Regarding hdfc credit reporting dates

[Atharva@1909]

Hey everyone recently I have got one hdfc pixel play credit card does anyone know on which date hdfc bank sends the outstanding balance data to cibil ? I had once used the card fully for making a purchase I have a limit of 50k and out of which I had spent 40k and then the very next Day I had made payment of 32k and 8k remained outstanding and statement generated was of 8k so it should be reflect as 8k on cibil but it's showing >90% utilisation how??

 

[SSV]

Hey everyone recently I have got one hdfc pixel play credit card does anyone know on which date hdfc bank sends the outstanding balance data to cibil ? I had once used the card fully for making a purchase I have a limit of 50k and out of which I had spent 40k and then the very next Day I had made payment of 32k and 8k remained outstanding and statement generated was of 8k so it should be reflect as 8k on cibil but it's showing >90% utilisation how??

HDFC reports balances as on weekly basis like below:

• 7th
• 15th
• 22nd
• 30/31st ( ie month end)

So your 40k spend might have been on one of those dates..
Can please confirm??

 

[panu24]

I refreshed cibil today again but hdfc last report for both of my cards is 15th April.

 

[Indian]

HDFC reports balances as on weekly basis like below:

• 7th
• 15th
• 22nd
• 30/31st ( ie month end)

So your 40k spend might have been on one of those dates..
Can please confirm??

for mine they reports two times 15th and month end

 

[panu24]

for mine they reports two times 15th and month end

Same for me!

 

[SSV]

for mine they reports two times 15th and month end

You will eventually be migrated to the weekly cycle