RBL IOCL RuPay Credit Card launched | 250 litres free fuel | 8.5% value back

[harshgupta940]

RBL Bank launched its two Indian Oil Co-Branded Credit Cards

IndianOil RBL Bank XTRA Credit Card​

Welcome Benefits-
Get 3,000 Fuel Points on beginning the journey.
Just shop for INR 1,500 in one transaction within first 30 days of getting your card.
i.e. 100% value back to get your joining fees back.

Rewards-

• Get accelerated 15 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 2,000 fuel points per month) (7.5% for fuel spends upto INR 13300 monthly)
• Get 2 fuel points on INR 100 spent on every other purchases like shopping and more (1%)

Quaterly Milestone-
Get 1000 Fuel Points on Quarterly Spends of INR 75,000 (0.67% extra)

1 Fuel Point = INR 0.5
for buying Xtra Rewards points redeemable at IndianOil Fuel Stations.

Fuel Surcharge Waiver-
Fuel purchase for an amount between INR 500 and INR 4,000 (inclusive of both the amounts and excluding the surcharge amount). Upto 200 per month.

Membership Fees- 1500+GST
Spend waiver on spending 2.75 Lakhs annually. On spending 1.75 Lakhs annually you can get INR 500 membership fees waiver.

IndianOil RBL Bank Credit Card​

Welcome Benefits-
Get 1,000 Fuel Points on beginning the journey.
Just shop for INR 500 in one transaction within first 30 days of getting your card.
i.e. 100% value back to get your joining fees back.

Rewards-

• Get accelerated 10 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 1,000 fuel points per month) (5% for fuel spends upto INR 10000 monthly)
• Get 1 fuel point on INR 100 spent on every other purchases like shopping and more! (0.5%)

1 Fuel Point = INR 0.5
for buying Xtra Rewards points redeemable at IndianOil Fuel Stations.

Fuel Surcharge Waiver-
Fuel purchase for an amount between INR 500 and INR 4,000 (inclusive of both the amounts and excluding the surcharge amount). Upto 100 per month.

Membership Fees- 500+GST
Spend waiver on spending 1.75 Lakhs annually.


Both cards are available in MasterCard & RuPay network.

For Credit Cards issued on RuPay network, enjoy the features of National Common Mobility Card (NCMC) and RuPay Credit Card on Unified Payment Interface (UPI).

 

[VikasBhindwar]

Can you please explain after how many days your reward points were credited.
Also can you please enlighten us about IOCL loyalty ID, process of transfer and also best way to make use of reward points

Rewards credited after statement generation but still I am not able to transfer points to Xtrarewards says unable to fetch Loyalty ID. Already mailed to both customer care i.e. rbl Bank & Indian Oil but no response yet.

Talked to them as well but they said to mail. Waiting for their response.

 

[Anupama_Jha]

Rewards credited after statement generation but still I am not able to transfer points to Xtrarewards says unable to fetch Loyalty ID. Already mailed to both customer care i.e. rbl Bank & Indian Oil but no response yet.

Talked to them as well but they said to mail. Waiting for their response.

Are u also getting fuel surcharge waiver?

 

[VikasBhindwar]

Are u also getting fuel surcharge waiver?

Yes...But its crediting late. Got all surcharge waiver but after around 30 days time of transaction but getting all.

 

[Manukapoor7]

RBL Bank launched its two Indian Oil Co-Branded Credit Cards

IndianOil RBL Bank XTRA Credit Card​

Welcome Benefits-
Get 3,000 Fuel Points on beginning the journey.
Just shop for INR 1,500 in one transaction within first 30 days of getting your card.
i.e. 100% value back to get your joining fees back.

Rewards-

• Get accelerated 15 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 2,000 fuel points per month) (7.5% for fuel spends upto INR 13300 monthly)
• Get 2 fuel points on INR 100 spent on every other purchases like shopping and more (1%)

Quaterly Milestone-
Get 1000 Fuel Points on Quarterly Spends of INR 75,000 (0.67% extra)

1 Fuel Point = INR 0.5
for buying Xtra Rewards points redeemable at IndianOil Fuel Stations.

Fuel Surcharge Waiver-
Fuel purchase for an amount between INR 500 and INR 4,000 (inclusive of both the amounts and excluding the surcharge amount). Upto 200 per month.

