Premium and HNI Banking Compilation

Compiling a list of premium bank accounts along with links to the respective banks' websites.
Each bank has different eligibility criteria and requirements for Average Monthly Balance (AMB) and Total Relationship Value (TRV).
Will keep updating this list and provide insights on which bank offers the best and easiest options for opening a premium account.

Bank	URL	Eligibility
SBI Wealth	Home - Wealth Management sbi.co.in	Individual Clients - Wealth Management sbi.co.in
Axis Burgundy	Home Page - Burgundy Banking - Axis Bank Axis Bank's Burgundy Banking gives a wide range of personal banking, business & lending solutions, legacy planning, wealth management services, etc. Apply now! www.axisbank.com	https://www.axisbank.com/docs/default-source/default-document-library/eligibility-criteria.pdf
ICICI Wealth Management	Wealth Management in India | Wealth Management Services | Wealth Banking - ICICI Bank ICICI Bank provides a comprehensive suite of Wealth Management Services in India. Visit our website to know more. www.icicibank.com	Special Banking and Lifestyle Privileges – Wealth Management With ICICI Bank’s Special Privileges you and your family can enjoy a wide range of benefits, which span from banking privileges to lifestyle exclusives - all handpicked for you. www.icicibank.com
Federal Celesta	Celesta www.federalbank.co.in	Celesta www.federalbank.co.in
HDFC Preferred	High Net Worth - Premium & Preferred Banking Services | HDFC Bank Preferred Banking - With HDFC Bank enjoy wide range of banking services which are customised with special privileges to assure you of an exclusive experience. www.hdfcbank.com	Check Eligibility Criteria for Preffered Banking in India at HDFC Bank Preffered Banking Eligibility - Check out the eligibility criteria for Preffered High Networth Banking at HDFC Bank. Know more about terms & conditions, charges & other requirements. www.hdfcbank.com
HDFC Imperia	Imperia Premier Banking - Features Online in India | HDFC Bank Experience the best of both worlds with Imperia Premier Banking. Enjoy premium benefits, personalized services, and expert financial guidance tailored to your unique needs. www.hdfcbank.com	Check Eligibility Criteria for Imperia Banking in India at HDFC Bank Imperia Banking Eligibility - Check out the eligibility criteria for Imperia High Networth Banking at HDFC Bank. Know more about terms & conditions, charges & other requirements. www.hdfcbank.com
Kotak Privy League Black	https://www.kotak.com/en/personal-banking/privy-league/programmes/black.html
IDFC First Wealth	FIRST Wealth | IDFC FIRST Bank The IDFC FIRST Bank's FIRST Wealth program brings the best banking information in the league from strong investment platforms, special prices to financial products. www.idfcfirstbank.com	FIRST Wealth | IDFC FIRST Bank The IDFC FIRST Bank's FIRST Wealth program brings the best banking information in the league from strong investment platforms, special prices to financial products. www.idfcfirstbank.com
IDFC First Private	FIRST Private | IDFC FIRST Bank IDFC FIRST Bank's First Private offers Banking Solutions such as Offshore & Immigration linked Investments, Bonds and Planned Products and Multiple Investment Funds www.idfcfirstbank.com
AU Ivy	https://www.aubank.in/premium-banking/au-ivy
Indusind Pioneer	Premium Banking Services in India - IndusInd Bank PIONEER IndusInd Bank PIONEER offers premium banking services in India which include a host of rewards & privileges and innovative wealth management solutions. bank.indusind.com
BOB Radiance	Wealth Management Services in India | Bank Of Baroda Wealth management services by Bank of Baroda also known as Baroda Radiance provides exclusive consulting services to privileged customers. Know more details & apply now! www.bankofbaroda.in
HSBC Premier	Open HSBC Premier Bank Account | Premier Banking - HSBC IN From priority banking services, to growing your wealth internationally with privilege banking, HSBC Premier is here for you. Open HSBC Premier account online. www.hsbc.co.in
RBL Insignia	Insignia Banking – Exclusive Banking Privileges for You | RBL Bank Discover the Insignia Banking experience at RBL Bank, offering exclusive privileges designed for you. Benefit from personalized services, unique rewards, and comprehensive solutions to enhance your financial well-being. www.rblbank.com
Yes Private	https://www.yesbank.in/personal-banking/yes-private-home

 

[abhiaj98]

can u add the benefits and the amount also on the first page of the post

For salary, most hni banking have 3L net monthly salary crtieria.

 

[TheTrickySid]

Can you mention its benefits?

What's special about that

Good Metal Debit Card
Movie benefits, 0 markup, Lounge Access, 0.5% cashback (No capping)
Free locker

Know More: https://bank.indusind.com/pioneer/personal-banking/savings-account.html

 

[S9100]

Good Metal Debit Card
Movie benefits, 0 markup, Lounge Access, 0.5% cashback (No capping)
Free locker

Know More: https://bank.indusind.com/pioneer/personal-banking/savings-account.html

My opinion is. 5% is below par even if it's unlimited.
Secondly, getting a locker is a struggle.

 

[S9100]

For salary, most hni banking have 3L net monthly salary crtieria.

Not for all.

