Revision of HDFC Bank Credit Card Minimum Amount Due Terms effective April, 2025

[imrtbpsp]

Important Details:


MAD = Total GST + EMI amount + 100% of Fees/Charges + 5% of (Finance Charge* + Retail Spends + Cash Advance) + Overlimit Amount (if any).



If 5% of (Finance Charge + Retail Spends + Cash Advance) is less than the Finance Charge, then:
MAD = Total GST + EMI amount + 100% of Fees/Charges + 100% of Finance Charges + 5% of (Retail Spends + Cash Advance) + Overlimit Amount (if any).



(*Finance Charge applies only if the outstanding balance on your card is not paid in full.)

 

[ashcrow]

 

[hedgehog2122]

*Finance Charge applies only if the outstanding balance on your card is not paid in full.

 

[ashcrow]

*Finance Charge applies only if the outstanding balance on your card is not paid in full.

Yes, People are there who make only MAD for a particular month, so they should be aware of that.

I know it's bad financing, but I have seen people who have been on CC debt, so they should be aware of the Charge and calculation

This Calculation will make the, release that how much extra they will be paying to the bank, because of their bad financing