Membership Fees- 1500+GST
Spend waiver on spending 2.75 Lakhs annually. On spending 1.75 Lakhs annually you can get INR 500 membership fees waiver.

IndianOil RBL Bank Credit Card​

Welcome Benefits-
Get 1,000 Fuel Points on beginning the journey.
Just shop for INR 500 in one transaction within first 30 days of getting your card.
i.e. 100% value back to get your joining fees back.

Rewards-

• Get accelerated 10 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 1,000 fuel points per month) (5% for fuel spends upto INR 10000 monthly)
• Get 1 fuel point on INR 100 spent on every other purchases like shopping and more! (0.5%)

1 Fuel Point = INR 0.5
for buying Xtra Rewards points redeemable at IndianOil Fuel Stations.

Fuel Surcharge Waiver-
Fuel purchase for an amount between INR 500 and INR 4,000 (inclusive of both the amounts and excluding the surcharge amount). Upto 100 per month.

Membership Fees- 500+GST
Spend waiver on spending 1.75 Lakhs annually.


Both cards are available in MasterCard & RuPay network.

For Credit Cards issued on RuPay network, enjoy the features of National Common Mobility Card (NCMC) and RuPay Credit Card on Unified Payment Interface (UPI).

Hi I have been using this card from last 1 month and there is huge confusion. I have tried both UPI and card payment at IOCL petrol pump and got total of 98 reward points which is showing in Rbl bank app

My last petrol transaction was 1832 in which I got 38 reward points I don't know how this system works it's a simple card swipe at IOCL outlet . I don't know how to get 8.5%

Can you explain me the process completely step by step how to get 8.5%

Also I tried to redeem points at RBL rewards website but when I go to IOCL extrarewards it shows error . Have you faced the same issue

Please explain the complete process to get 8.5%

 

[harshgupta940]

Hi I have been using this card from last 1 month and there is huge confusion. I have tried both UPI and card payment at IOCL petrol pump and got total of 98 reward points which is showing in Rbl bank app

My last petrol transaction was 1832 in which I got 38 reward points I don't know how this system works it's a simple card swipe at IOCL outlet . I don't know how to get 8.5%

So what I can understand is that you have received 38 RPs means you have received only 2% reward points which is the base rewards. I think your transaction is not considered as fuel transaction maybe due to some mcc issue or technical issue. Please contact the customer care and they may verify this transaction and give you reward points also make sure you have photo of printed receipt of the fuel as they might ask.

Can you explain me the process completely step by step how to get 8.5%

8.5% is 7.5% + 1% surcharge so you must recieve 15% RP or 7.5% value. For example in this case you would have received 285 RP instead of 38 RP and 1% as fuel surcharge.

Also I tried to redeem points at RBL rewards website but when I go to IOCL extrarewards it shows error . Have you faced the same issue

Please explain the complete process to get 8.5%

I don't personally hold this card so cannot tell the experience of redemption so maybe someone else over here can help you with this

 

[Abhishek012]

Hi I have been using this card from last 1 month and there is huge confusion. I have tried both UPI and card payment at IOCL petrol pump and got total of 98 reward points which is showing in Rbl bank app

My last petrol transaction was 1832 in which I got 38 reward points I don't know how this system works it's a simple card swipe at IOCL outlet . I don't know how to get 8.5%

Can you explain me the process completely step by step how to get 8.5%

Also I tried to redeem points at RBL rewards website but when I go to IOCL extrarewards it shows error . Have you faced the same issue

Please explain the complete process to get 8.5%

@VikasBhindwar already told, "But its crediting late. Got all surcharge waiver but after around 30 days time of transaction but getting all."

 

[VikasBhindwar]

Hi I have been using this card from last 1 month and there is huge confusion. I have tried both UPI and card payment at IOCL petrol pump and got total of 98 reward points which is showing in Rbl bank app

My last petrol transaction was 1832 in which I got 38 reward points I don't know how this system works it's a simple card swipe at IOCL outlet . I don't know how to get 8.5%

Can you explain me the process completely step by step how to get 8.5%

Also I tried to redeem points at RBL rewards website but when I go to IOCL extrarewards it shows error . Have you faced the same issue

Please explain the complete process to get 8.5%

First for the rewards points,

Till now I made 2 transaction for Fuel to check. 1st on 19 Sep whose surcharge I received on 09 October & 2nd on 03 October whose surcharge I received on 25 October.

