Regarding icici wealth account

[CardSeeker]

recently 3days back i opened icici wealth account and debit card also issued.

i already have one icici savings account and i linked new wealth account to old account mobile number

i already asked CC abt the same they said u can use both accounts.

QUERY IS after linking wealth account still imobile showing MAROON Colour not showing the black theme ?

any one faced the same issue or it takes time to convert to wealth ( two icici accounts showing on IMOBILE APP )

 

[palen]

Mine still says,

MAB required to be maintained in your Savings Account is Rs 0.00

 

[silly_putty]

Mine still says,

MAB required to be maintained in your Savings Account is Rs 0.00

Because the deadline is in November.

 

[SSV]

I hope they don't review non salary accounts too for trv

I would say , combination of a few factors playing the role here..
1) originally a salary account and Upgraded
to WM account
2) no salary credited to rhe account for a long time
3) obviously no TRV maintained ..

I believe if anyone opened a direct WM account with no conditions attached may not be reviewed..
The issue may be related to upgraded accounts that too in combination of other factors

 

[H2O]

My account with ICICI shows that I have a Wealth Theme and Wealth CC has issued me a debit card.
However, when I requested a Wealth chequebook and kit, they informed me that my account was not a Wealth one. 😆😆

 

[SpiesCan'tCatchMe]

My account with ICICI shows that I have a Wealth Theme and Wealth CC has issued me a debit card.
However, when I requested a Wealth chequebook and kit, they informed me that my account was not a Wealth one. 😆😆


View attachment 33165

Looks like ICICI is stepping up their game like hdfc and axis

 

[mgforce]

I shared few days back also.... ICICI is not actively reviewing now but they have plans to review and downgrade Wealth Accounts going forward (timelines still not firmed up). Further have plans to increase DIV from 25L to 30L

It is just that they are super casual in reviewing DIV today. And so we can just open with high IP cheque.

Don't get fooled by Wealth theme in app/netbanking. Check account status via MAB (should be zero) or do an IMPS transaction (no charges)

 

[Deleted member 11974]

Looks like ICICI is stepping up their game like hdfc and axis

they are also going to feel the pinch in NIMs dropping

 

[devsfinance]

I shared few days back also.... ICICI is not actively reviewing now but they have plans to review and downgrade Wealth Accounts going forward (timelines still not firmed up). Further have plans to increase DIV from 25L to 30L

It is just that they are super casual in reviewing DIV today. And so we can just open with high IP cheque.

Don't get fooled by Wealth theme in app/netbanking. Check account status via MAB (should be zero) or do an IMPS transaction (no charges)

Yes may be right as I today received a mail stating that wealth is for customers with 25Lacs and If I don't meet the criteria till 22 Nov I will be downgraded to privilege with a 25k MAB.

 

[SSV]

Yes may be right as I today received a mail stating that wealth is for customers with 25Lacs and If I don't meet the criteria till 22 Nov I will be downgraded to privilege with a 25k MAB.

Is your account an upgrade or straight WM account?? how old is your account please??

 

[KLB@96]

Guys , mine is salary account it says privilege in the statement. Can I convert it into wealth account ?

 

[D7162]

Guys , mine is salary account it says privilege in the statement. Can I convert it into wealth account ?

Kya karoge convert kar k ?? Jiska converted hai uska downgrade ho rha hai..

 

[D7162]

Yes may be right as I today received a mail stating that wealth is for customers with 25Lacs and If I don't meet the criteria till 22 Nov I will be downgraded to privilege with a 25k MAB.

By any chance, you have enrolled for family banking ??

I have a doubt that I linked my wife's privilege account couple of months back and her account was converted to WM

This mail also received in her mail id so may be family banking triggered account review??

 

[ARV]

By any chance, you have enrolled for family banking ??

I have a doubt that I linked my wife's privilege account couple of months back and her account was converted to WM

This mail also received in her mail id so may be family banking triggered account review??

I don't have a family account, just my account opened directly as WM. I got the mail

 

[SSV]

I don't have a family account, just my account opened directly as WM. I got the mail

Wow, when did you open the account? how much TRV you have approximately..??

 

[D7162]

Wow, when did you open the account? how much TRV you have approximately..??

@S S V be like

 

[SSV]

@S S V be like

Not necessarily, I have over the required TRV... 🤣 🤣 🤣

I gather info to assess whats happening...

 

[SSV]

I don't have a family account, just my account opened directly as WM. I got the mail

I thought it was happening to the upgraded accounts only..

 

[D7162]

Not necessarily, I have over the required TRV... 🤣 🤣 🤣

I gather info to assess whats happening...

Then

@D₹V see i started using your style 🤣

 

[SSV]

Then

@D₹V see i started using your style 🤣

Whatever makes you happy... Enjoy...

 

[ARV]

Wow, when did you open the account? how much TRV you have approximately..??

Opned in june with 1L IP, not maintained anything may be 1K