Regalia Gold Regalia LTF to Regalia Gold Worth it?

[VaporWarrior]

I have a Regalia LTF with 3L Limit, have an offer of Regalia gold FYF( they might be willing to do LTF as I have seen recently for many). I want to ask others if they see an added value in getting Regalia gold.

Keeping in mind I have other cards for domestic lounge access (Atlas, ICICI Saphiro, RBL World Safari and Indusind Credit and debit cards) and the milestones on Regalia gold do not offer Reward points (just vouchers) whereas Regalia has some milestone at least (5L annual for 10k points).

Is an upgrade worth it?

The only reason I see is possibly to get a CL enhancement later and then try for Infinia (but honestly the reward rate on Regalia is so low I dont spend a lot on it)

Thanks

 

[Anindya98]

I have a Regalia LTF with 3L Limit, have an offer of Regalia gold FYF( they might be willing to do LTF as I have seen recently for many). I want to ask others if they see an added value in getting Regalia gold.

Keeping in mind I have other cards for domestic lounge access (Atlas, ICICI Saphiro, RBL World Safari and Indusind Credit and debit cards) and the milestones on Regalia gold do not offer Reward points (just vouchers) whereas Regalia has some milestone at least (5L annual for 10k points).

Is an upgrade worth it?

The only reason I see is possibly to get a CL enhancement later and then try for Infinia (but honestly the reward rate on Regalia is so low I dont spend a lot on it)

Thanks

I hope you got your answer.

Regalia Gold Thread 'Regalia or Regalia Gold which one to take?'

Saturday at 12:09 PM

Comparison between HDFC Regalia & Regalia Gold Credit Cards:

Features	HDFC Regalia Credit Card	HDFC Regalia Gold Credit Card
Annual Fee	₹2,500 + GST (waived on spending ₹3 lakhs annually)	₹2,500 + GST (waived on spending ₹3 lakhs annually)
Welcome Benefits	2,500 Reward Points	Complimentary Club Vistara Silver Tier and MMT Black Elite memberships
Reward Points	4 Reward Points per ₹150 spent	4 Reward Points per ₹150 spent

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• Anindya98
• credit card hdfc hdfc bank credit card hdfc bank regalia gold hdfc credit card hdfc regalia hdfc regalia gold regalia regalia gold regalia vs regalia gold
• Replies: 12
• Forum: HDFC Bank Credit Card

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