Regarding AU Small Finance Bank Account Digital Savings Account

[crazyuploader]

Hello,

I had tried to open an account in AU Bank, and I couldn't open it due to their service not being able at my PIN code, I was able to initiate the process, though KYC failed. Now I am wondering if I can open their Digital Savings Account somehow.

Regards.

 

[pratyushpanda]

Pehle ho jata tha but don't know why now they added limit to digital account. I have opened probably in October/ November 2021. Recently tried to open account of one of cousins and same kyc likit shown. The nearest branch is 150km+ and in odisha they have only one branch at Bhubaneswar 😅 so till the time they don't expand in more cities opening their account is only possible by visiting bank physically ( which is not so convenient)

 

[crazyuploader]

Pehle ho jata tha but don't know why now they added limit to digital account. I have opened probably in October/ November 2021. Recently tried to open account of one of cousins and same kyc likit shown. The nearest branch is 150km+ and in odisha they have only one branch at Bhubaneswar 😅 so till the time they don't expand in more cities opening their account is only possible by visiting bank physically ( which is not so convenient)

The thing is I live in Agra, and they do have a branch here, just it's located in some other part of the city, PIN code is something like for branch xxxxx2, while I live in xxxxx1, very weird they didn't notify about the unavailability of the service beforehand. They'd allow you to finish the process, allow you to do video KYC as well, and it's going to be the video KYC agent who will tell you "Sorry you can't open the account", very amusing

 

[crazyuploader]

It's just their interest rates were decent, thought I'd have a zero-balance account with them, but nope! Offline I think I'd only get accounts which are not zero-balance

 

[skvignesh]

I opened last year, only 1 branch that time in my state, 500km away from my home...

Account opening process was smooth.

 

[BMR]

I opened a digital account with them last month and it was activated the same day. Process was smooth and they onboard you with a wide smile. I like the RM on video call feature , haven’t used it though.

 

[akki7163]

In Digital Account we get pre-approved credit card????

 

[jack333]

Which account type is recommended in AU small finance bank for nil sms and debit card charges and for rupay platinum debit card? @Batmanbaba @Wealth is my birth right! @Abhishek012

 

[Wealth is my birth right!]

Which account type is recommended in AU small finance bank for nil sms and debit card charges and for rupay platinum debit card? @Batmanbaba @Wealth is my birth right! @Abhishek012

Rupay platinum without charges not possible either they say card fee or sms fee but some fee will be there as far as I know

 

[jack333]

So which account you recommend?

Has the rupay amazon Friday offer been extended? @Abhishek012

 

[Abhishek012]

Which account type is recommended in AU small finance bank for nil sms and debit card charges and for rupay platinum debit card? @Batmanbaba @Wealth is my birth right! @Abhishek012

open AU bank Digital saving account, zero balance, Physical RuPay Platinum DC - https://www.aubank.in/personal-banking/savings-account/digital-savings-account

 

[crazyuploader]

open AU bank Digital saving account, zero balance, Physical RuPay Platinum DC - https://www.aubank.in/personal-banking/savings-account/digital-savings-account

Man any other way to open this? Because at the time of KYC they told me my PIN code is not serviceable.

 

[Batmanbaba]

Man any other way to open this? Because at the time of KYC they told me my PIN code is not serviceable.

which pincode.....your permanent or communication address....are both of your address same...??

 

[crazyuploader]

which pincode.....your permanent or communication address....are both of your address same...??

Yes, they're both same PIN codes

 

[Batmanbaba]

Yes, they're both same PIN codes

Then..,..u have to wait for opening.... Evn if any address either permanent /communication address is serviceable.... You can open account...

 

[SiddharthR]

Man any other way to open this? Because at the time of KYC they told me my PIN code is not serviceable.

If you're just opening for Rupay Platinum DC Offer then wait for the offer to be renewed for next financial year, and you can also open account in NSDL Payments Bank

 

[jack333]

It is till 31 march. Has it been renewed?

 

[MrWick]

does Au small digital account has SMS charges of 15+Gst per quarter? can anyone confirm please

 

[doraemon]

does Au small digital account has SMS charges of 15+Gst per quarter? can anyone confirm please

Yes they do charges
But keep an eye on statement as an when they charged u
Just contact cc and say they it was not told at time of opening of account and they will say sorry and will reverse that in 2-3 days
And don't forget to tell them to raise a ticket for stoppage of sms charges
Also after stoppage you will not get credit debit sms
But otps will come

 

[MrWick]

Yes they do charges
But keep an eye on statement as an when they charged u
Just contact cc and say they it was not told at time of opening of account and they will say sorry and will reverse that in 2-3 days
And don't forget to tell them to raise a ticket for stoppage of sms charges
Also after stoppage you will not get credit debit sms
But otps will come

thanks for heads up