Principal Debit/Credit adjustment in SBI Card

[Walter White]

What does this even mean?

 

[SpiesCan'tCatchMe]

Apply using Sprint or apply at an airport

Ahh Airport, I'll have to spend around 10k to visit the airport in order to get a 590/- card
Sounds like a good deal to me 🤣

 

[D₹V]

I actually didn’t find any issue.. it was just following govt protocol

Yes.

But I'll need to research about it.

 

[ksen13]

You can I’ll be fine .. not to worry

I don't know mere saath sbi ka kya dushmani hain Mera saath aise bank bar bar karta Hain...
I am giving another proof


So may ke mahine mein as usual bill generation huwa ..Mera credit card main auto debit chalu Hain..so isliye mujhe 5 days bill due date ke pehla bill bharna padta Hain..To Mera card ka bill generation date hain 21 Tarik ko every month and bill due date hain 10 ko...
Mera bill hua tha approx 42thousand something...aur Maine ye 10 Tarik ke ek din pehla Maine isko pay Kiya i.e 9 tarik ko

Aur 10 Tarik Mera auto debit date tha..isliye sbi neya koshish Kiya Mera account seye auto debit karne ke liya ...par 42 thousand something balance nahi tha isliye auto debit successful nahi huwa aur payment dishonour fee lag gaya ...to jaise taise Maine payment dishonour fee ko reverse karwaya...par 42 thousand something Jo bill Aya tha wo bank dual entry dikha rakha Hain..means ek baar dikha Raha Hain "Direct debit payment (ACH) " Jo ki maine nahi kiya tha aur wo unsuccessful bhi hua kyun ki account mein balance nahi tha ...aur another 42 thousand something Jo Maine khud seye payment Kiya Mera khud ki paiso seye...
Statement generation hone ke baad dual payment ke wajah seye 42+42 = 84 thousand payment dikha Raha Hain...but Maine sirf 42 thousand ka hi Kiya tha....

To ye jo extra 42 thousand bank dikha Raha Hain wo mera payments mein bhi count ho Raha Hain .to bank ye 42 thousand something consider karega kya towards 10 lacs bill payment quota in financial year...Maine ek screenshot bhi attach kar raha huin for clarification....usme likhe bhi hain insufficient funds etc ...

 

[SSV]

Yes.

But I'll need to research about it.

Was it rejected before?

 

[D₹V]

Was it rejected before?

No but not eligible 🤣

 

[SSV]

I don't know mere saath sbi ka kya dushmani hain Mera saath aise bank bar bar karta Hain...
I am giving another proof


So may ke mahine mein as usual bill generation huwa ..Mera credit card main auto debit chalu Hain..so isliye mujhe 5 days bill due date ke pehla bill bharna padta Hain..To Mera card ka bill generation date hain 21 Tarik ko every month and bill due date hain 10 ko...
Mera bill hua tha approx 42thousand something...aur Maine ye 10 Tarik ke ek din pehla Maine isko pay Kiya i.e 9 tarik ko

Aur 10 Tarik Mera auto debit date tha..isliye sbi neya koshish Kiya Mera account seye auto debit karne ke liya ...par 42 thousand something balance nahi tha isliye auto debit successful nahi huwa aur payment dishonour fee lag gaya ...to jaise taise Maine payment dishonour fee ko reverse karwaya...par 42 thousand something Jo bill Aya tha wo bank dual entry dikha rakha Hain..means ek baar dikha Raha Hain "Direct debit payment (ACH) " Jo ki maine nahi kiya tha aur wo unsuccessful bhi hua kyun ki account mein balance nahi tha ...aur another 42 thousand something Jo Maine khud seye payment Kiya Mera khud ki paiso seye...
Statement generation hone ke baad dual payment ke wajah seye 42+42 = 84 thousand payment dikha Raha Hain...but Maine sirf 42 thousand ka hi Kiya tha....

