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[Resolved] HDFC CC Application Confusion

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Ayushpaul7

Ayushpaul7

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I was offered HDFC DCP LTF by my RM as my first HDFC card, I went ahead and submitted the application. Today a mail came saying
" While processing your application for reference number ******** we observe that you already hold a HDFC credit card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card."

I DO NOT HAVE ANY HDFC CARDS !!!

I don't know whether to laugh or Cry 😂😂😂

PLEASE suggest what to do next?
 
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Ayushpaul7 said:
I was offered HDFC DCP LTF by my RM as my first HDFC card, I went ahead and submitted the application. Today a mail came saying
" While processing your application for reference number ******** we observe that you already hold a HDFC credit card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card."

I DO NOT HAVE ANY HDFC CARDS !!!

I don't know whether to laugh or Cry 😂😂😂

PLEASE suggest what to do next?
Click to expand...
You can attach your latest CIBIL report and mail it to the nodal officer to prove that you don't hold a HDFC credit card and ask them to approve the application.

Also involve your RM, pester him all day till he does his job properly
 
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Ayushpaul7 said:
I was offered HDFC DCP LTF by my RM as my first HDFC card, I went ahead and submitted the application. Today a mail came saying
" While processing your application for reference number ******** we observe that you already hold a HDFC credit card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card."

I DO NOT HAVE ANY HDFC CARDS !!!

I don't know whether to laugh or Cry 😂😂😂

PLEASE suggest what to do next?
Click to expand...
Check your credit score reports. Somebody may have opened it using your details.
 
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RishiKiDev said:
You can attach your latest CIBIL report and mail it to the nodal officer to prove that you don't hold a HDFC credit card and ask them to approve the application.

Also involve your RM, pester him all day till he does his job properly
Click to expand...
How to get a free credit score report?
The apps and websites only show scores
 
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You can get free Experian report by sending Hey to their mobile number +91-9920035444 in Whatsapp. They will send it to your email id.

www.experianplc.com

Experian becomes first credit bureau in India to offer free credit scores on WhatsApp

Experian becomes first credit bureau in India to offer free credit scores on WhatsApp - - Quick, easy, and secure access to your Experian credit score - Monitor credit updates regularly and detect fraud in your credit profile
www.experianplc.com
 
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RishiKiDev said:
You can attach your latest CIBIL report and mail it to the nodal officer to prove that you don't hold a HDFC credit card and ask them to approve the application.

Also involve your RM, pester him all day till he does his job properly
Click to expand...
Got the Report.
Had used my HDFC debit Card for emi. It is showing up as a consumer Loan that was closed last year.
No cards are there from HDFC
 
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Ayushpaul7 said:
Got the Report.
Had used my HDFC debit Card for emi. It is showing up as a consumer Loan that was closed last year.
No cards are there from HDFC
Click to expand...
S S V said:
HDFC DC emi is shown as Credit card account in HDFC books.. Flag this fact to HDFC
Click to expand...
See this in MyCards, DC EMI is classified as Credit Card… this may be causing the issue…

1700075855023.png
 
Last edited:
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Ayushpaul7 said:
I was offered HDFC DCP LTF by my RM as my first HDFC card, I went ahead and submitted the application. Today a mail came saying
" While processing your application for reference number ******** we observe that you already hold a HDFC credit card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card."

I DO NOT HAVE ANY HDFC CARDS !!!

I don't know whether to laugh or Cry 😂😂😂

PLEASE suggest what to do next?
Click to expand...
Reply them that you don't have any credit card from HDFC bank, please recheck & process my application.
 
Upvote 0 Downvote
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