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Pre Approved offers in ICICI Mine Zero Balance Account?

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sudhirsiddhi

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Anyone received pre approval offers in ICICI Mine Account if yes then Please reply How?

I have ICICI mine account last 2.5 years but I don't receive any kind of Pre Approval offer.

Please reply me Guys
 
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my account is nearly 2 years old maintained a balance of around 1 lakh, very less transactions done, i didnt receive any pre-approved offers.
after 1.2 years or so i have manually applied for amazon pay icici credit card as there was banner video kyc available no income docs required, my amazon account has full kyc too. within 2 mins my card was approved with 80k limit. then after 3 months of card approval i am getting to see pre approved offers of bike loan(2lk) car loan 10lks and home loan 20lks offers without income proofs
 
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Batmanbaba said:
It is pre approved offer for credit card... Go ahead and see if any ltf card given or what cards they are offering
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Yes. It was pre qualified coral ltf card. But they want work address verification. But I have no job now. I am MBBS students. I think they will reject
 

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Farhad sekh said:
Yes. It was pre qualified coral ltf card. But they want work address verification. But I have no job now. I am MBBS students. I think they will reject
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Just try......... They dont verify in case of pre approved /pre qualified cards.. U can give any big hospitals name........ Or show as yourself as self employed as doctor.... And in office mail give your personal email....
 
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Batmanbaba said:
Just try......... They dont verify in case of pre approved /pre qualified cards.. U can give any big hospitals name........ Or show as yourself as self employed as doctor.... And in office mail give your personal email....
Click to expand...
Thanks for your suggestion.
I have given my college name
My cibil is 730
They have not verified anything
Today this message came
"Congratulations! Welcome to ICICI Bank Credit Cards. Your application has been approved and your new card will be delivered in 7 working days."
Thanks a lot for your suggestion
 
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sudhirsiddhi said:
Anyone received pre approval offers in ICICI Mine Account if yes then Please reply How?

I have ICICI mine account last 2.5 years but I don't receive any kind of Pre Approval offer.

Please reply me Guys
Click to expand...

ICICI Mine Savings Account Rohan.PNG

Yes, ICICI Mine account gets pre-approved offers totally based on your account usage.

First 6 months I used this account as primary account did UPI, purchases through DC, Invest though Groww using Net banking, Set Standard Instructions, Etc.
Apay card is rejecting from 1 year but after getting is account it approved in next chance.

After 1 Year of usage I stopped using this account not even done 1 transaction in 3 months. I keep this account zero balance and removed all SI, etc.
I was getting pre-approved offers. I also got home loan offer but when customer care called regarding home loan offer I said no I don't need that. Home load offer disappeared next day.

Tip:- When customer card calls regarding offers just say them to call back and never lift call again if you want to keep offers in account as it was.
 
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Rohan said:
View attachment 14046

Yes, ICICI Mine account gets pre-approved offers totally based on your account usage.

First 6 months I used this account as primary account did UPI, purchases through DC, Invest though Groww using Net banking, Set Standard Instructions, Etc.
Apay card is rejecting from 1 year but after getting is account it approved in next chance.

After 1 Year of usage I stopped using this account not even done 1 transaction in 3 months. I keep this account zero balance and removed all SI, etc.
I was getting pre-approved offers. I also got home loan offer but when customer care called regarding home loan offer I said no I don't need that. Home load offer disappeared next day.

Tip:- When customer card calls regarding offers just say them to call back and never lift call again if you want to keep offers in account as it was.
Click to expand...
How much limit on Apay Card??
 
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On my ICICI mine account, I had not maintained any balance and had no transactions since the account opened. I called ICICI customer care and ask about the credit card offer on my account they said there is an offer of a platinum credit card but the same is not showing in net banking and mobile app. But fortunately, I receive the card on applying through the call without document verification. My account is 8 months old.
 
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I applied for amazon pay credit card but it got rejected because my city wasn't on list, now I have to wait for 180 days to apply again.

I opened ICICI mine account.

after 180 days I applied for amazon pay cc this time it got approved with 60000 credit limit. ( without KYC process).

in Nov 2022 my credit limit increase to 4,20,000.

Pre approved offers :

Screenshot_2023-06-05-09-01-23-116_com.csam.icici.bank.imobile-edit.jpg
 
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