pre approved SBI card multiple auto rejection

[Pst123]

I always get calls from sbi head office to apply for SBI card , sometimes from bank bazar too , even I got preapproved recommendation from YONO app too, but whenever I apply online it got reject , always , last year I applied 3-4 times , this time after applying it got rejection from YONO too , I already have 15 credit cards from other banks . Those too with good high limits , but sbi never tell me reason of rejection , I recently created FD in sbi too just to show them me as valuable Custmer , what you think I should do next , to get SBI , it’s been 3 years now I m trying to get , but it never reach to kyc level I got instant rejection : suggest me

 

[RDR]

having too many cards already could be a concern for SBI

 

[kgaurav00]

I always get calls from sbi head office to apply for SBI card , sometimes from bank bazar too , even I got preapproved recommendation from YONO app too, but whenever I apply online it got reject , always , last year I applied 3-4 times , this time after applying it got rejection from YONO too , I already have 15 credit cards from other banks . Those too with good high limits , but sbi never tell me reason of rejection , I recently created FD in sbi too just to show them me as valuable Custmer , what you think I should do next , to get SBI , it’s been 3 years now I m trying to get , but it never reach to kyc level I got instant rejection : suggest me

Most probably over leverage is the reason of rejection..

 

[sudoabhi]

I already have 15 credit cards from other banks . Those too with good high limits

this is the reason
You are over leveraged as per SBI

 

[Pst123]

Most probably over leverage is the reason of rejection..

having too many cards already could be a concern for SBI

Yes it could be the reason , but all those cards r important too , I cant close those cards , what you think I can do next . What if I try offline ? Fir bhi same reason hi show hoga , what if I try to get FD based sbi card ?

 

[RDR]

I don’t know whether applying offline will make any difference. My guess is that it won’t make a difference.

FD backed card could be an option.

 

[kgaurav00]

Yes it could be the reason , but all those cards r important too , I cant close those cards , what you think I can do next . What if I try offline ? Fir bhi same reason hi show hoga , what if I try to get FD based sbi card ?

Yes you easily get FD backed card.

 

[Pst123]

After FD card few month uses ::: do u think it’s easy to convert/apply/get. unsecure normal credit card from sbi

 

[kgaurav00]

After FD card few month uses ::: do u think it’s easy to convert/apply/get. unsecure normal credit card from sbi

You can't get unsecured eaisly, used secured card above 1 year then try your luck.