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RBI Lifts Ban on Kotak Mahindra Bank, Allows Issuance of New Credit Cards and Online Customer Onboarding

Can someone suggest which Kotak card would be worth applying and can realistically be given LTF? Not much into travel, but occasional dining, shopping etc.
 
Can someone suggest which Kotak card would be worth applying and can realistically be given LTF? Not much into travel, but occasional dining, shopping etc.
MOJO is batter if you find it ltf as i have
  • Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends.
  • Earn unlimited 1 Mojo point for every Rs. 100 on all other spends – except on fuel & cash withdrawal
  • You can also redeem each Mojo point at a value of Re. 0.40p against your outstanding statement by calling our customer contact centre and raising a service request for the same. Minimum 2500 Mojo points are required for redemption through customer contact centre
  • For all other channels/modes of redemption, 1 Mojo point = Rs. 0.25
 
MOJO is batter if you find it ltf as i have
  • Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends.
  • Earn unlimited 1 Mojo point for every Rs. 100 on all other spends – except on fuel & cash withdrawal
  • You can also redeem each Mojo point at a value of Re. 0.40p against your outstanding statement by calling our customer contact centre and raising a service request for the same. Minimum 2500 Mojo points are required for redemption through customer contact centre
  • For all other channels/modes of redemption, 1 Mojo point = Rs. 0.25
i guess zen would be better bcuz no minimum redemption and all u can redeem as low as 400 points ... points can be redeemed in multiples of 400... apart from that there is even milestone points worth 1875rs on 3L or 3750rs on 6L

overall i guess zen would be better
 
i guess zen would be better bcuz no minimum redemption and all u can redeem as low as 400 points ... points can be redeemed in multiples of 400... apart from that there is even milestone points worth 1875rs on 3L or 3750rs on 6L

overall i guess zen would be better
Yes but it's not easy to get LTF
Mojo can be taken as LTF
 
Yes but it's not easy to get LTF
Mojo can be taken as LTF
many have ltf white too bro which is above zen it's easy to get... i got my league upgraded to zen ltf 2 yrs back and my friend got his just 1 yr ago like 1-2 months before ban... We put a closure request next day got call from retention team and got it ltf..

apart from this if many in forum got ltf white then surely zen is not that hard.. for sure
 
many have ltf white too bro which is above zen it's easy to get... i got my league upgraded to zen ltf 2 yrs back and my friend got his just 1 yr ago like 1-2 months before ban... We put a closure request next day got call from retention team and got it ltf..

apart from this if many in forum got ltf white then surely zen is not that hard.. for sure
Was looking to close my kotak league last month due to no usage and no benefit for holding it.
Was told that I have some points which were redeemed for cash and now used.
Is it a good time to put cancellation request so that they either close it or give a better cc LTF?

What is the better mode for cancellation? Call or email.
 
Was looking to close my kotak league last month due to no usage and no benefit for holding it.
Was told that I have some points which were redeemed for cash and now used.
Is it a good time to put cancellation request so that they either close it or give a better cc LTF?

What is the better mode for cancellation? Call or email.
not now bcuz still they are not issuing... after 1st april they will be back so better to wait and then try the closure route and get upgrade... mention that ur league doesnt have a lounge they will offer u fyf zen or mojo tell now u dont need fyf u need ltf only they will give mostly... at present wait till april
 
many have ltf white too bro which is above zen it's easy to get... i got my league upgraded to zen ltf 2 yrs back and my friend got his just 1 yr ago like 1-2 months before ban... We put a closure request next day got call from retention team and got it ltf..

apart from this if many in forum got ltf white then surely zen is not that hard.. for sure
You must be having Visa variant, yeah it's easy.

Once try with Rupay one, you will know.
 
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