RBL Zomato Edition Classic CC is NO LONGER LTF. (₹590 Fees)

[nirsark]

Effective 1st April 2022, Zomato has withdrawn the Lifetime Free Promotional Offer on RBL Edition Classic CC. (UPDATE: Lifetime Free Offer is BACK AGAIN)



I got the invite few days back. It was showing LTF till yesterday night. Today it is coming as a Paid CC. Good for those who applied earlier.

It is certainly not worthy as a Paid CC.

UPDATE 2: It is lifetime free again. Enjoy!

 

[mukundstud]

Cibil inquiry ki h

Your CIBIL score also seems great to me. I am assuming that you have no defaults in payments. For now, I think you should get another invite from Zomato for a different account, and then apply for it in the name of your parents/siblings who have a good credit history. I myself have applied for this card in the name of my mother. Meanwhile, try to get another RBL LTF credit card from apps like Bankbazaar or Paisabazaar( you probably have to wait for 3 months to pass since you have applied for an RBL card just recently. But you can try applying even now to try your luck.) After you get an RBL card, upgrade it to Zomato RBL like Sumanta sir did. You can also try to mail RBL to reconsider your application.

 

[Toufiq99]

You can try again. LTF offer live again. 🙂

Waiting to turn 23 (30th April) 🥲

 

[ZappyRed]

Waiting to turn 23 (30th April) 🥲

Let's hope it will be LTF until April 30th. Zomato is very inconsistent player

 

[amroc]

Your CIBIL score also seems great to me. I am assuming that you have no defaults in payments. For now, I think you should get another invite from Zomato for a different account, and then apply for it in the name of your parents/siblings who have a good credit history. I myself have applied for this card in the name of my mother. Meanwhile, try to get another RBL LTF credit card from apps like Bankbazaar or Paisabazaar( you probably have to wait for 3 months to pass since you have applied for an RBL card just recently. But you can try applying even now to try your luck.) After you get an RBL card, upgrade it to Zomato RBL like Sumanta sir did. You can also try to mail RBL to reconsider your application.

I saw the thread and thought of joining in the conversation. I received the invite using the methods mentioned in the website and applied. It was rejected.

I had a chat with the Zomato customer care to reset my application but they refused. The reason was that since the bank refused the application, so they can't reset it.

Then I had calls with RBL bank credit care customer care phone number and with their social media customer care (gave my number in Twitter for them to call me back) today and they said that they can't upgrade/change my PaisaOnDemand CC to Zomato Edition Classic CC. They did not give me the reason but just said that it can't be done. I will send them an email now for the written record.

 

[mukundstud]

I saw the thread and thought of joining in the conversation. I received the invite using the methods mentioned in the website and applied. It was rejected.

I had a chat with the Zomato customer care to reset my application but they refused. The reason was that since the bank refused the application, so they can't reset it.

Then I had calls with RBL bank credit care customer care phone number and with their social media customer care (gave my number in Twitter for them to call me back) today and they said that they can't upgrade/change my PaisaOnDemand CC to Zomato Edition Classic CC. They did not give me the reason but just said that it can't be done. I will send them an email now for the written record.

I too have RBL POD CC and was afraid to apply for Zomato CC because of this reason only. RBL rarely allows its customers to have 2 or more of its credit cards. I cannot also dictate the bank to issue me another card cause it is entirely up to the bank to decide its policy regarding its credit card issuing. The only thing mandatory for them is to share the reason for for your credit card application rejection. That's why I have applied in the name of my mother and got the card approved. But I have requested for one more invite from my other account, through which I will apply in my name just to try my luck.

I recommend you that instead of trying to reset your application, ask for one more invite from your other account. Then you can try applying again. But I recommend you not to apply in your name as you have already been rejected recently. Try to apply in the name of one of your close relatives who have a good credit history. I control my mother's and father's CCs. I don't care in whose name the card is if I have the ultimate control over it.

 

[alanabraham]

I too have RBL POD CC and was afraid to apply for Zomato CC because of this reason only. RBL rarely allows its customers to have 2 or more of its credit cards. I cannot also dictate the bank to issue me another card cause it is entirely up to the bank to decide its policy regarding its credit card issuing. The only thing mandatory for them is to share the reason for for your credit card application rejection. That's why I have applied in the name of my mother and got the card approved. But I have requested for one more invite from my other account, through which I will apply in my name just to try my luck.

I recommend you that instead of trying to reset your application, ask for one more invite from your other account. Then you can try applying again. But I recommend you not to apply in your name as you have already been rejected recently. Try to apply in the name of one of your close relatives who have a good credit history. I control my mother's and father's CCs. I don't care in whose name the card is if I have the ultimate control over it.

It won't be an ideal solution for most of the people, taking CC in someone else's name and credentials.

 

[amroc]

I too have RBL POD CC and was afraid to apply for Zomato CC because of this reason only. RBL rarely allows its customers to have 2 or more of its credit cards. I cannot also dictate the bank to issue me another card cause it is entirely up to the bank to decide its policy regarding its credit card issuing. The only thing mandatory for them is to share the reason for for your credit card application rejection. That's why I have applied in the name of my mother and got the card approved. But I have requested for one more invite from my other account, through which I will apply in my name just to try my luck.

I recommend you that instead of trying to reset your application, ask for one more invite from your other account. Then you can try applying again. But I recommend you not to apply in your name as you have already been rejected recently. Try to apply in the name of one of your close relatives who have a good credit history. I control my mother's and father's CCs. I don't care in whose name the card is if I have the ultimate control over it.

I have asked for an invite in my another Zomato account (different email and mobile numbers). I will apply there and see if it is rejected (I believe it will most likely be).

