the question is should I wait for sapphiro offer or take the rubyx now and ask for upgrade later

Once you take Rubyx, you will not be offered Sapphiro anymore in LTF criteria.
But if you don't take Rubyx then also there is no guarantee that you will get Sapphiro LTF anytime soon.
So it's better if you are getting Rubyx LTF, take it.

 

[sumitkr85]

Once you take Rubyx, you will not be offered Sapphiro anymore in LTF criteria.
But if you don't take Rubyx then also there is no guarantee that you will get Sapphiro LTF anytime soon.
So it's better if you are getting Rubyx LTF, take it.

Will wait it out.. not in hurry now..

 

[souvikdey2002]

Will wait it out.. not in hurry now..

Keep in my mind, any Pre-approved offer is not made for lifetime.
It refreshes every quarter, so if you wait but Sapphiro wouldn't come & by that time Rubyx is gone too then you are left no where my friend.
So it's always better to take anything if you ae getting as Life Time Free.

 

[sumitkr85]

Keep in my mind, any Pre-approved offer is not made for lifetime.
It refreshes every quarter, so if you wait but Sapphiro wouldn't come & by that time Rubyx is gone too then you are left no where my friend.
So it's always better to take anything if you ae getting as Life Time Free.

Don't see any extra benefit on Rubyx which I don't have on my existing cards.. only Plus I am seeing for Sappihoro is Dreamfolks Pass

 

[souvikdey2002]

Don't see any extra benefit on Rubyx which I don't have on my existing cards.. only Plus I am seeing for Sappihoro is Dreamfolks Pass

You will get Railway Lounge benefits which not seen in every other cards.
But off course, it is your decision.

 

[Batmanbaba]

Recently got my account upgraded to wealth account.. after that have been getting multiple offers on loans and one credit card

How do you got the upgrade...?? Was it automatic from bank... Or via RM or you applied yourself...???

 

[sumitkr85]

How do you got the upgrade...?? Was it automatic from bank... Or via RM or you applied yourself...???

Requested Icici support as I was meeting the eligibility criteria

 

[The_Beast]

@sumitkr85 can you please list down the requirements for wealth account in icici like amb, etc? Didnt find any relevant info elsewhere..

 

[sumitkr85]

@sumitkr85 can you please list down the requirements for wealth account in icici like amb, etc? Didnt find any relevant info elsewhere..

https://www.icicibank.com/wealth-management/disclaimer/eligibility-criteria.page#:~:text=Wealth%20Management%20Services%20are%20available,of%20minimum%20INR%2025%20Lakhs.&text=Please%20note%20that%20the%20definition,the%20discretion%20of%20ICICI%20Bank.

 

[sumitkr85]

How can I request for gold or titanium?

Check upgrade option in imobile or online banking, under service requests

 

[sumitkr85]

Are there non maintenance charges?

no idea

 

[Batmanbaba]

Are there non maintenance charges?

yes...if its savings account non maintanence charges applicable.....if salary then no mab charges....

 

[dav33]

any idea in how to convert from icici coral ltf to rubyx.