In May 2023, I applied for an RBL Shoprite LTF card and was approved with just a 50K limit. Since then, I have spent approximately 1.5L on it. After 9 months, upon contacting customer care, the limit was increased to 1.25L. Inspired by the TF community, a week later, I requested the cancellation of the card via email, hoping for an upgrade to LTF World Safari or ICON. Upon this request, the card was promptly blocked. Two days later, the retention team contacted me and gave options of 3000 reward points or an FYF Icon card but denied an LTF upgrade. I chose 3000 reward points; it's been a month, and I have yet to receive them. Therefore, I contacted customer care again, hoping to request an LTF upgrade to Safari/ICON instead of asking for the promised 3000 reward points, which were not credited, but they denied the LTF upgrade request once again. Instead, they offered to place a request for the promised reward points. Disappointed, I chose not to proceed with the request.
I am considering placing a closure request for the second time solely to secure an LTF upgrade like (Icon/Safari). Is this a good decision, or should I continue with the LTF Shoprite card? As I recently read in the TF community, the bank may close the card directly without any retention offer. Have any of you in the group been able to upgrade to LTF Safari/Icon recently? (My only hope is they might not close directly as this is the financial year-end).
Additionally, if they close my LTF Shoprite card, will I be able to apply for RBL cards in the future? I'm concerned because some banks once closed the card will never issue it again, like AU Bank.
Plz Suggest if should cancel in hope of upgrade or just keep shoprite LTF ??
I am considering placing a closure request for the second time solely to secure an LTF upgrade like (Icon/Safari). Is this a good decision, or should I continue with the LTF Shoprite card? As I recently read in the TF community, the bank may close the card directly without any retention offer. Have any of you in the group been able to upgrade to LTF Safari/Icon recently? (My only hope is they might not close directly as this is the financial year-end).
Additionally, if they close my LTF Shoprite card, will I be able to apply for RBL cards in the future? I'm concerned because some banks once closed the card will never issue it again, like AU Bank.
Plz Suggest if should cancel in hope of upgrade or just keep shoprite LTF ??
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