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Pre-approved offer Of DINERS CLUB PRIVILEGE ⁉️

P

Piyush_

TF Premier
Hello Guys 👋
Actually I'm holding an savings account in hdfc bank 🏦
Now hdfc offers an pre-approved credit card for me.. With an limit of 92k..
Card variant= DINERS CLUB PRIVILEGE
Fees = FREE
Cards I'm holding now
- SBI CASHBACK
- INDUSIND LEGEND
- IDFC POWER PLUS
- IDFC FIRST MILLENIA
Having an confusion that should i take it or wait for another offer...
Any suggestions, guide for this ⁉️
 
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theMessiah said:
There is no verfication for pre approved cc. They just ask for employment details while completing the application.
Click to expand...
Not true. There has been multiple instances mentioned in this forum itself where offline verification is being done for pre approved offers. Especially from December. And it happened for my cousin brother aswell last month. I specifically checked if it's pre approved application. In url it said pre-approved. Only asked for occupation details. But still offline verification has been done. Which is why I am being hesitant to apply for pre approved offers now since I am just a student.
 
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GTSaketh said:
Not true. There has been multiple instances mentioned in this forum itself where offline verification is being done for pre approved offers. Especially from December. And it happened for my cousin brother aswell last month. I specifically checked if it's pre approved application. In url it said pre-approved. Only asked for occupation details. But still offline verification has been done. Which is why I am being hesitant to apply for pre approved offers now since I am just a student.
Click to expand...
Twice with my friend
Once with my sibling
 
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rimtesh said:
you sure about the c2c route?
I visited my branch with axis credit limit of 7.5l but the bank employee said it isn't required as u are already salaried and i got moneyback plus
Click to expand...
they did a normal application using pay slips. if you apply C2C by submitting last 1 year statement of your current card they usually match the limit or give 90% of current card limit. If they are still accepting C2C.
 
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Piyush Yadav said:
No verification be like in this case was that RM already know us so don't have confusion in verification....
It's not mean that it Can approved without any verification
Click to expand...
I remember when my brother got the tata neu card. it was pre approved and got the card delivered home. still an agent called for some verification. my brother is out of city and the agent had someone in that city and got the KYC done.

all while my brother is a salary account holder.

Edit 1 : verification was after card got delivered
 
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A call from hdfc Executive... 📱
that i have preapproved offer of DCP 💳 from my Hdfc bank savings account... 🏦
They said that limit 92k has been there.. 💵
But i don't know that men, also he is not my RM...
And in netbanking I don't show any offer of pre-approved card or not having any mail from hdfc..
So how to be sure. that I have a pre-approved
offer ⁉️

And is DCP a core card of Hdfc, should i take it or wait for another card... Currently i don't have any hdfc bank credit card 💳
also the main motive to open an account in Hdfc for there pre-approved core credit card offer
After getting card i would get this account to be closed...

Cards i have now 💳
1=SBI CASHBACK
2=AXIS NEO
3=AXIS AIRTEL
4= AXIS INDIAN OIL
5=IDFC FIRST POWER PLUS HP
6=IDFC FIRST MILLENIA
7=INDUSLND LEGEND

This forum suggestions alot for me 😊
1000444529.webp
 
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Apply For LTF Axis Bank Credit Card
Piyush Yadav said:
Hello Guys 👋
Actually I'm holding an savings account in hdfc bank 🏦
Now hdfc offers an pre-approved credit card for me.. With an limit of 92k..
Card variant= DINERS CLUB PRIVILEGE
Fees = FREE
Cards I'm holding now
- SBI CASHBACK
- INDUSIND LEGEND
- IDFC POWER PLUS
- IDFC FIRST MILLENIA
Having an confusion that should i take it or wait for another offer...
Any suggestions, guide for this ⁉️
Click to expand...

hellowo₹ld

Thread 'Guide to Choosing the Right Credit Card - Basic Requirements'

How to Choose the Right Credit Card for You

Simply looking at your CIBIL score or listing your existing cards won't help determine the most suitable credit card for you. To make an informed choice, you need to consider various factors.

Key Steps to Select a Credit Card:​

  1. Identify Your Spending Categories
    Look at your monthly or annual expenses and categorize them. This will help determine which card gives the best rewards for your spending pattern.

    Example:
    • Amazon: ₹5,000
    • BigBasket: ₹5,000...
  • Like
  • Lovely
  • Thanks

: )
 
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