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Reg: Cashback by RBL EDC and Signature DC

Tiere Bis Unters Dach No GIF by SWR Kindernetz
 
RBL Enterprise Debit card, monthly cashback -

SBI unipay, Canara setu, navi app - Utility MCC - 4900 (5% upto 1000 cashback) +

Airtel thanks app - Telecom MCC - 4814 (5% upto 500 cashback)

Can we redeem 100% of the monthly vouchers in Amazon pay vouchers?

And for joining vouchers we have to redeem 50% in Amazon pay gift card and rest 50% in Flipkart/Myntra gift card right?
 
For me edc suits my cc spends, 60k avg spends on cc per month, so 3k in vouchers (uber), no issue if it is not apay (uber bhi kaam ajata h anyway)

Apay toh monthly 15k-20k requirement hoti mujhe, currently getting those via amex and au lit card.... I have nearly 15k (electricity+maintenance) prepaid meter recharge cost monthly, and mygate app allows apay voucher option (2-3% extra charges), but still beneficial since I procure apay vouchers at ~10% off.

Now if even rent pay can be done through apay balance, then it would be icing on cake. But not able to find anything, even mygate has stopped rent payments on their portal.
How do you procure at 10% off?
 
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