Regarding icici wealth account

[CardSeeker]

recently 3days back i opened icici wealth account and debit card also issued.

i already have one icici savings account and i linked new wealth account to old account mobile number

i already asked CC abt the same they said u can use both accounts.

QUERY IS after linking wealth account still imobile showing MAROON Colour not showing the black theme ?

any one faced the same issue or it takes time to convert to wealth ( two icici accounts showing on IMOBILE APP )

 

[silly_putty]

What would be the alternative for WM account? I'm starting to worry.

Idfc wealth account, it's way better and rewards are fine as well.

 

[palen]

Idfc wealth account, it's way better and rewards are fine as well.

Thanks. No need to maintain mab right?

 

[AritraSaha]

Yeah.. correct.. even in real life...
Behave well...at least infront of me.. 😉 😉

Ok mama panda 🐼🤭

 

[AritraSaha]

Thanks. No need to maintain mab right?

No have to maintain 10k or 25k based on the base account.

(Maybe 0 balance incase of future first)

 

[devsfinance]

I called the customer care and they said that wm account is privilege account. I can't be downgraded anymore, but these idiots barely know anything about their own product, so won't be trusting them.

Yup.Also my RM is on leave so will have to talk with him once he is back as people here has suggested that RM will help in many cases.

 

[mgforce]

is this based info from the reliable sources ?

Yes, someone directly in WM Product team. But then I was in middle of a heated discussion - so will take with a pinch of salt.

 

[mgforce]

Yes may be right as I today received a mail stating that wealth is for customers with 25Lacs and If I don't meet the criteria till 22 Nov I will be downgraded to privilege with a 25k MAB.

Indeed. They will send an email with 1 month notice and then downgrade straightaway unless you meet DIV.

 

[ARV]

Any one knows the account closure charges specifically for WM, in ICICI website it shows only general fees which is 500rs if closed between 31 days and 1 year

 

[mgforce]

Any one knows the account closure charges specifically for WM, in ICICI website it shows only general fees which is 500rs if closed between 31 days and 1 year

Rs 500/-

These 2 links gives details for WM

Wealth Management / Private Banking Account - ICICI Bank Ltd

www.icicibank.com

Common Service Charges Wealth - ICICI Bank Ltd

www.icicibank.com

 

[ashwinkashwink is verified member.]

Hey,... two Pandas talking to each other..
🤣 🤣

Hahahah right.. I am baby panda though 😛

Panda+Panda=Panda² 😂 .

 

[varun__goel_]

Panda+Panda=Panda² 😂 .

Looks like you missed maths classes🤭
Panda+Panda= 2Panda
Panda×Panda = Panda² 😛🤣🤣🙂

 

[ashwinkashwink is verified member.]

Looks like you missed maths classes🤭
Panda+Panda= 2Panda
Panda×Panda = Panda² 😛🤣🤣🙂

Ok guruji ab mujhe (a+b)² bhi sikhado 😜

 

[shrewdoc]

Looks like you missed maths classes🤭
Panda+Panda= 2Panda
Panda×Panda = Panda² 😛🤣🤣🙂

Thoda samajiye bro:
एक और एक ग्यारह होते है, २ नहीं।
🤣

 

[ARV]

Rs 500/-

These 2 links gives details for WM

Wealth Management / Private Banking Account - ICICI Bank Ltd

www.icicibank.com

Common Service Charges Wealth - ICICI Bank Ltd

www.icicibank.com

Thanks for sharing

 

[sharpened]

I see DIV includes "Mutual Fund Holding Value". Does MF investment in ICICI funds through Kuvera count? I was recently upgraded from regular savings to privilege automatically even though I have <1L balance and 0 tx history. Also got pre-approved Rubyx for 1.6L. I do have nearly 10L invested in ICICI's Nifty fund though (direct MF via Kuvera). Can I eventually get WM via this investment?

 

[dhshankar]

ICICI downgrading the wealth account to lower version , if the required criteria not maintained . So, it may not be the case now - that there are no downgrade for wealth accounts

 

[WandereR]

ICICI downgrading the wealth account to lower version , if the required criteria not maintained . So, it may not be the case now - that there are no downgrade for wealth accounts

View attachment 33257

Was it upgraded or directly opened?

 

[mgforce]

I see DIV includes "Mutual Fund Holding Value". Does MF investment in ICICI funds through Kuvera count? I was recently upgraded from regular savings to privilege automatically even though I have <1L balance and 0 tx history. Also got pre-approved Rubyx for 1.6L. I do have nearly 10L invested in ICICI's Nifty fund though (direct MF via Kuvera). Can I eventually get WM via this investment?

Lol.. You asking seriously?

DIV is for all investments done via ICICI Bank platform. Essentially something on which they can make money.

So, even if you are invested in HDFC AMC via ICICI Bank / ICICI Direct, it will be counted.

But shares of ICICI Bank or investment in ICICI AMC outside of ICICI platform won't be considered.

 

[mgforce]

Was it upgraded or directly opened?

It doesn't matter. I had 2 accounts - one upgraded 10 yrs back and one via direct WM (IP of 10L).

Both got notice to downgrade over 2 months period.

 

[Akashn]

It doesn't matter. I had 2 accounts - one upgraded 10 yrs back and one via direct WM (IP of 10L).

Both got notice to downgrade over 2 months period.

ICICI downgrading the wealth account to lower version , if the required criteria not maintained . So, it may not be the case now - that there are no downgrade for wealth accounts

View attachment 33257

When you guys received this mail?