RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking

Benefits


1. Spa Services (Quarterly)
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select Card gives you access to the best & authentic spa chains across India
From relaxing spa massages to traditional massages, select the perfect session that suits your mood

Complimentary Offers -

1. Four Fountains De-Stress Spa - 60 Minutes Swedish Body Massage
2. AromaThai Day Spa - 60 Min Traditional Thai Body Dry Massage
3. Kairali Ayurvedic Centre - 50 Min Abhyangam 2 Hand Massage
4. O2 Spa - Spa Treatment Coupon
5. Lakme Salon - Beauty Care Services E-Gift Card
6. HR Wellness Spa - Swedish Massage - 60 Min

Only one complimentary benefit from the above is redeemable per person per calendar year.


2. Health Check Up (Quarterly)
Get a comprehensive Health Checkup.
Get tested from the comfort of your home or Visit a Wellness Centre with advance equipment.

Complimentary Offers -

1. Thyrocare - Aarogyam Basic 2 Package - 79 Tests
   Included test - COMPLETE URINE ANALYSIS, DIABETES, COMPLETE HEMOGRAM, IRON DEFICIENCY, RENAL, LIPID, LIVER, THYROID
2. SRL Diagnostics - Healthcare Test Package -
   Included test - CBC ESR, GLYCO Hb (HBA1c), FBS, PPBS, Serum Uric Acid

Only one complimentary benefit from the above is redeemable per person per calendar year.

Only one complimentary benefit from the above is redeemable per person per calendar year.


3. Gym Access (Quarterly)
Avail Gym membership at special rates
Get access to the best Gym chains across India

Complimentary Offers -
Cult.fit - 3 Month Cure.Fit Live Subscription
Cult.fit - 1 Month Elite Pass Subscription

Only one complimentary benefit from the above is redeemable per person per calendar year.


4. Golf Program (Quarterly)

Play Golf at the best quality golf courses in India.
Book your tee times in advance from RuPay website/RuPay Select Concierge.

Complimentary Offers -
Golf Course - The offer is inclusive of Green Fee only.
Golf Lessons - The offer is inclusive of Pro Charges and required equipment for the duration of the lesson.


5. OTT Benefits (Annual, Calendar Year)

Enjoy entertainment content on your personal devices
The RuPay Select Card gives you access to the best OTT platforms

Complimentary Offers -
1. Sony Liv Premium (12 Months) Subscription
2. Prime Video - 12 Month Annual Subscription
3. Hotstar / Zee5 - 1 Year Premium Subscription

Only one complimentary benefit from the above is redeemable per person per calendar year.


6. OLA/UBER Voucher (Quarterly)
Ola & Uber coupons for your convenience from RuPay Select.

Complimentary Offers -
1. Ola - Instant Gift Card - INR 100
2. Uber - Redeemable Coupon - INR 100

Only one complimentary benefit from the above is redeemable per person per calendar year.


How To Book Above Service (Health Checkup/Spa/Gym Membership/Golf)?

1. Select the service you wants to avail.
2. Click on Redeem & pay Rs. 1 for card authentication.
3. You will receive a confirmation email with the coupon code.
4. To redeem the service, call the RuPay Support Team +91-4041891419 in advance, book an appointment and provide them with the coupon code.
5. The coupon code is valid for a period of 30 days from issue date for the stated service only.

RuPay Select Debit Card Issuing Bank With Charges:

You can get a Rupay select debit card from one of those banks:

Bank Name	Charges
Bank of Maharashtra
Bank Of India	Annual Fees Rs. 800 + GST
UCO Bank	Issuance Fees - Rs. 1000 + GST; Renewal Fees - Rs. 900 + GST
Canara Bank	Annual Fees Rs. 1000 + GST
Central Bank Of India	Issuance Fees - Rs. 950 + GST; Renewal Fees - Rs. 950 + GST
City Union Bank
Indian Bank	Issuance Fees - Rs. 1000 + GST; Renewal Fees - Rs. 1000 + GST
Punjab National Bank	Issuance Fees - Rs. 500 + GST; Renewal Fees - Rs. 750 + GST
Jana Small Finance Bank	Issuance Fees - Rs. 499 + GST; Renewal Fees - Rs. 499 + GST
Indian Overseas Bank	Issuance Fees - Rs. 800 + GST; Renewal Fees - Rs. 800 + GST
Union Bank Of India	Annual Fees - Rs. 400 + GST
Tamilnad Mercantile Bank	Issuance Fees - Rs. 1000 + GST; Renewal Fees - Rs. 1000 + GST
Bank of Baroda	Issuance Fees - Rs. 500 + GST; Renewal Fees - Rs. 500 + GST

Few banks from above list may offer Rupay select debit card at zero annual fees or discounted annual fees with higher variant bank account.

