Does anyone know what is the current criteria for getting approved for Infinia cc?
My RM said he applied for the card at the back end and might get approval for the card based on following details:-
- Current card - DCB with 12 lacs limit
- last 6 mo spending on DCB - 7L +
- Savings acc - 17 lacs+ currently (temporary since almost all the amount gets invested as soon as it hits the account)
- Earnings - 1.2 CR annually
In most of the threads i read that the account was imperia banking but mine is normal savings. My RM told me to convert into something called preferred banking, but i wanted to see if there is some criteria regarding the type of the account or something else which would be the reason of disapproval..