Hdfc salary account with 1.45 L monthly salary credit;
Have below cards
HDFC Regalia LTF - Limit 4.78 lakhs
ICICI HPCL Super Saver PAID and APAY LTF - Limit 4.20 lakhs
Axis Flipkart LTF AND Axis IOCL LTF - Limit 3.30 lakhs
CITI IOCL LTF - Limit Rs 2.70 lakhs
Cashback SBI Paid - Limit Rs 2.70 lakhs
SBI BPCL LTF - Limit Rs 67k
My primary card is regalia
(Aim to get Infinia or DCB)
I requested for LE and DCB or Infinia upgrade, hdfc rejected in May'23
Now I have the option to get Magnus PAID as confirmed with axis customer care;I fighted for FYF OR LTF; But nothing worked
I can use more than 1 lakh in magnus around 5 to 6 months in a year;And I am ok with 10k Tata cliq voucher ( Assuming that I can purchase gold coin using that voucher)
My last 3 years AVG spent in hdfc was 8 to 9 lakhs ( Reward Rate 1.67%)
My question is that,
Pls suggest if I get magnus, my spent on hdfc will go down; if then whether LTF will be cancelled? And getting chances of DCB or INFINIA will be doubtful?
I afraid Magnus also go devaluation in the near future; Shall I continue with regalia to get Infinia?
Pls suggest
Have below cards
HDFC Regalia LTF - Limit 4.78 lakhs
ICICI HPCL Super Saver PAID and APAY LTF - Limit 4.20 lakhs
Axis Flipkart LTF AND Axis IOCL LTF - Limit 3.30 lakhs
CITI IOCL LTF - Limit Rs 2.70 lakhs
Cashback SBI Paid - Limit Rs 2.70 lakhs
SBI BPCL LTF - Limit Rs 67k
My primary card is regalia
(Aim to get Infinia or DCB)
I requested for LE and DCB or Infinia upgrade, hdfc rejected in May'23
Now I have the option to get Magnus PAID as confirmed with axis customer care;I fighted for FYF OR LTF; But nothing worked
I can use more than 1 lakh in magnus around 5 to 6 months in a year;And I am ok with 10k Tata cliq voucher ( Assuming that I can purchase gold coin using that voucher)
My last 3 years AVG spent in hdfc was 8 to 9 lakhs ( Reward Rate 1.67%)
My question is that,
Pls suggest if I get magnus, my spent on hdfc will go down; if then whether LTF will be cancelled? And getting chances of DCB or INFINIA will be doubtful?
I afraid Magnus also go devaluation in the near future; Shall I continue with regalia to get Infinia?
Pls suggest