Regarding Bank of Baroda Zero Balance Savings Account and Credit Cards

[Collector_sahab]

I was thinking of opening a BOB B3 silver SB account, which has zero AQB requirements. The default debit card issued with this is Visa Classic Debit card.
Does this B3 silver account gets pre-approved Credit card offers after some months of usage ? If anyone has got a pre approved credit card with this account, please share your experience.

 

[Collector_sahab]

Yes... New card and upgrade in easy, premier and select cards.... Offer going... Till 31 march 2023

Is this means unconditional LTF of spend based waiver LTF ?

 

[Batmanbaba]

View attachment 6839View attachment 6840Is this means unconditional LTF of spend based waiver LTF ?

It doesn't matter... Bob team is quite lazy... They are running ltf offer from sept 2021...till now they have not updated their website plus welcome letter..... Its unconditional ltf.... For three cards... Easy, select and premier.... Even I was shown the same... My card is ltf...

 

[skvignesh]

I uploaded my one card fd cc statement... In online application too... Instead of itr.!/salary slip.. They again mailed for them.... Sent bib account statement plus one card fd cc statement.... Card was approved

They did office & home verification? For me declined for providing wrong work place..

After declined how many cooldown period?

 

[Batmanbaba]

They did office & home verification? For me declined for providing wrong work place..

After declined how many cooldown period?

I didn't received a single call from them... My card was approved staright away after vkyc.... It's 6 months after rejection....

 

[anonymuos]

How many BOB CCs one can own? Can I have BOB Premier on RuPay if I don't want to give up BOB Select on Visa? Or it will have to be a co-branded card like BOB Snapdeal?

 

[Batmanbaba]

How many BOB CCs one can own? Can I have BOB Premier on RuPay if I don't want to give up BOB Select on Visa? Or it will have to be a co-branded card like BOB Snapdeal?

Officially u can have one core and one cobranded.... With both sharing sane limit... Although they are creating two accounts in cibil

 

[Mogul]

I am already overloaded with loan offers from ICICI but not a single Credit card offers.

At what interest rate you are getting loan?

 

[AsB]

Officially u can have one core and one cobranded.... With both sharing sane limit... Although they are creating two accounts in cibil

Yes. Most of the banks do that.
Axis does that at least.

 

[Collector_sahab]

Seems like BOB has finally stopped the LTF campaign from 15th Nov and also revised their Reward structure

 

[Lakshya Mahani]

In fact, if you are a non user, you will get an option to apply based on card-to-card basis. If you hold an account, that option will not be available (I didn't find that option )

can i apply for bob premier on C2C basis using apay card or HDFC millennia?

 

[AsB]

can i apply for bob premier on C2C basis using apay card or HDFC millennia?

I got BOB Card based on APay card, but some users have recommended not to use it, or any other Co-Branded card. Better go with Millenia. Your chances of approval may exceed.

 

[Lakshya Mahani]

I got BOB Card based on APay card, but some users have recommended not to use it, or any other Co-Branded card. Better go with Millenia. Your chances of approval may exceed.

Thanks, will do the same after some time as my card is not 6 months old.

 

[Batmanbaba]

Seems like BOB has finally stopped the LTF campaign from 15th Nov and also revised their Reward structure

Currently ltf offer is valid till 31 march 2023

 

[Collector_sahab]

Currently ltf offer is valid till 31 march 2023

But LTF banner is removed today, was present yesterday also. Some other changes are also visible from today in their website. Please check once.

 

[AsB]

But LTF banner is removed today, was present yesterday also. Some other changes are also visible from today in their website. Please check once.

It is still there.

 

[Collector_sahab]

It is still there.

That's strange bro. I am not seeing this today.
Update: sorry, but this LTF banner is showing on desktop but not in my phone.

 

[AsB]

That's strange bro. I am not seeing this today.

Try in different browser

 

[Collector_sahab]

Try in different browser

Yes my friend, it is not visible in phone, but in pc it's there. There might be some issue in my phone's browser itself

 

[Collector_sahab]

I didn't received a single call from them... My card was approved staright away after vkyc.... It's 6 months after rejection....

I completed the vkyc today, no sms/email recieved after vkyc. Is there anything else I have to do from my side ?

 

[Batmanbaba]

I completed the vkyc today, no sms/email recieved after vkyc. Is there anything else I have to do from my side ?

No... If lucky then u wont face any verifications.... Its user specific... For some people they do house and office verification