Required Credit limit to upgrade to Millenia card?

[steiner03]

I wanted HDFC Millenia card but instead got Moneyback+. They said that i can easily get an upgrade offer and since I wanted am HDFC card for the offers, i took it.
I got a limit of 80k on it. What's the min credit limit i need to have to get/ask for an upgrade to Millenia card?

 

[shrewdoc]

Can't I apply millennia separately ? Two core cards ? what are chances?

You can't hold 2 core cards DIRECTLY in HDFC.

 

[COmM4nDer]

I have a HDFC Money Back+ CC (HDFC did not give Millennia at first since I do not have a savings account with them) which is 10 months old now with a limit of 1.10lks but did not get any Millennia upgrade offer till now. Only got loan offers at lower rates. So will an email to Grievance.redressalcc@hdfcbank.com help my cause?

 

[BUDHRAJ]

I have a HDFC Money Back+ CC (HDFC did not give Millennia at first since I do not have a savings account with them) which is 10 months old now with a limit of 1.10lks but did not get any Millennia upgrade offer till now. Only got loan offers at lower rates. So will an email to Grievance.redressalcc@hdfcbank.com help my cause?

you can mail them to upgrade your card to millinea, they will upgrade it as floor limit for millinea is 1 L
they may ask to fill form for upgrade.

 

[COmM4nDer]

you can mail them to upgrade your card to millinea, they will upgrade it as floor limit for millinea is 1 L
they may ask to fill form for upgrade.

Hard copy & post to their address or a link?

 

[BUDHRAJ]

Hard copy & post to their address or a link?

just mail them and tell them to upgrade your card to millenea, most of the times they just take your request for upgrade,

sometimes they ask you to send them upgrade form online, for this you can again ask them to upgrade, maybe this time they can take your request.. if they still ask for form then download form and fill it and scan it and then attach it and again ask them for upgrade via email..

nowadays they take upgrade request easily,

for LE most of the times they ask to physcially send docs to chennai office, but for upgrade they can take request online easily

 

[James]

I have a HDFC Money Back+ CC (HDFC did not give Millennia at first since I do not have a savings account with them) which is 10 months old now with a limit of 1.10lks but did not get any Millennia upgrade offer till now. Only got loan offers at lower rates. So will an email to Grievance.redressalcc@hdfcbank.com help my cause?

Yes, they'll definitely upgrade. I just got upgraded to millennia FYF from MoneyBack + LTF before a few days

 

[COmM4nDer]

Yes, they'll definitely upgrade. I just got upgraded to millennia FYF from MoneyBack + LTF before a few days

Did you add FYF in your email or they just did it? Will be very helpful if you tell me the whole process in short.

 

[COmM4nDer]

just mail them and tell them to upgrade your card to millenea, most of the times they just take your request for upgrade,

sometimes they ask you to send them upgrade form online, for this you can again ask them to upgrade, maybe this time they can take your request.. if they still ask for form then download form and fill it and scan it and then attach it and again ask them for upgrade via email..

nowadays they take upgrade request easily,

for LE most of the times they ask to physcially send docs to chennai office, but for upgrade they can take request online easily

Thank you for sharing the details.

 

[James]

Did you add FYF in your email or they just did it? Will be very helpful if you tell me the whole process in short.

No, they provided FYF. I asked them for upgrade

 

[COmM4nDer]

Thank you for sharing the details.

I got a mail from HDFC that I need to fill up a form & add income documents (hard copy) & send it to Thiruvanthamayur. Online procedure would have faster. I have asked them to see if the same can be done via mail. Will update

 

[James]

I got a mail from HDFC that I need to fill up a form & add income documents (hard copy) & send it to Thiruvanthamayur. Online procedure would have faster. I have asked them to see if the same can be done via mail. Will update

Okay but if they ask me to send, I'll yell at them

 

[COmM4nDer]

Okay but if they ask me to send, I'll yell at them

Hi, we regret for the inconvenience. Owing to security reasons, we require hard copy of the documents to enable us to take it up for suitable review.
Service Manager

I was sent this today. Really sad seeing old age ways are being used to upgrade credit cards. Other banks are using mail n even WhatsApp & HDFC using India Post & telling Go Green Save the planet.

 

[Akashn]

Hi, we regret for the inconvenience. Owing to security reasons, we require hard copy of the documents to enable us to take it up for suitable review.
Service Manager

I was sent this today. Really sad seeing old age ways are being used to upgrade credit cards. Other banks are using mail n even WhatsApp & HDFC using India Post & telling Go Green Save the planet.

Reply them back with this

 

[NShah]

Reply them back with this

I tried this still they ask me to send documents to Chennai office 🥲

 

[Akashn]

I tried this still they ask me to send documents to Chennai office 🥲

Fir documents ke sath iska bhi print out bhejo chennai 😂

 

[NShah]

Fir documents ke sath iska bhi print out bhejo chennai 😂

Sachme ab Aisa hi karta hoo😂 good idea

 

[James]

I tried this still they ask me to send documents to Chennai office 🥲

See my way only works with hdfc. I clearly mention that I'll not send documents and say we're in digital Era you still asking physical documents and blah blah blah. Next response, they'll ask me to send documents over the email

 

[COmM4nDer]

Reply them back with this

They have given a form to fill & asked to send hard copy of ITR but here the option ITR is for self employed but mine is salaried. Which one to tick. HDFC is really confusing.

 

[James]

They have given a form to fill & asked to send hard copy of ITR but here the option ITR is for self employed but mine is salaried. Which one to tick. HDFC is really confusing.

If salaried, attach payslip and bank statement. It's what mentioned there also

 

[COmM4nDer]

If salaried, attach payslip and bank statement. It's what mentioned there also

It will take sometime to get those documents. I have the ITR-1 ready.