To ye jo extra 42 thousand bank dikha Raha Hain wo mera payments mein bhi count ho Raha Hain .to bank ye 42 thousand something consider karega kya towards 10 lacs bill payment quota in financial year...Maine ek screenshot bhi attach kar raha huin for clarification....usme likhe bhi hain insufficient funds etc ...

Do you really touch 10 L total spends in a financial year?? including these duplicate entries?

 

[SpiesCan'tCatchMe]

I don't know mere saath sbi ka kya dushmani hain Mera saath aise bank bar bar karta Hain...
I am giving another proof


So may ke mahine mein as usual bill generation huwa ..Mera credit card main auto debit chalu Hain..so isliye mujhe 5 days bill due date ke pehla bill bharna padta Hain..To Mera card ka bill generation date hain 21 Tarik ko every month and bill due date hain 10 ko...
Mera bill hua tha approx 42thousand something...aur Maine ye 10 Tarik ke ek din pehla Maine isko pay Kiya i.e 9 tarik ko

Aur 10 Tarik Mera auto debit date tha..isliye sbi neya koshish Kiya Mera account seye auto debit karne ke liya ...par 42 thousand something balance nahi tha isliye auto debit successful nahi huwa aur payment dishonour fee lag gaya ...to jaise taise Maine payment dishonour fee ko reverse karwaya...par 42 thousand something Jo bill Aya tha wo bank dual entry dikha rakha Hain..means ek baar dikha Raha Hain "Direct debit payment (ACH) " Jo ki maine nahi kiya tha aur wo unsuccessful bhi hua kyun ki account mein balance nahi tha ...aur another 42 thousand something Jo Maine khud seye payment Kiya Mera khud ki paiso seye...
Statement generation hone ke baad dual payment ke wajah seye 42+42 = 84 thousand payment dikha Raha Hain...but Maine sirf 42 thousand ka hi Kiya tha....

To ye jo extra 42 thousand bank dikha Raha Hain wo mera payments mein bhi count ho Raha Hain .to bank ye 42 thousand something consider karega kya towards 10 lacs bill payment quota in financial year...Maine ek screenshot bhi attach kar raha huin for clarification....usme likhe bhi hain insufficient funds etc ...

Geniune case hai to koi problem nahi hoga

 

[D₹V]

I don't know mere saath sbi ka kya dushmani hain Mera saath aise bank bar bar karta Hain...
I am giving another proof


So may ke mahine mein as usual bill generation huwa ..Mera credit card main auto debit chalu Hain..so isliye mujhe 5 days bill due date ke pehla bill bharna padta Hain..To Mera card ka bill generation date hain 21 Tarik ko every month and bill due date hain 10 ko...
Mera bill hua tha approx 42thousand something...aur Maine ye 10 Tarik ke ek din pehla Maine isko pay Kiya i.e 9 tarik ko

Aur 10 Tarik Mera auto debit date tha..isliye sbi neya koshish Kiya Mera account seye auto debit karne ke liya ...par 42 thousand something balance nahi tha isliye auto debit successful nahi huwa aur payment dishonour fee lag gaya ...to jaise taise Maine payment dishonour fee ko reverse karwaya...par 42 thousand something Jo bill Aya tha wo bank dual entry dikha rakha Hain..means ek baar dikha Raha Hain "Direct debit payment (ACH) " Jo ki maine nahi kiya tha aur wo unsuccessful bhi hua kyun ki account mein balance nahi tha ...aur another 42 thousand something Jo Maine khud seye payment Kiya Mera khud ki paiso seye...
Statement generation hone ke baad dual payment ke wajah seye 42+42 = 84 thousand payment dikha Raha Hain...but Maine sirf 42 thousand ka hi Kiya tha....

To ye jo extra 42 thousand bank dikha Raha Hain wo mera payments mein bhi count ho Raha Hain .to bank ye 42 thousand something consider karega kya towards 10 lacs bill payment quota in financial year...Maine ek screenshot bhi attach kar raha huin for clarification....usme likhe bhi hain insufficient funds etc ...

Karte kyu ho aisi bakc***i?

