Millennia Received FYF Millennia in both Visa and MasterCard networks on upgrade from Business Moneyback. What to do with Visa one if I only wanted MasterCard?

[ShankarW]

Got my LTF Business Moneyback upgraded to FYF Millennia through the Grievance Redressal email. They asked me for the preferred network while taking the upgrade consent. I gave them upgrade consent for MasterCard Millennia but received Visa Millennia. So I told them I never gave them consent for Visa Millennia and asked them to either make the Visa Millennia LTF or send me the MasterCard Millennia. Then they sent me the MasterCard Millennia. Now the rookie question that I have is do I need activate both or should I just activate the MasterCard? I do not want to get auto-blacklisted from the future offers for not activating the Visa Millennia. That would be hilarious! Any suggestions?

 

[Ash8]

Activate MasterCard and you will be on the safer side from every perspective. Hdfc will anyways be already on the way to deactivate the Visa card.

 

[NShah]

Activate MasterCard and you will be on the safer side from every perspective. Hdfc will anyways be already on the way to deactivate the Visa card.

Why ? ?

 

[NShah]

Got my LTF Business Moneyback upgraded to FYF Millennia through the Grievance Redressal email. They asked me for the preferred network while taking the upgrade consent. I gave them upgrade consent for MasterCard Millennia but received Visa Millennia. So I told them I never gave them consent for Visa Millennia and asked them to either make the Visa Millennia LTF or send me the MasterCard Millennia. Then they sent me the MasterCard Millennia. Now the rookie question that I have is do I need activate both or should I just activate the MasterCard? I do not want to get auto-blacklisted from the future offers for not activating the Visa Millennia. That would be hilarious! Any suggestions?

Take Visa variant

 

[chadsterpiece]

Any reason why you would prefer mastercard over visa?

I believe you’re offered visa signature, yes?

 

[ShankarW]

Activate MasterCard and you will be on the safer side from every perspective. Hdfc will anyways be already on the way to deactivate the Visa card.

Thanks! Any chance of receiving the sms to convert the FYF Mastercard Millennia to LTF if I don't activate immediately and wait for 20-25 days? Or this doesn't work anymore?

 

[ShankarW]

Take Visa variant

May I know why specifically?
Isn't it too late for that as the MasterCard variant got delivered?

 

[ShankarW]

Any reason why you would prefer mastercard over visa?

I believe you’re offered visa signature, yes?

Golf benefits of Mastercard World.

I was offered FYF Visa BizGrow and Grievance Redressal didn't tell me any specific network when I asked for Millennia. In fact, they asked me for the preferred network.

 

[HumorSimpson]

How did you get biz cards?

 

[ShankarW]

How did you get biz cards?

I had Business Moneyback before as I'm a freelancer filing ITR4. I didn't accept the FYF BizGrow upgrade as it felt more like a downgrade from LTF Business Moneyback.

 

[NShah]

May I know why specifically?
Isn't it too late for that as the MasterCard variant got delivered?

Visa signature benefits like free timesprime membership and Tap n pay offer for visa cards
Acceptability higher than MasterCard

 

[HumorSimpson]

Visa signature benefits like free timesprime membership and Tap n pay offer for visa cards
Acceptability higher than MasterCard

Currently the free timesprime is an MDC, can't get disney in it.

 

[NShah]

Currently the free timesprime is an MDC, can't get disney in it.

Email TimesPrime
They are offering 6+6 months Disney Hotstar subscription on request through email

 

[imdjay]

Currently the free timesprime is an MDC, can't get disney in it.

I can see the offer here. But I already have their super plan. I need their premium 4k plan

 

[sunnyyt]

Email TimesPrime
They are offering 6+6 months Disney Hotstar subscription on request through email

You won't get hotstar on free timesprimemembership(visa signature). I have already confirmed this from their customer care.

 

[Ash8]

Activate MasterCard and you will be on the safer side from every perspective. Hdfc will anyways be already on the way to deactivate the Visa card.

Why ? ?

I wasn't pointing anything from the perspective of benefit of MC vs Visa. Hdfc won't give you two variants of same card for sure. Moreover, knowing Hdfc, even if Visa is activated now, Hdfc might still close the Visa card as that's what they would have updated in their systems. And if MC variant is not activated, then there is the risk of losing the credit card altogether.

 

[Ash8]

Thanks! Any chance of receiving the sms to convert the FYF Mastercard Millennia to LTF if I don't activate immediately and wait for 20-25 days? Or this doesn't work anymore?

I would have recommended to try this out if you hadn't already requested for the CC variant change. People have tried this for getting Swiggy CC LTF but lately Hdfc has started closing the card without offering LTF.

All in all, if you are actually okay even if you lose Millennia altogether in the end then go ahead with all the risks and try getting it LTF as well now.

 

[ShankarW]

Visa signature benefits like free timesprime membership and Tap n pay offer for visa cards
Acceptability higher than MasterCard

I have 3 Visa cards already. Does tap n pay offer applies on each of them?
As I have the free timesprime membership already, golf is more rewarding for me.

 

[ShankarW]

I would have recommended to try this out if you hadn't already requested for the CC variant change. People have tried this for getting Swiggy CC LTF but lately Hdfc has started closing the card without offering LTF.

All in all, if you are actually okay even if you lose Millennia altogether in the end then go ahead with all the risks and try getting it LTF as well now.

They can't close the card before 37 days, right? I was thinking of just waiting until 25th day only to get the automated call/sms. I won't tell them to make it LTF by raising a closure request. Is that still risky?

Also, can I make it LTF by spending 50k+ in 3 months? Or that offer is over as well?

 

[NShah]

I have 3 Visa cards already. Does tap n pay offer applies on each of them?
As I have the free timesprime membership already, golf is more rewarding for me.

All visa cc/dc