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Rupay CC on UPI and Credit Card Payment

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maheshspanicker

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So today when I was paying my credit card bill through Cred via Paytm, My Rupay credit card showed up as an option to pay. Since I wasn't sure that is allowed, stuck to my SB account... Is it OK to pay CC bill through Rupay CC on UPI? Is there anything that prohibits such transaction?
 
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jaimingandhi64 said:
Now this gane has totally stopped it seems 😞
Also my 5000 got stuck from BHIM for which i need to make dispute now
I tried via gpay--> bhim -->Axis IOCL rupay card and money got deducted from bhim but didn't complete on gpay
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Dont loose hope because another loop hole will come
you cant close all the doors since one is closed wait for another to open
all you need to is @Abhishek012 tag this guys to inform you secretly when another door is opened :hahahah:
 
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i paid my PNB cc bill through g*pay+b*him using Axis IOCL rupay for the amount of 35k, the payment went successful, but will ahve to wait for successful credit. However, adding money to airtel saving bank through upi rupay is not working by any means...trieed all combinations from bhim, gpay, mobikwik, paytm and more.....nothing seems working now for airtel payment add money.
 
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CardTox said:
i paid my PNB cc bill through g*pay+b*him using Axis IOCL rupay for the amount of 35k, the payment went successful, but will ahve to wait for successful credit. However, adding money to airtel saving bank through upi rupay is not working by any means...trieed all combinations from bhim, gpay, mobikwik, paytm and more.....nothing seems working now for airtel payment add money.
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you are lucky that you can do transaction for more than 5k for Axis iocl. For me it’s not happening 🙁
 
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I
Abhishek012 said:
Wait 5 working days maximum. You will get auto refund.
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didn’t get my money and tried to raise complaint to BHIM Official Website but I didn’t get any CRN number and it shows only complaint got Regis msg and then I started complaining over twitter and they have acknowledged my case. Just hoping to get my money back at earliest
 
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jaimingandhi64 said:
I

didn’t get my money and tried to raise complaint to BHIM Official Website but I didn’t get any CRN number and it shows only complaint got Regis msg and then I started complaining over twitter and they have acknowledged my case. Just hoping to get my money back at earliest
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You can chargeback from your bank.

CC link UPI need atleast 2 years to fix all the bug and work smoothly.
 
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Abhishek012 said:
You can chargeback from your bank.

CC link UPI need atleast 2 years to fix all the bug and work smoothly.
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I am in process for that also with Axis but they are saying that they are checking the issue at this moment and I guess generally they take 5 working days before registering complaint. Also do we have any guidance by how much time we should get our money back for such cases? Because AXIS Told me that it will take 90 days after dispute
 
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jaimingandhi64 said:
I am in process for that also with Axis but they are saying that they are checking the issue at this moment and I guess generally they take 5 working days before registering complaint. Also do we have any guidance by how much time we should get our money back for such cases? Because AXIS Told me that it will take 90 days after dispute
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Most cases UPI chargeback takes maximum 5 days because 99% times your money stuck somewhere on merchant's bank account or UPI apps partner bank account.

Also note - 50% merchant still use old UPI refund mechanism, they send money to customer's UPI ID but CC link UPI is not supported direct send money to your CC link UPI ID. NPCI already release a circular to fix this problem and support refund through UPI source account, last date NPCI mentioned 15th, June, 2023 (if not extended).
 
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Abhishek012 said:
Most cases UPI chargeback takes maximum 5 days because 99% times your money stuck somewhere on merchant's bank account or UPI apps partner bank account.

Also note - 50% merchant still use old UPI refund mechanism, they send money to customer's UPI ID but CC link UPI is not supported direct send money to your CC link UPI ID. NPCI already release a circular to fix this problem and support refund through UPI source account, last date NPCI mentioned 15th, June, 2023 (if not extended).
Click to expand...
bro i DM you for some help. i am really frustrated with this failed transaction and not getting refund.
 
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