SBI zero balance account Digital

[kumars_001]

Hello

I would like to open SBI zero balance account online (with out branch visit) for my parents. They dint know Hindi or English and they only know Telugu or Tamil. The question is whether the vkyc agent speaks Telugu or Tamil?

 

[yobro]

Hello

I would like to open SBI zero balance account online (with out branch visit) for my parents. They dint know Hindi or English and they only know Telugu or Tamil. The question is whether the vkyc agent speaks Telugu or Tamil?

Do they provide virtual Debit card in zero balance account?

 

[varun__goel_]

Do they provide virtual Debit card in zero balance account?

Sbi - yes

 

[paxauquabriba-4876]

Sbi - yes

any update if acc can be opened digitally as of now vs visit to branch?

 

[FinoGuy]

Sbi doesn't levy non maintenance mab charges which makes all sb account types 0 bal

 

[varun__goel_]

any update if acc can be opened digitally as of now vs visit to branch?

Yes it can be opened via vkyc

 

[yobro]

Is physical debit card compulsory in sbi insta plus account or it is optional?
Is virtual Debit card available in this account?

 

[WinSuperb7251]

Is physical debit card compulsory in sbi insta plus account or it is optional?
Is virtual Debit card available in this account?

Yes necessary to take and yes virtual card is available but it will be a seperate card. Please take physical card or you will not be able to use the account online but block it after setting up passwords etc

 

[yobro]

Yes necessary to take and yes virtual card is available but it will be a seperate card. Please take physical card or you will not be able to use the account online but block it after setting up passwords etc

Will they charge 125 for physical card even if I block it instantly after taking delivery?

 

[varun__goel_]

Will they charge 125 for physical card even if I block it instantly after taking delivery?

No it is fyf

 

[RadioactiveTabela]

I, for one, had a seamless experience with vKYC. Filled account opening details on Yono at 2am, scheduled vKYC for 11am, agent joined at 11am sharp and account became operational by noon. I selected English though and a home branch in central Bangalore.

 

[WinSuperb7251]

Will they charge 125 for physical card even if I block it instantly after taking delivery?

I don't know.

 

[yobro]

No it is fyf

What is fyf?

 

[WinSuperb7251]

I, for one, had a seamless experience with vKYC. Filled account opening details on Yono at 2am, scheduled vKYC for 11am, agent joined at 11am sharp and account became operational by noon. I selected English though and a home branch in central Bangalore.

Okay, I thinks that's the reason. South India seems like a seperate developed country to me sometimes.

 

[RadioactiveTabela]

Okay, I thinks that's the reason. South India seems like a seperate developed country to me sometimes.

The agent was based in Navi Mumbai though lol. I think English (and maybe Hindi) vKYC has a lot of agents. Other regional languages might be an issue as fewer agents speak it.

 

[varun__goel_]

What is fyf?

First year free

 

[WinSuperb7251]

Well I consider the Mumbai in south india

The agent was based in Navi Mumbai though lol. I think English (and maybe Hindi) vKYC has a lot of agents. Other regional languages might be an issue as fewer agents speak it.

 

[yobro]

Is there any bank which provide a simple zero balance account with LTF physical debit card without any initial funding?
Please reply my query.
Don't suggest BSBD Account

 

[Pradumya]

Is there any bank which provide a simple zero balance account with LTF physical debit card without any initial funding?
Please reply my query.
Don't suggest BSBD Account

There is BOB Lite account which is a zero balance account
The debit card is rupay platinum with conditional ltf

Condition- maintain 3K Qab in that account. Which I think is easy

 

[Trust Me]

South India seems like a seperate developed country to me sometimes.

I have experienced both a first-world SPB branch as well as a third-world regular branch, --- both situated in the same SBI complex on St. Mark's Road, Bangalore! 🙂
.