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Only Premium & Super Premium Cards Discussion

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Only Premium & Super Premium Cards Discussion

Rarely known info about HDFC DCB hack on Swiggy

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Salvo08 said:
All Swiggy orders get that window. Make sure you cancel with in the time frame. But haven’t the accelerated rewards on Swiggy with DCB been discontinued?
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They have been discontinued and like I mentioned there's no fun in this apart from the 1X we get. I only used this last month to complete the 80K milestone (and the monthly hdfc random spend offer we get) before this I mostly used this hack last year before DCB devalution
 
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hireng said:
They have been discontinued and like I mentioned there's no fun in this apart from the 1X we get. I only used this last month to complete the 80K milestone (and the monthly hdfc random spend offer we get) before this I mostly used this hack last year before DCB devalution
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As now we have a thread on this here, I’m sure HDFC will close this loop in the coming months 😳
 
hireng said:
So I held the infamous HDFC DCB last year (this is before the devaluation) and once had a small function at my house so made a huge order on Swiggy, it was anyways a weekend(=2X) and Swiggy was a 10X partner in those days for DCB so the no brainer for me was to just stick out my DCB on Swiggy at checkout, unfortunately ordered from the wrong branch and realised luckily within the 60 sec cancellation window, eventually order was cancelled, but to my surprise instead of getting a reversal of the original transaction, got a payment to my DCB card. This was great since yield was 1X (Normal spends) + 9X (Swiggy partner) + 1X (Weekend dining) for free and the other parallel benefits of reaching monthly/yearly milestones are something I don't even account for.

Of course I stopped all this when Diners stopped all 10X partners and also removed the weekend dining offer since for the 1X spend this kind of MS isn't really worth it. Also I ended up martyring two of my Swiggy accounts due to excessive cancellation and Swiggy did this much much later after I stopped doing it (also had some balance in both of the accounts) but its fair I think since I got my benefit out of it, so a big disclaimer if you do try so on your DCB kindly be aware of the risks since Swiggy will permanently close your account without any hearing.

So why am I posting this now is because I just tried this last month and it still worked. Purely informational post, don't think of setting shop lol but if you do it once in a while still tread with caution.
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So, swiggy refund the money through IMPS ? sidha sidhi yeh bolo na. 🤣🤣

Few years ago, Flipkart also refund through IMPS. Dnt know about current status because i am not stop using Flipkart. Many users looted this way.
 
Abhishek012 said:
So, swiggy refund the money through IMPS ? sidha sidhi yeh bolo na. 🤣🤣

Few years ago, Flipkart also refund through IMPS. Dnt know about current status because i am not stop using Flipkart. Many users looted this way.
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No Flipkart does not do that now. Money gets credited to the ‘original payment mode’
 
Abhishek012 said:
So, swiggy refund the money through IMPS ? sidha sidhi yeh bolo na. 🤣🤣

Few years ago, Flipkart also refund through IMPS. Dnt know about current status because i am not stop using Flipkart. Many users looted this way.
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thoda bahot storytelling chalta hai 🤣
 
Good Swiggy hack, can be used for fulfilling milestones if applicable to other cards as well

yogeshbansal said:
I once cancelled but it got refunded in my account by swiggy only and no reward points obviously
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Maybe for small amounts, they are able to reverse the transaction back to source
 
I had done the same thing for Flipkart few years back. Flipkart was a 10X DCB partner then. Although it was un-intentional 🙂

Ordered one sofa set from FK costing 80K. This same sofaset was available at hometown for 120K. I had checked it there and ordered it from FK. At the time of FK delivery, it was noticed that Sofaset was too big to get into the lift and hence delivery agents asked to cancel the order.

They cancelled the order, got the IMPS refund and received 25K DCB points for the order for free
 
sourpai said:
I had done the same thing for Flipkart few years back. Flipkart was a 10X DCB partner then. Although it was un-intentional 🙂

Ordered one sofa set from FK costing 80K. This same sofaset was available at hometown for 120K. I had checked it there and ordered it from FK. At the time of FK delivery, it was noticed that Sofaset was too big to get into the lift and hence delivery agents asked to cancel the order.

They cancelled the order, got the IMPS refund and received 25K DCB points for the order for free
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Axis Bank Visa credit card was also refunded through IMPS on the orders of Flipkart.

Abhi ka nahi pata.
 
hireng said:
once I placed the order and got an imp call which I picked up and whilst doing this, lost the 60 sec window, the amount of phone calls I had to make to get this cancelled was unimaginable, too much anxiety, what am I going to do with so much biryani lol, but in the end I convinced the Swiggy support and restaurant both and things ended up in my favour
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What amount did you order? 😂
 
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