Regalia Gold Regalia LTF to Regalia Gold LTF - Bank's mistake of words in MyCards app.

[DeadFella]

I was getting spammed with Regalia LTF to Regalia Gold FYF upgrade offer since almost an year. In hdfc net banking it is clearly showing FYF upgrade, but today checked HDFC my cards. And this upgrade offer is very confusing one. It says "Annual fees are not applicable if your current card is LTF" and my current card is LTF. Anybody with similar experience? Pls share your story and final outcome.

UPDATE : 12th NOV 2024:
They issued FYF card after appying for this upgrade. but escalation to PNO resulted in to LTF conversion. 3-4 other TFinas were also able to convert their FYF in to LTF with same trick. Check your Mycards app, if you are getting same words then apply for LTF upgrade.

 

[iamvk]

Same with me...not able to se upgrade option in mycard app!!

Mycards>Select Cards>Services>Manage>Card Upgrade

 

[akiratoriyama]

Wish I had not missed this

 

[knight]

missed the train ig.. saw this post today

 

[thiruvetti]

I have HDFC Millenia and am getting Regalia Gold LTF Upgrade since I have Classic account.
Should I take it? I researched several Youtube review videos and in comments most users saying Regalia Gold is bad option compared to Millenia.

I am not a major credit card user (meaning not someone who does Money rotation or other tricks). A simple CC user for home needs and rare high spending. Dont care about Lounge offers

Should I upgrade or stay with Millenia? Also should I pick Rupay or Visa? please share thoughts.

 

[kuchbhikuchbhi is verified member.]

I have HDFC Millenia and am getting Regalia Gold LTF Upgrade since I have Classic account.
Should I take it? I researched several Youtube review videos and in comments most users saying Regalia Gold is bad option compared to Millenia.

I am not a major credit card user (meaning not someone who does Money rotation or other tricks). A simple CC user for home needs and rare high spending. Dont care about Lounge offers

Should I upgrade or stay with Millenia? Also should I pick Rupay or Visa? please share thoughts.

stay with millenia
cashback cc are good for minimal spenders

 

[thiruvetti]

stay with millenia
cashback cc are good for minimal spenders

Thanks a lot. The only reason I got confused cos they offered some vouchers and this n that 😜