Ya to auto-pay band kar do ya fir manually pay mat karo 🤣.

 

[SSV]

No but not eligible 🤣

Okay, case closed.. no more arguments

 

[RishiKiDev]

What does this even mean?

View attachment 35347

As per my discussion with a senior official of SBI Cards in my city, they are testing a new backend software for ledger purposes.
Unofficially she also said that there are many inactive cards with SBI so it also makes a transaction entry in an inactive credit card account so SBI Cards can keep such credit cards active for longer time else they will have to close it after 12 months of inactivity.

 

[SSV]

Karte kyu ho aisi bakc***i?

Ya to auto-pay band kar do ya fir manually pay mat karo 🤣.

Please reply him to n detail as it’s long Hindi sentences , this time of night

 

[SSV]

As per my discussion with a senior official of SBI Cards in my city, they are testing a new backend software for ledger purposes.
Unofficially she also said that there are many inactive cards with SBI so it also makes a transaction entry in an inactive credit card account so SBI Cards can keep such credit cards active for longer time else they will have to close it after 12 months of inactivity.

Super .. very well planned stuff up

 

[ksen13]

Do you really touch 10 L total spends a n a financial year??

Theoretically no but practically yes ... Matlab Maine abhi tak 10 lacs spends/ bill payment cross nahi kiya BUT agar ye so ek ye jo auto debit ka duplicate transaction hya aur dusra Jo Maine flexi pay mein convert Kiya wo duplicate credit transaction

Agar ye dono calculate hoga to sach me 10 lacs chuke bhi above ho jayga means 10 Lacs + ho jayega....

 

[ksen13]

Karte kyu ho aisi bakc***i?

Ya to auto-pay band kar do ya fir manually pay mat karo 🤣.

Bhai auto pay bandh karne ke liye letter bhejna padega like hdfc ....hdfc. Ka jaise har matter mein send documents to Chennai office karna padta Hain ....waisa

 

[SSV]

Theoretically no but practically yes ... Matlab Maine abhi tak 10 lacs spends/ bill payment cross nahi kiya BUT agar ye so ek ye jo auto debit ka duplicate transaction hya aur dusra Jo Maine flexi pay mein convert Kiya wo duplicate credit transaction

Agar ye dono calculate hoga to sach me 10 lacs chuke bhi above ho jayga means 10 Lacs + ho jayega....

Okay, I will pass this on to @DRV

 

[D₹V]

Bhai auto pay bandh karne ke liye letter bhejna padega like hdfc ....hdfc. Ka jaise har matter mein send documents to Chennai office karna padta Hain ....waisa

To bhej do bro

 

[ksen13]

To bhej do bro

Kaun itna jhamela kadega ..also auto debit Maine khude seye chalu karna ka consent nahi diya tha ...wo to agent tha usne auto debit Bina Mera consent ka activate kar diya jisse ki agent ko commission mile..
.
aur itne saalo seye Maine ye do cheee experience Kiya total
Ek to RELATIONSHIP MANEGERS= SALES BOY/ GIRL.... useless to have

Second sbi credit card agent= only simply click aur higher variant ka koi card he apply karta Hain jisse ki usse commission zyada mile.....
Hamera yaha ka agent to 2000 ka above wala sbi credit card hi apply karta Hain usse niche nahi karta ..

 

[SpiesCan'tCatchMe]

As per my discussion with a senior official of SBI Cards in my city, they are testing a new backend software for ledger purposes.
Unofficially she also said that there are many inactive cards with SBI so it also makes a transaction entry in an inactive credit card account so SBI Cards can keep such credit cards active for longer time else they will have to close it after 12 months of inactivity.

Every bank should follow sbi in this case. It's a good initiative

 

[SSV]

Every bank should follow sbi in this case. It's a good initiative

Not required for others as CC is part of their business for many..
For SBI Cards, CC is only their business hence these things

 

[SSV]

Every bank should follow sbi in this case. It's a good initiative

So you copied and pasted gif?