Addl. Reference & Updates: (Possible upcoming changes)

https://www.npci.org.in/PDF/npci/rupay/2025/RuPay-OC030-FY-24-25-RuPay-Debit-Select-Card-Program-w-e-f-1st-April-2025.pdf

 

[sambitpatro]

sabke nahi hote Laxman!! It depends on bank to bank on what benefits they have taken from Rupay (now confirmed)

BOB (and few others) have some vouchers as quarterly benefits - those have got renewed on 1 Apr midnight, whereas others for example SBI Select (SRA or SRW) has them as annual benefits -hence, these vouchers are not renewed.

BOB RSDC snapshot:
View attachment 88822
@sambitpatro: Correct?

Yup as per their website of SRW it's yearly... Dont know about SRA

 

[quino]

One suggestion about Thyrocare. Doctors seem to be very resistant towards accepting Thyrocare results. Earlier I used to argue that doctors don't accept as Thyrocare doesn't give any commission. But off late I have myself verified that at least for Cholesterol and Triglycerides Thyrocare values are much higher than Agilus (SRL), Apollo and Dr. Lal. I have verified it on at least 3 occasions and post this I have stopped using Thyrocare completely. My personal recommendation, based on experience, is to go for Agilus (SRL).

i mean it also depends on the centre, right? possible Kolkata one has some issues.

 

[sjmajumder]

i mean it also depends on the centre, right? possible Kolkata one has some issues.

Don't think so. Always observed the issue with Cholesterol, even in Mumbai.

 

[2025]

Don't think so. Always observed the issue with Cholesterol, even in Mumbai.

Was the problem only with their cholesterol result or many more things? I think 70+ tests and ~85% of them are not related to cholesterol. I personally didn't notice anything abnormal in the report.

I was thinking that I am a pre-diabetic but when I checked my results with them sugar level was fine... Infact since then I have substantially raised sugar intake. Should I need to worry now? Any specialist or medical practitioner here? Have u noticed any such anomaly on their reports?

SRL facilities not accessible outside majir cities.

 

[sjmajumder]

Was the problem only with their cholesterol result or many more things? I think 70+ tests and ~85% of them are not related to cholesterol. I personally didn't notice anything abnormal in the report.

I was thinking that I am a pre-diabetic but when I checked my results with them sugar level was fine... Infact since then I have substantially raised sugar intake. Should I need to worry now? Any specialist or medical practitioner here? Have u noticed any such anomaly on their reports?

SRL facilities not accessible outside majir cities.

I have noted massive difference in Cholesterol and triglycerides, others are within tolerable range.

 

[sjmajumder]

Was the problem only with their cholesterol result or many more things? I think 70+ tests and ~85% of them are not related to cholesterol. I personally didn't notice anything abnormal in the report.

I was thinking that I am a pre-diabetic but when I checked my results with them sugar level was fine... Infact since then I have substantially raised sugar intake. Should I need to worry now? Any specialist or medical practitioner here? Have u noticed any such anomaly on their reports?

SRL facilities not accessible outside majir cities.

Sugar you can test yourself at home. Even hospitals use these machines nowadays. Or get it tested in a local diagnostic center.

 

[Credit_Cards]

Was the problem only with their cholesterol result or many more things? I think 70+ tests and ~85% of them are not related to cholesterol. I personally didn't notice anything abnormal in the report.

I was thinking that I am a pre-diabetic but when I checked my results with them sugar level was fine... Infact since then I have substantially raised sugar intake. Should I need to worry now? Any specialist or medical practitioner here? Have u noticed any such anomaly on their reports?

SRL facilities not accessible outside majir cities.

get tested from Lal Path labs or some reputed lab in your area for confirmation and meet a physician if everything fine or borderline in case anything is on higher side do consult specialist

 

[Miss.Marple]

i mean it also depends on the centre, right? possible Kolkata one has some issues.