 

[SSV]

Compiling a list of premium bank accounts along with links to the respective banks' websites.
Each bank has different eligibility criteria and requirements for Average Monthly Balance (AMB) and Total Relationship Value (TRV).
Will keep updating this list and provide insights on which bank offers the best and easiest options for opening a premium account.

Bank	URL
SBI Wealth	Home - Wealth Management sbi.co.in
Axis Burgundy	Home Page - Burgundy Banking - Axis Bank Axis Bank's Burgundy Banking gives a wide range of personal banking, business & lending solutions, legacy planning, wealth management services, etc. Apply now! www.axisbank.com
ICICI Wealth Management	Wealth Management in India | Wealth Management Services | Wealth Banking - ICICI Bank ICICI Bank provides a comprehensive suite of Wealth Management Services in India. Visit our website to know more. www.icicibank.com
Federal Celesta	Celesta www.federalbank.co.in
HDFC Imperia	Imperia Premier Banking - Features Online in India | HDFC Bank Experience the best of both worlds with Imperia Premier Banking. Enjoy premium benefits, personalized services, and expert financial guidance tailored to your unique needs. www.hdfcbank.com
Kotak Privy League Black	https://www.kotak.com/en/personal-banking/privy-league/programmes/black.html
IDFC First Private	FIRST Private | IDFC FIRST Bank IDFC FIRST Bank's First Private offers Banking Solutions such as Offshore & Immigration linked Investments, Bonds and Planned Products and Multiple Investment Funds www.idfcfirstbank.com
AU Ivy	https://www.aubank.in/premium-banking/au-ivy
Indusind Pioneer	Premium Banking Services in India - IndusInd Bank PIONEER IndusInd Bank PIONEER offers premium banking services in India which include a host of rewards & privileges and innovative wealth management solutions. bank.indusind.com
BOB Radiance	Wealth Management Services in India | Bank Of Baroda Wealth management services by Bank of Baroda also known as Baroda Radiance provides exclusive consulting services to privileged customers. Know more details & apply now! www.bankofbaroda.in
HSBC Premier	Open HSBC Premier Bank Account | Premier Banking - HSBC IN From priority banking services, to growing your wealth internationally with privilege banking, HSBC Premier is here for you. Open HSBC Premier account online. www.hsbc.co.in
RBL Insignia	Insignia Banking – Exclusive Banking Privileges for You | RBL Bank Discover the Insignia Banking experience at RBL Bank, offering exclusive privileges designed for you. Benefit from personalized services, unique rewards, and comprehensive solutions to enhance your financial well-being. www.rblbank.com
Yes Private	https://www.yesbank.in/personal-banking/yes-private-home

good compilation and a very good effort too !!

 

[abhiaj98]

Good Metal Debit Card
Movie benefits, 0 markup, Lounge Access, 0.5% cashback (No capping)
Free locker

Know More: https://bank.indusind.com/pioneer/personal-banking/savings-account.html

I am seeing many metal cards for indusind. Whats your exact one?

 

[TheTrickySid]

Secondly, getting a locker is a struggle.

Can be directly booked online via netbanking

 

[S9100]

Can be directly booked online via netbanking

Tell me have you got it successfully?

 

[TheTrickySid]

Tell me have you got it successfully?

I don't require lockers, so never tried

 

[S9100]

I don't require lockers, so never tried

Even if you go to the branch they dont give. There's always a waiting period.
No experience of booking online

 

[TheTrickySid]

I am seeing many metal cards for indusind. Whats your exact one?

Looks exactly same as PVC version on this card on can notice when holding it.
Also personally I feel the metal quality of Onecard is better than this one.

 

[abhiaj98]

View attachment 80376

Looks exactly same as PVC version on this card on can notice when holding it.
Also personally I feel the metal quality of Onecard is better than this one.

Thanks

Do you maintain any AMB for indusind pioneer? I am seeing people getting away with just opening the account with 10L and then removing after a few days

 

[TheTrickySid]

Thanks

Do you maintain any AMB for indusind pioneer? I am seeing people getting away with just opening the account with 10L and then removing after a few days

Maybe I too fall under the same category, I don't maintain.

Coz it's not at all sensible to keep that amount in a savings account

 

[abhiaj98]

Maybe I too fall under the same category, I don't maintain.

Coz it's not at all sensible to keep that amount in a savings account

Nice. Will do the same 😂

 

[cardio_guycardio_guy is verified member.]

Other than these 4, any others worth checking out?

DBS Treasures is getting highlighted recently. They are upping their offerings, cards etc.

 

[MANAV28]

Thanks for sharing this. Very helpful.

 

[abhiaj98]

DBS Treasures is getting highlighted recently. They are upping their offerings, cards etc.

Will check.
I am still in shock that just a year ago, I could have gotten Axis M4B ltf 🥲.

 

[S9100]

DBS Treasures is getting highlighted recently. They are upping their offerings, cards etc.

What has changed? Any links?

 

[quino]

What has changed? Any links?

someone made a post recently highlighting the perks one could get with it. but ppl have bashed the offering saying so many hidden TnCs are present, that it's not worth it.

 

[S9100]

someone made a post recently highlighting the perks one could get with it. but ppl have bashed the offering saying so many hidden TnCs are present, that it's not worth it.

Please share link