I missed mentioning that I asked how many credit cards one customer can have from RBL bank and both customer care representatives said that RBL provides 2 credit cards max.

So it may depend on the credit score (even good credit score since mine is 775) or other factors if someone's Zomato card application is getting rejected if they already have one CC.

 

[mukundstud]

I missed mentioning that I asked how many credit cards one customer can have from RBL bank and both customer care representatives said that RBL provides 2 credit cards max.

So it may depend on the credit score (even good credit score since mine is 775) or other factors if someone's Zomato card application is getting rejected if they already have one CC.

Actually from Sumanta Sir's Post: https://www.technofino.in/community/threads/how-many-credit-cards-are-allowed-per-customer.258/

I was under the impression that RBL rarely allows more than 1 CC per customer. Few customers have managed to get 2 CCs, but they are small in number. You can try applying for the card again by getting an invitation to another account, but it will be risky. I have an RBL POD card and CIBIL score of 772. I am applying for the Zomato Card in my name just to try my luck. One more thing you can do is to try applying for LTF RBL Shoprite card from BankBazaar. If approved, upgrade it to Zomato CC. But it will probably NOT be LTF.

 

[mukundstud]

I too have RBL POD CC and was afraid to apply for Zomato CC because of this reason only. RBL rarely allows its customers to have 2 or more of its credit cards. I cannot also dictate the bank to issue me another card cause it is entirely up to the bank to decide its policy regarding its credit card issuing. The only thing mandatory for them is to share the reason for for your credit card application rejection. That's why I have applied in the name of my mother and got the card approved. But I have requested for one more invite from my other account, through which I will apply in my name just to try my luck.

I recommend you that instead of trying to reset your application, ask for one more invite from your other account. Then you can try applying again. But I recommend you not to apply in your name as you have already been rejected recently. Try to apply in the name of one of your close relatives who have a good credit history. I control my mother's and father's CCs. I don't care in whose name the card is if I have the ultimate control over it.

UPDATE: I got rejected for RBL Zomato card when I applied in my name. I am confident that my application was rejected because I already hold RBL POD CC.

 

[sansakari.launda]

RBL Pisa On Demand LTF Credit Card. I do not want to upgrade it as I use 1+1 BMS Movie Ticket offer.

Nope. It's still LTF. Got the invite yesterday and applied. It was approved today with 2.20L limit

 

[ZappyRed]

Nope. It's still LTF. Got the invite yesterday and applied. It was approved today with 2.20L limit

What's your latest CIBIL score? What is your Credit Utilization Ratio?
How many credit cards do you own?
Do you own any other credit cards from RBL Bank?
Did you get an OTP after entering PAN DOB and Mobile number to fetch details from CIBIL database?
Highest limit of any card?
How frequently do you order from Zomato?
Answer each of them separately so that we can de-code the so-called bank's "internal policies" and people here in this community will get to know of their limitations in getting this card approved.

 

[iamvk]

What's your latest CIBIL score? What is your Credit Utilization Ratio?
How many credit cards do you own?
Do you own any other credit cards from RBL Bank?
Did you get an OTP after entering PAN DOB and Mobile number to fetch details from CIBIL database?
Highest limit of any card?
How frequently do you order from Zomato?
Answer each of them separately so that we can de-code the so-called bank's "internal policies" and people here in this community will get to know of their limitations in getting this card approved.

Replying as it may help.

Latest CIBIL Score is 794. My ratios never goes beyond 20-30%
I have a total of 9 cards including Slice and Uni Cards (for some reason I'm being denied One card. I don't want to push for it either)
No. I don't have any card from RBL so far.
I get an OTP but that will not be from CIBIL. It is always from the providing bank. Providing this OTP is giving consent for them to ask CIBIL what my credit score is.
5,83,000 is max limit I have (HDFC Regalia)
My last order in Zomato is from 2018.

 

[kochiro]

Can I apply it from my friend's place in mumbai? I will be there for a week. My adhaar address is from a city which don't have RBL

 

[ZappyRed]

Can I apply it from my friend's place in mumbai? I will be there for a week. My adhaar address is from a city which don't have RBL

You can. But make sure your CIBIL is >790. Otherwise the chances of approval are very low.

 

[kochiro]

You can. But make sure your CIBIL is >790. Otherwise the chances of approval are very low.

Its 766 right now, Do I need to put home address of mumbai or office address as my friend's address?

 

[ZappyRed]

Its 766 right now, Do I need to put home address of mumbai or office address as my friend's address?

Most likely it will not get accepted. I have cibil of 774 and mine was rejected on Apr 1. It's tough to get 2nd invitation. Remember this. Improve your CIBIL to atleast 790+ and apply for it. Coz' even my friend who have cibil of 784 was declined. Also, both of us CUR was under <30%.

 

[AllSeeker]

My CIBIL is most certainly not above 764 atm, I got the card, no issues.

I feel there is case of RBL being just really inconsistent with its policy of whether to issue it or not. I think CIBIL is also not the only thing they are going by, maybe location is more important and maybe something else. Just hard to guess.

 

[kochiro]

I added my friend's address and my cibil dropped by 30 🙁 now his name is in my address history of cibil. I wonder if I can remove it.

 

[kochiro]

Cibil keeps fluctuating, don't worry too much. For me also, in some months it had increased/decreased by 20-30 points. It will stabilise again. As long as it's above 750, don't worry.

Also, it's probably not due to address additional.

Did you get a new CC or something recently?

Yes I got sbi card but it's still not added in cibil.

 

[StanRoute66]

I added my friend's address and my cibil dropped by 30 🙁 now his name is in my address history of cibil. I wonder if I can remove it.

How can Your friend's name be in your CIBIL ? his address can be but not his name