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Reward rate of Regalia vs Swiggy hdfc cards on Pharmeasy via Smartbuy

  • Thread starter Thread starter b4bhar
  • Start date Start date
  • Replies Replies 5
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b4bhar

TF Ace
Guys,

I would like to know the reward rate of Regalia and Swiggy hdfc cards on Pharmeasy via Smartbuy. Is it 10× reward points on Regalia and 10% cashback on swiggy? If so, swiggy card would be far better as the cash redemption rate for Regalia is just 0.2 which makes it 2 rs for every 100 spent compared to 10 rs on swiggy hdfc card.

Are my assumptions correct? Any smartbuy user please confirm.

Thanks
 
I think we get 10x

So 10xRegalia_Base_RP = 10x4 per ₹150 =40 per 150 spends

1 rp equal to 0.20 to 0.50

Finally, you get ₹20 as max reward if you book ticket or convert to miles.

Even if it's cash it's ₹8 plus you also get milestone voucher.
 
I think we get 10x

So 10xRegalia_Base_RP = 10x4 per ₹150 =40 per 150 spends

1 rp equal to 0.20 to 0.50

Finally, you get ₹20 as max reward if you book ticket or convert to miles.

Even if it's cash it's ₹8 plus you also get milestone voucher.
So, its like 8 rs with Regalia as I'm not into travel. while swiggy hdfc should give 15 which is like almost twice, right? Or am i missing something here?
 
So, its like 8 rs with Regalia as I'm not into travel. while swiggy hdfc should give 15 which is like almost twice, right? Or am i missing something here?
So you think you will get 10% from smart buy and 5% as card base reward cashback ??

If you get so, tag me I will too shift my spends to pharmeasy.
 
So you think you will get 10% from smart buy and 5% as card base reward cashback ??

If you get so, tag me I will too shift my spends to pharmeasy.
I hope so as per what it is shown. Its really surprising that smartbuy doesn't show the rules for this card or other cobranded cards
 
Did you get it? Wondering if smartbuy accelerated rewards work for Marriot and Swiggy HDFC cards. Not sure the 5% they refer to in other HDFC card also accounts for the co-branded ones
 
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