RBL Preferred Banking

[Chaitanya-a]

Has anyone tried RBL's Signature or Aspire bank account? Both have zero Non-maintenance charges. What is your experience? Do they downgrade and then charge if MAB not maintained?

 

[pprakash11]

Privilege Banking Programs Terms and conditions | IDFC FIRST Bank

Privilege Banking Programs Terms and conditions

www.idfcfirstbank.com

They don't have select specific T&C link.

Thanks. Will get update in branch.

 

[Paritosh]

Is your DC also RBL Signature+ ?

DC is basic signature. It can be upgraded to signature+ by paying 5900/- extra

 

[stech18]

I recently open an aspire account with 2L IP(branch manager was asking 5L but I negotiated). However I don’t notice anything like aspire theme in their mobile app. Any one having any experience here? How I can be sure it’s aspire.

 

[4uziaul]

I recently open an aspire account with 2L IP(branch manager was asking 5L but I negotiated). However I don’t notice anything like aspire theme in their mobile app. Any one having any experience here? How I can be sure it’s aspire.

Call customer care; that's one way, or wait for the cheque book. Another way to be sure is through the promotional mails; on them, you will see Aspire branding.

 

[pprakash11]

I recently open an aspire account with 2L IP(branch manager was asking 5L but I negotiated). However I don’t notice anything like aspire theme in their mobile app. Any one having any experience here? How I can be sure it’s aspire.

You still start receiving promotional emails with Aspire logo.

 

[its_karan]

Has anyone seen any cases of downgrade in the past year?

 

[pprakash11]

Has anyone seen any cases of downgrade in the past year?

No reports reported in this forum for RBL downgrade yet

 

[stech18]

Call customer care; that's one way, or wait for the cheque book. Another way to be sure is through the promotional mails; on them, you will see Aspire branding.

I will wait for cheque book as it will arrive tomorrow. And I haven’t start receiving any promotional emails yet

 

[Vasuki]

RBL signature seems like regular account. The welcome kit I received was covered in paper pouch. No instructions about mobile app or web sign up.

No offers whatsoever. No CC offer.

Default signature debit card is also regular. No cashback offers on card. Nothing.

Any cc? Or loan offer ?

 

[Vasuki]

No reports reported in this forum for RBL downgrade yet

Any benefit u have availed or something pre approved

 

[stech18]

Any cc? Or loan offer ?

Mostly opened for doorstep banking and high saving interest rate

 

[Vasuki]

Mostly opened for doorstep banking and high saving interest rate

Yes alright but did they offered you anything ..

 

[stech18]

Yes alright but did they offered you anything ..

You mean any cc or loan offer? Actually I was not interested in those hence did not check on listen to the agent.

 

[Vasuki]

You mean any cc or loan offer? Actually I was not interested in those hence did not check on listen to the agent.

Bro u r getting me all wrong .
U r interested or not isn't the thing i m intrested in .
Like if u open icici wm account. So many pre approved loans start showing pre approved..
Like wise m asking for rbl signature/ aspire banking

 

[stech18]

Bro u r getting me all wrong .
U r interested or not isn't the thing i m intrested in .
Like if u open icici wm account. So many pre approved loans start showing pre approved..
Like wise m asking for rbl signature/ aspire banking

No, nothing showing in my app till now. However its opened few days back. Will update this forum if I get any.

 

[karankayastha]

If You Dont Maintain the TRV 2 Lakhs For 6 Months Continuosly You Will Be Withdrawn From Signature Banking
You Will Be Intimated Before Via SMS Mail

Is this really true cause i didn't heard from anyone About RBL downgrading Accounts? is this mentioned in SOC?

 

[RajeshV]

Is this really true cause i didn't heard from anyone About RBL downgrading Accounts? is this mentioned in SOC?

It won't be mentioned in SoC because it isn't a charge. It's the eligibility criteria, and ofcourse if you're no longer eligible, they can downgrade.

But I'd like to know if RBL enforces the TRV as well. It looks like HDFC recently started cracking down on such accounts?