Regalia Gold Regalia gold upgrade

[D7162]

Dear All,

I received upgrade offer for Regalia gold (FYF) from Regalia (LTF)

For one card - Limit is 4.7 lakh, and for second Limit is 7.2 Lakh

No LE is there So should I opt for Upgrade ? For card with 7.2, if I opt for upgrade now, will it be difficult for future upgrade of DCB/Infinia ?

 

[CARDBITRAGE]

What would you say in today's perspective of lounge visits ? 😁

I mean if you don't have access to a card that offers the benefit then, go ahead. But the reward rate isn't that exciting and smartbuy has a capping of 4k which is very less.

 

[plastikman]

I mean if you don't have access to a card that offers the benefit then, go ahead. But the reward rate isn't that exciting and smartbuy has a capping of 4k which is very less.

100% true. I upgraded from Regalia to RG in Aug itself 😆

 

[CARDBITRAGE]

100% true. I upgraded from Regalia to RG in Aug itself 😆

Good. You'll have better access to a better range of transfer partners also. XD

 

[SledgeHammer]

My wife is a Regalia First user(LTF) for the last 6 years. Now she has received an upgrade to Regalia Gold(with fees).

Is LTF option available for Regalia Gold as of now?

 

[D7162]

My wife is a Regalia First user(LTF) for the last 6 years. Now she has received an upgrade to Regalia Gold(with fees).

Is LTF option available for Regalia Gold as of now?

no + 3

 

[knight]

Should i upgrade for a Renawal fees of 0.25. 😛

 

[shutapdiya]

Should i upgrade for a Renawal fees of 0.25. 😛

View attachment 35710

Kar lo bhai screenshot leke

Fir bajana hdfc ki

 

[knight]

Kar lo bhai screenshot leke

Fir bajana hdfc ki

Manega nahi hdfc. XD XD

Glitch hai

 

[shutapdiya]

Manega nahi hdfc. XD XD

Glitch hai

Glitch ka benefit tumko milega RBI Ombudsman ke through

 

[knight]

Glitch ka benefit tumko milega RBI Ombudsman ke through

Maze maze me millenia se hath dhona pd jaega XD

 

[shutapdiya]

Maze maze me millenia se hath dhona pd jaega XD

1 saal hai bro HDFC se ladne

Agar mai tumhari jagah hota to ye risk jarur leta, mai regalia First user hu to mere liye ye risk worth thi

Millennia ke liye tumko decide karna padega, its worth or not

 

[knight]

Millenia chhodna worth it nahi hai.
2000 ka loss to nov-dec me hi ho jaega 5% agv ka.

And replacement me SBI cashback apply krna pdega.

1 saal hai bro HDFC se ladne

Agar mai tumhari jagah hota to ye risk jarur leta, mai regalia First user hu to mere liye ye risk worth thi

Millennia ke liye tumko decide karna padega, its worth or not

 

[ra007]

I received upgrade from Millenia to Regalia Gold (FYF) should I take it or not?
My current annual spends on Millenia around 2 lakhs, I mostly use AMex for online shopping.

 

[RkrRkr is verified member.]

I received upgrade from Millenia to Regalia Gold (FYF) should I take it or not?
My current annual spends on Millenia around 2 lakhs, I mostly use AMex for online shopping.

Then better stick with Millenia and continue with Amex and try to accumulate 2k points per month if spents are meeting.