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RBL/YES Credit Cards for online offers

techprince

TF Buzz
So i was looking to add RBL and YES Bank credit cards to my portfolio for bank offers but didn't find any LTF cards which aren't co-branded. So i went ahead and applied for paid RBL Shoprite which i haven't activated yet hoping for retention offer. While applying for YES card, i stopped half way through the application and i received multiple calls from verified numbers stating they have started one month offer where they have waived off joining fees and following year free effectively making the card free for 2 years. The card shown to me was Prosperity Rewards card. I am not sure if i should take it as for both YES and RBL, the retention offers seem low according to the poll here and not sure if they ever will convert to LTF.
 
Will i get spam calls and messages?
they won't just spam call you.... but they'll tell that your application is already filled, just confirm the details.... I had memorized their calling code and now just ignore them... eventually they stopped calling....
they don't care what time they are calling you... it could be 7 in the morning to 10 in the night 🤣 🤣
 
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