Abhishek012
TF Pioneer
RBL launch IRCTC RuPay Credit Card | 5 Reward Points per 200 spend:
‘Welcome benefit’ on availing the IRCTC RBL Bank Credit Card:
The Card member can avail maximum of 500 reward points as welcome benefit after the first transaction of minimum INR 500 within 30 days of Card issuance. The ‘welcome benefit’ will be credited to the Account within 60 days from the date of the Card issuance.
Reward benefits:
Update - RBL IRCTC RuPay Credit Card also offer - Get 40X value of the annual fees.
a. The Cardmember can avail acerated Reward points as stated below:
1. 5 Reward Points for every INR 200 spent on train ticket booking of all classes from IRCTC Website/IRCTC Mobile App
2. 3 Reward Points for every INR 200 spent on FASTag Recharge from RBL Bank Digital Channels/NCMC Reload / UTS App
3. 2 Reward Points for every INR 200 spent on flights / hotel / cruise ticket booking from IRCTC Website/ IRCTC Mobile App
4. The Card member is eligible for 1 Reward Point per INR 200 spent on all spends other than accelerated or excluded categories.
The accelerated reward points:
The accelerated reward points of each category will be capped up to 1000 Reward Points per month. It is clarified that ‘one month’ is defined as one billing cycle assigned to the Card. 1 Base Reward Point will be credited instantly, and additional Reward Points will be posted at the end of statement cycle.
RuPay Credit Card on UPI:
Card member will earn reward points as defined in respective product terms & conditions. However, offline UPI transactions under INR 2000 done at small merchants on RBL Bank RuPay Credit Card will not be eligible for rewards points, voucher benefits, milestone benefits or any other product benefits, unless stated otherwise. For clarity, small merchants in this case means merchants with turnover of not more than INR 20 lakh during the previous financial year.
Exciting rewards arising from the ‘milestone program’:
The Card member will be entitled to get 500 Reward Points on calendar quarter spends of INR75,000 (wallet, cash, rental, utilities, fuel, insurance excluded from the calculation of milestone benefits).It is also clarified that the billed spends for the Cards includes both Primary Cards and add-on Cards for the said period which will be considered for the benefits/ reward points.
Benefits under Train Cancellation Shield
Train Cancellation shield is a Complimentary insurance coverage, provided on ex Gratia basis, by RBL bank to Card holder, with the help of an external Insurance provider. Coverage conditions are subject to change with prior intimation to the customer. For details on coverage condition and claim process please refer RBL Bank website.
Terms and Conditions to process claim:
a. The Train Ticket Booking should be made from the RBL Bank issued IRCTC RBL Bank Credit Card only
b. Train ticket must be booked in the name of IRCTC RBL Bank Credit Card holder.
c. Cancellation from IRCTC on confirmed bookings (Fully confirmed or RAC at the time booking) will only be admissible for claims within 24 hours from actual departure timed.
d. Maximum 1 claim will be covered in 6 months.
e. Maximum 3 attempts to raise claim request in 6 months.
f. The Claim should be raised within 7 days of alternate journey completion.
g. In case of claim is approved, amount will reflect in 2nd billing cycle from claim raise date.
h. In an event of cancellation, only one-way alternate ticket rebook will be eligible & the same must be booked in the name of IRCTC RBL Bank Credit Card holder.
i. The rebooked amount will only be considered in case of successful completion of journey and must be booked using the IRCTC RBL Bank Credit Card and should be in name of Card holder only.
j. The cases where the booking has been made and no refund has been issued till the actual date of journey will only be considered as "Completion of journey".
k. The time of journey from alternative mode of journey should not be more than 48 hrs from the original scheduled departure time.
l. Booking under a single PNR will only be covered under the policy.
m. The claim will be reimbursed only to the IRCTC RBL Bank Credit Card account.
n. Only Domestic Travel of Train will be covered.
o. Local Trains, Goods carrier Trains are excluded.
p. Bookings made under General Category will be excluded from coverage, ie; claims against AC (AirConditioned) Coaches [AC First Class (1A), AC 2-Tier (2A), and AC 3-Tier (3A)] and Chair Car bookings will be admissible.
q. Taxes/Convenience fee incurred on booking of alternative mode of transport is not covered
Waiver of 1% Transaction charges on Train ticket booking on IRCTC:
Waiver of 1% Transaction charges on train ticket booking through IRCTC will be applicable on Transactions up to INR 5,000. The maximum waiver is capped up to INR 200 per month. In Case of Ticket cancellation Waiver on refund amount will be reversed.
Complimentary access to Railway Lounges:
a. Card Member is eligible for 2 complimentary lounge access per quarter on select Railway lounges. Only Primary Card holder is eligible for complimentary access. For detailed Terms and conditions and list of eligible Railway Lounges please check the RBL Bank Website.
b. Access to IRCTC executive lounge will be subject to availability of the IRCTC executive lounges on the select railway station.
c. Access to IRCTC executive lounges will be governed by the rules of Individual lounges and the same may differ for different lounges.
d. The eligible Card members must present their valid, unexpired eligible Cards along with the valid train ticket at the entrance of the participating lounges to avail the benefit. INR 2/- will be charged from the Card member’s account to validate the Card for complimentary lounge access.
e. Lounge benefit will include 2 hours of lounge stay, 1 Buffet Meal, Tea/coffee, access to changing room, Newspaper, Magazine etc. However, the available facilities may differ for different lounges.
Please visit product benefit page on RBL Bank website to view more details on IRCTC Executive Lounge list.
Credit Card on UPI
For details on Credit Card on UPI functionality please refer rblbank.com/rbl-bank-rupay-credit-Card.
National Common Mobility Card (NCMC) Functionality:
For details on NCMC functionality please refer rblbank.com/rbl-bank-rupay-credit-Card.
Please note not all petrol pumps, buses and parking are NCMC enables, hence, this can be used only in select places
Last edited:
