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Pro Tips to Make a SBI Card Life Time Free

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
How old is your CASHBACK sbi card?? What's your yearly spend as of now
I don't have SBI Cashback card.

I made SimplySave as LTF last year.

The first 2 denial happened though I spent around 1L then I almost stopped using it & using only when having Flipkart or Amazon offers.
Hardly spent 40k that year and gave a try with PNO and luckily he approved the request in single day.
 
My bad, I guess I made the card LTF in 2023 (not remember the exact year but it was happened in October).

Not spend based. I stopped using it after got 2 denials. Luckily 3rd attempt (1st attempt with PNO) worked.
When did you take the card? In 2023?
 
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I don't have SBI Cashback card.

I made SimplySave as LTF last year.

The first 2 denial happened though I spent around 1L then I almost stopped using it & using only when having Flipkart or Amazon offers.
Hardly spent 40k that year and gave a try with PNO and luckily he approved the request in single day.
What is the email id of the PNO?
 
Called up the customer care today they said for LTF conversation you have to be a heavy spender and on time payments

Simple Click card is hardly used in a year so they waived off the annual fees

For CB card they said it can be done as LTF but in the card renewal year as my card is just 8 months old they asked me contact before the renewal for LTF
 
Called up the customer care today they said for LTF conversation you have to be a heavy spender and on time payments

Simple Click card is hardly used in a year so they waived off the annual fees

For CB card they said it can be done as LTF but in the card renewal year as my card is just 8 months old they asked me contact before the renewal for LTF
I received my card Today. I also wish to convert to LTF. Will they convert ltf within this year of we have spend>2lakh?

Also i noticed that my middle name is missing on card. Correspondence name and embossed name are different. How?
 

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Called up the customer care today they said for LTF conversation you have to be a heavy spender and on time payments

Simple Click card is hardly used in a year so they waived off the annual fees

For CB card they said it can be done as LTF but in the card renewal year as my card is just 8 months old they asked me contact before the renewal for LTF
So for simply click started conversation by saying want to close the card or directly requested for LTF?
 
So for simply click started conversation by saying want to close the card or directly requested for LTF?
No I started my conversation to make it LTF only, then customer care transferred the call to retention team and from their I got to know this details
 
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I received my card Today. I also wish to convert to LTF. Will they convert ltf within this year of we have spend>2lakh?

Also i noticed that my middle name is missing on card. Correspondence name and embossed name are different. How?
They will able to take the request in the renewal year or after not before that
 
Called up the customer care today they said for LTF conversation you have to be a heavy spender and on time payments

Simple Click card is hardly used in a year so they waived off the annual fees

For CB card they said it can be done as LTF but in the card renewal year as my card is just 8 months old they asked me contact before the renewal for LTF
what are your spending until 8 months on the cb card?
 
I received my card Today. I also wish to convert to LTF. Will they convert ltf within this year of we have spend>2lakh?
What's the limit offered?

It will be too early for you to convert that to LTF, remember people here are struggling to get the card so utilise your card wisely and remove any thoughts to convert that to LTF till a year
Also i noticed that my middle name is missing on card. Correspondence name and embossed name are different. How?
Did any agent visited for KYC? Might be he has put in the name to be printed on the card like that, it doesn't make any difference now so use it
 
What's the limit offered?

It will be too early for you to convert that to LTF, remember people here are struggling to get the card so utilise your card wisely and remove any thoughts to convert that to LTF till a year
91k bro. sure I wil use it wisely
Did any agent visited for KYC? Might be he has put in the name to be printed on the card like that, it doesn't make any difference now so use it
No bro. I applied myself via sprint website. They didn't asked my income details. Only adress, occupation like that only. Approved instantly
 
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