Both on different Indian Oil fuel station in Bangalore.

For Reward Points:
For both the transaction I have received surcharge but when I calculated, I received bonous point on only 1 transaction that I did on 19 Sep. You can see symbol of Bonus Rewards when you will click on View Statement tab in RBL App.

Might receive bonus points after statement generation as I think this is getting credited only after statement generation as happened with my 1st transaction.

For Reward Transfer:
Still fighting with Indian Oil Customer Care & RBL Customer Care to transfer rewards to Xtrarewards in Indian Oil. This is still not solved.

So, Fuel Surcharge & Bonus Rewards points are working fine for me. For Surcharge wait for atleat 25 days and for Bonus Rewards, wait for statement generation.

 

[shashankverma]

Rewards credited after statement generation but still I am not able to transfer points to Xtrarewards says unable to fetch Loyalty ID. Already mailed to both customer care i.e. rbl Bank & Indian Oil but no response yet.

Talked to them as well but they said to mail. Waiting for their response.

Did you get 15% rewards?
I got just 2% reward points after October statement.
When I called CC they said that transaction is not done at IOCL it says Kavya Petro Park hence base points. When I argued that it’s IOCL pump and the same can be checked on IOCL Portal they said that reward points are upto 7.5% and not flat. I asked to talk to Floor manager after so much Bullshit.
Floor manager confirmed that it’s an eligible IOCL Transaction but only the Base points are credited now and after Nov statement rest Reward points will be credited which is strange.

 

[Abhishek012]

Did you get 15% rewards?
I got just 2% reward points after October statement.
When I called CC they said that transaction is not done at IOCL it says Kavya Petro Park hence base points. When I argued that it’s IOCL pump and the same can be checked on IOCL Portal they said that reward points are upto 7.5% and not flat. I asked to talk to Floor manager after so much Bullshit.
Floor manager confirmed that it’s an eligible IOCL Transaction but only the Base points are credited now and after Nov statement rest Reward points will be credited which is strange.

Ask MCC Code of your transaction.

 

[shashankverma]

Ask MCC Code of your transaction.

I already received Fuel surcharge cashback for my transaction so MCC is correct

 

[akish4u]

I have received surcharge but when I calculated, I received bonous point on only 1 transaction that I did on 19 Sep. You can see symbol of Bonus Rewards when you will click on View Stat

In statement, only the transactions with gift box icon are eligible for bonus reward points. I called customer care and asked why other transaction is not eligible, but all transactions have same MCC(5541). As usual he said that reward points for last transaction without gift box icon will be credited in next statement. Dont understand the logic behind this

 

[shashankverma]

In statement, only the transactions with gift box icon are eligible for bonus reward points. I called customer care and asked why other transaction is not eligible, but all transactions have same MCC(5541). As usual he said that reward points for last transaction without gift box icon will be credited in next statement. Dont understand the logic behind this

Nothing on my Statement

 

[shashankverma]

What is this 356 do you know?

 

[akish4u]

What is this 356 do you know?

Not sure about that

 

[akish4u]

In statement, only the transactions with gift box icon are eligible for bonus reward points. I called customer care and asked why other transaction is not eligible, but all transactions have same MCC(5541). As usual he said that reward points for last transaction without gift box icon will be credited in next statement. Dont understand the logic behind this

But i remember that transactions which I have done in paytm machine did not get rewards but done in IOCL machine got rewards though both have same MCC. Make sure you ask for IOCL machine instead of paytm machine during swiping.

 

[shashankverma]

But i remember that transactions which I have done in paytm machine did not get rewards but done in IOCL machine got rewards though both have same MCC. Make sure you ask for IOCL machine instead of paytm machine during swiping.

Now how does IOCL machine look like?

 

[Anupama_Jha]

Now how does IOCL machine look like?

Same like paytm ones, just they have orange+grey color and indian oil written

 

[akish4u]

Same like paytm ones, just they have orange+grey color and indian oil written

You ask them, they will get it. Also the display will show Indian oil logo with multiple options like Xtra rewards, reward redemption