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Revision of HDFC Bank Credit Card Minimum Amount Due Terms effective April, 2025

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TF Select
Important Details:


MAD = Total GST + EMI amount + 100% of Fees/Charges + 5% of (Finance Charge* + Retail Spends + Cash Advance) + Overlimit Amount (if any).



If 5% of (Finance Charge + Retail Spends + Cash Advance) is less than the Finance Charge, then:
MAD = Total GST + EMI amount + 100% of Fees/Charges + 100% of Finance Charges + 5% of (Retail Spends + Cash Advance) + Overlimit Amount (if any).



(*Finance Charge applies only if the outstanding balance on your card is not paid in full.)
 
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