I too have noted huge difference in cholesterol values between Thyrocare and SRL on multiple occasions. Doctors tend to go with the SRL report. On one occasion I did 3 tests on the same day. SRL and Apollo was same (+- 1 or 2), Thyrocare was +40. On another occasion doctor refused to accept Thyroid values of Thyrocare report which was high and I had to redo it from SRL which came out to be normal. Since then I have done Thyroid from Apollo and SRL alternately every six months and every time the results have come normal.

 

[sjmajumder]

SRL Booking Experience:

After redeeming offer, Rupay sent mail asking for details for SRL booking and one field was Preferred Wellness Center. I gave the name of the nearest SRL center from where they always come for sample collection. Rupay replied asking for complete address. On providing complete address of the SRL branch, I got the response saying PIN code not covered (LMAO). They asked for alternate address for sample collection and also mentioned I can switch to Thyrocare voucher as the PIN code is covered by Thyrocare. Now I understood they are asking for my home address for sample collection so I provided the same and booking was done within 10-15 min and luckily the person assigned is also our most preferred one.

I don't understand if it is supposed to be home collection why do they ask for center details? The Rupay offer redemption page also stated center visit for SRL and home collection for Thyrocare.

 

[ritwik2000]

Don't think so. Always observed the issue with Cholesterol, even in Mumbai.

In kolkata, which lab you prefer for all ur tests ?

 

[Ak Singh]

SRL Booking Experience:

After redeeming offer, Rupay sent mail asking for details for SRL booking and one field was Preferred Wellness Center. I gave the name of the nearest SRL center from where they always come for sample collection. Rupay replied asking for complete address. On providing complete address of the SRL branch, I got the response saying PIN code not covered (LMAO). They asked for alternate address for sample collection and also mentioned I can switch to Thyrocare voucher as the PIN code is covered by Thyrocare. Now I understood they are asking for my home address for sample collection so I provided the same and booking was done within 10-15 min and luckily the person assigned is also our most preferred one.

I don't understand if it is supposed to be home collection why do they ask for center details? The Rupay offer redemption page also stated center visit for SRL and home collection for Thyrocare.

So SRL also home visit?

 

[sjmajumder]

So SRL also home visit?

Y E S

 

[sjmajumder]

In kolkata, which lab you prefer for all ur tests ?

SRL, Apollo, Dr. Lal (in order of preference)

 

[ritwik2000]

SRL, Apollo, Dr. Lal (in order of preference)

thank you .

 

[Credit_Cards]

SRL, Apollo, Dr. Lal (in order of preference)

so SRL is much better than Thyrocare ?

 

[Trust Me]

SRL, Apollo, Dr. Lal (in order of preference)

Any idea about Lupin ?
.

 

[fradela]

Karnataka Bank RuPay Select Debit Card benefits are NOT refreshed this quarter.

I got this card last quarter only.

Can someone please confirm that Karnataka Bank benefits refresh yearly?

 

[ritwik2000]

Karnataka Bank RuPay Select Debit Card benefits are NOT refreshed this quarter.

I got this card last quarter only.

Can someone please confirm that Karnataka Bank benefits refresh yearly?

You can once ping Rupay in twitter regarding this.

 

[Credit_Cards]

You can once ping Rupay in twitter regarding this.

some banks and cards its annual refresh

 

[2025]

You can once ping Rupay in twitter regarding this.

@fradela Do not tweet unnecessarily. It's better to email bank, cc to rupay, if doubt remains. I think there is terms that banks can modify the benefits or conditions. Check below thread.

2

Thread 'Rupay Select Debit Card (RSDC) Features and Benefits - Latest update (FY 2025-26) & Future Uncertainties - Discussion'

Mar 18, 2025

Hi Guys,

Recently, on 25-Feb-2025, NCPI (Rupay) released the following document (see attachment). The document explicitly gives information about the benefits of RSDC, the reference cost of features offered by this card, and the calculation methodology to ascertain the probable actual cost to the participating banks for these vouchers offered. Let’s debate and discuss to understand the future of these cards from a customer’s point of view. It is almost clear that a major portion of the cost will be borne by the participating bank. Hence, what is your view on the following?

1...

• 2025
• amazon prime membership cost cult debit card lakme rupay rupay select rupay select debit card thyrocare
• Replies: 41
• Forum: Debit Card

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