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Pro Tips to make a SBI card life time free

RkrRkr is verified member.

TF Legend
TF Family
Sr Moderator
Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
I was charged my annual fee for cashback card in the July 2024 statement. I am seeing fee waiver option under card closure request in SBI Card app. If i avail it, will this reflect as a refund on the July 2024 fee or for 2025. If 2025, should I wait till July 2025 to be charged and then raise waiver request? Which is beneficial to me?
 
I was charged my annual fee for cashback card in the July 2024 statement. I am seeing fee waiver option under card closure request in SBI Card app. If i avail it, will this reflect as a refund on the July 2024 fee or for 2025. If 2025, should I wait till July 2025 to be charged and then raise waiver request? Which is beneficial to me?
Refund will be for annual fee already deducted which is 2024. You may take the offer or try your luck with cc for ltf since you have fee waiver offer, you may get ltf.
 
I was charged my annual fee for cashback card in the July 2024 statement. I am seeing fee waiver option under card closure request in SBI Card app. If i avail it, will this reflect as a refund on the July 2024 fee or for 2025. If 2025, should I wait till July 2025 to be charged and then raise waiver request? Which is beneficial to me?
It will be of July 2024....Ask for LTF from customer care.
 
I was charged my annual fee for cashback card in the July 2024 statement. I am seeing fee waiver option under card closure request in SBI Card app. If i avail it, will this reflect as a refund on the July 2024 fee or for 2025. If 2025, should I wait till July 2025 to be charged and then raise waiver request? Which is beneficial to me?
I did opt for that waiver and succeeded with SIMPLYSAVE💯
Even GST also got credited 👍
 
My Simply Save card is only 5 months old. Then also they are showing fee waiver in closure section. Should i avail? I asked to make it LTF. They said no.
 
What is card age ?
Call customer care enquire if any such offer is there or not.
1.5 Years. I spent 4L+ last billing year. It was anyway waived off for the year. But I had Simply click which I converted to LTF based on reason of this card that I'm spending heavily on Cashback card and don't want to keep the Simplyclick. So offered LTF for Simplyclick.

This one I planned to make it LTF after 2-3 months. So just checking what can I do, and what should not be done 😅
 
Refund will be for annual fee already deducted which is 2024. You may take the offer or try your luck with cc for ltf since you have fee waiver offer, you may get ltf.
SBI being SBI, they didn’t give me fee waiver but other unnecessary waivers. Any option i chose as shown in attachment and it says “This fee hasn’t been levied on your card”
It will be of July 2024....Ask for LTF from customer care.
No fee waiver first of all 🙁
I did opt for that waiver and succeeded with SIMPLYSAVE💯
Even GST also got credited 👍
May i know which option you chose? May be they don’t have a similar offer for me yet
 

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