RBL Bank Signature+ Debit Card

[Karvanna]

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌

 

[VISHESH_BANSAL]

How RBL bank can categorise credit card bill payments as quashi cash.. cheq or any other app..

Its merchant who is using MCC of Quashi Cash.
And Credit Card Bill Payment is a Fund Transfer txn.
Cheq Accepts Money from Debit Card and deposit it to the Respective Credit Card via NEFT/IMPS.

NEFT/IMPS txns are Fund Transfers.

Since Cheq is providing Fund Transfer Service, Cheq is using Correct MCC "QUASHI CASH".

RBL is blocking Quashi Cash Txns, its RBL decision.
RBL can identify such txns only on the Basis of MCC.

 

[hellobois]

Its merchant who is using MCC of Quashi Cash.
And Credit Card Bill Payment is a Fund Transfer txn.
Cheq Accepts Money from Debit Card and deposit it to the Respective Credit Card via NEFT/IMPS.

NEFT/IMPS txns are Fund Transfers.

Since Cheq is providing Fund Transfer Service, Cheq is using Correct MCC "QUASHI CASH".

RBL blocking Quashi Cash Txns, its RBL decision.
RBL can identify such txns only on the Basis of MCC.

well explained.

 

[anirban.choudhuryanirban.choudhury is verified member.]

How RBL bank can categorise credit card bill payments as quashi cash.. cheq or any other app.. and that too for the payment made using debit card.. restrictions have been put for credit card transactions to stop misuse.. and why only RBL bank is restricting..
Except loading indus account give one transaction which can't be done with better rewarding credit cards ..

Bro CC/DC are purely based on priorities , there can’t be a single good rewarding card , otherwise we all have taken that card only ,
The rule of thumb is whatever is working for you that’s a great card and doesn’t require any justification

Like I said for me both exclusive MC DC from indus , RBL Signature plus DC from RBL and CheQ is working really great and that is reason I have kept them , I am able to extract atleast 2500 Real cash by paying 1 lakh Cc bill . Also even if I don’t pay Cc bill , simply by loading my indus account with 1 lakh using RBL gives me 1000 ,plus my normal DC spend which I generally do also gets me points so overall it’s a great deal for me.

Now there are hundreds of people abusing CheQ also , but as I said if it’s working for you then it’s great

And if it’s not then simply don’t take that card

 

[Zeel]

I understand. It's just that spend based criteria is a bit high. Maybe good for regular magnus users.

My monthly cc bill spends are covered by hdfc and axis liberty bebit cards

Which hdfc card you have and how you get acis liberty pls tell?

 

[CardSeeker]

yday i used for testing 10k paid in cheq
transaction went smoothly

 

[creditcardkakida]

yday i used for testing 10k paid in cheq
transaction went smoothly

RBL signature plus card!!??

 

[CardSeeker]

RBL signature plus card!!??

yes

 

[hellobois]

Bro CC/DC are purely based on priorities , there can’t be a single good rewarding card , otherwise we all have taken that card only ,
The rule of thumb is whatever is working for you that’s a great card and doesn’t require any justification

Like I said for me both exclusive MC DC from indus , RBL Signature plus DC from RBL and CheQ is working really great and that is reason I have kept them , I am able to extract atleast 2500 Real cash by paying 1 lakh Cc bill . Also even if I don’t pay Cc bill , simply by loading my indus account with 1 lakh using RBL gives me 1000 ,plus my normal DC spend which I generally do also gets me points so overall it’s a great deal for me.

Now there are hundreds of people abusing CheQ also , but as I said if it’s working for you then it’s great

And if it’s not then simply don’t take that card

abrolutely correct, everyone has their own priorities. it depends on the situation.

 

[creditcardkakida]

Ab bolo... How shouldn't I say something to RBL bank... 🤣🤣🤣

 

[VijayflyRaven]

Bro CC/DC are purely based on priorities , there can’t be a single good rewarding card , otherwise we all have taken that card only ,
The rule of thumb is whatever is working for you that’s a great card and doesn’t require any justification

Like I said for me both exclusive MC DC from indus , RBL Signature plus DC from RBL and CheQ is working really great and that is reason I have kept them , I am able to extract atleast 2500 Real cash by paying 1 lakh Cc bill . Also even if I don’t pay Cc bill , simply by loading my indus account with 1 lakh using RBL gives me 1000 ,plus my normal DC spend which I generally do also gets me points so overall it’s a great deal for me.

Now there are hundreds of people abusing CheQ also , but as I said if it’s working for you then it’s great

And if it’s not then simply don’t take that card

How do we load Indus account? I have Indus select account.

 

[VISHESH_BANSAL]

How do we load Indus account? I have Indus select account.

Indus FundsOnline

serviceportal.indusind.com

 

[ujjawal]

Indus FundsOnline

serviceportal.indusind.com

What is the limit on per transaction using debit card? Is there any monthly limit as well for debit card ?

 

[VISHESH_BANSAL]

What is the limit on per transaction using debit card? Is there any monthly limit as well for debit card ?

Login to the Portal.
Limits will be displayed on your Screen.

 

[ujjawal]

Login to the Portal.
Limits will be displayed on your Screen.

I don't have account with indusind, recently got Legend card so I was thinking to open select account

 

[VISHESH_BANSAL]

I don't have account with indusind, recently got Legend card so I was thinking to open select account

 

[ujjawal]

Thanks

 

[ccdc]

Is this limit for all accounts like 0 amb digital kyc a/c's or this limit is applicable for higher amb accounts?

 

[VijayflyRaven]

Is this limit for all accounts like 0 amb digital kyc a/c's or this limit is applicable for higher amb accounts?

I think the purpose of this is to do initial funding? Is that right?

 

[VISHESH_BANSAL]

I think the purpose of this is to do initial funding? Is that right?

For initial Funding, Executive will send a link to to do initial Funding using UPI, Debit Card or netbanking, at the time of Account opening.

This link is for Depositing Funds In your Account.

 

[VijayflyRaven]

For initial Funding, Executive will send a link to to do initial Funding using UPI, Debit Card or netbanking, at the time of Account opening.

This link is for Depositing Funds In your Account.

So using this link is not a violation of any terms. I just don’t want to use initial funding link to keep funding for the future. If this is a valid method, we can benefit from using this feature.