Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

[lostwords]

Data compiled as per Rupay website and issuing banks websites (As of August 30, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Any savings account (as per their website and RTI reply)
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits:

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: Not explicitly mentioned
Issuance Charge: ₹400+GST
AMC Charge: ₹400+GST
Benefits:

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Not explicitly mentioned // ₹2000 MAB Savings Account (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for MAB accounts
AMC Charge: ₹750+GST // Free for MAB accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

 

[Dragon_slayer]

Just a word of caution for anyone who is planning to open a account online.

DO NOT OPEN ACCOUNT ONLINE. Even after Vkyc, you will still need to visit bank and do physical kyc and whats worse is the bank employee will not agree to do your kyc easily unless they visit your home address first.

This entire process is a waste of time. Better option is to just to bank directly and open an account, will take 15 mins max for most PSU banks

 

[vine]

One of my relatives requested and got a Select dc in BoB.
But I see in their BoB world app, two DCs are active, one is Rupay platinum (old one) and new one (rupay select).
Is it possible to use both at the same time?
I helped them set the pin on the new Select DC.
Should we do anything else to activate the new Select DC?
Please help.

 

[telescope]

One of my relatives requested and got a Select dc in BoB.
But I see in their BoB world app, two DCs are active, one is Rupay platinum (old one) and new one (rupay select).
Is it possible to use both at the same time?
I helped them set the pin on the new Select DC.
Should we do anything else to activate the new Select DC?
Please help.

yes both can be used at the same time.
enable online transaction from app.

 

[vine]

yes both can be used at the same time.
enable online transaction from app.

Yes , I enabled online and ECOM transactions.
Thanks!

 

[vine]

yes both can be used at the same time.
enable online transaction from app.

Wait.
Does this mean they will be charged for both debit cards??

 

[ritwik2000]

One of my relatives requested and got a Select dc in BoB.
But I see in their BoB world app, two DCs are active, one is Rupay platinum (old one) and new one (rupay select).
Is it possible to use both at the same time?
I helped them set the pin on the new Select DC.
Should we do anything else to activate the new Select DC?
Please help.

Which account variant?

 

[telescope]

Wait.
Does this mean they will be charged for both debit cards??

Yes for normal low QAB accounts.

For higher varient accounts, such as super savings account, all cards are FYF.

 

[vine]

Which account variant?

It's Women's Advantage account (or something like that). Basically, 2k AMB account

 

[telescope]

It's Women's Advantage account (or something like that). Basically, 2k AMB account

Then charges applicable for 2 dc.

 

[evilz]

I am trying to get Rupay Select with BOB. I spoke with my friend at the branch but I was told that the option is not visible, there is an option for Rupay and via that Rupay Platinum got issued.

Any particular code or value that needs to be selected for Rupay Select.

 

[Dragon_slayer]

I am trying to get Rupay Select with BOB. I spoke with my friend at the branch but I was told that the option is not visible, there is an option for Rupay and via that Rupay Platinum hot issued.

Any particular code or value that needs to be selected for Rupay Select.

Tell them to open the account without debit card. Once account is opened then you can request for Select via mobile app

 

[evilz]

Tell them to open the account without debit card. Once account is opened then you can request for Select via mobile app

I already have an account, do I need to open again?

 

[Dragon_slayer]

I already have an account, do I need to open again?

No, then just request DC from net banking

 

[vine]

I already have an account, do I need to open again?

Install bob world app and then try.
you should be able to request from app.

 

[evilz]

Install bob world app and then try.
you should be able to request from app.

So I tried checking on the Bob World App, I don't see a Rupay Select option.

 

[telescope]

So I tried checking on the Bob World App, I don't see a Rupay Select option.View attachment 64714

go to branch and apply.

 

[evilz]

go to branch and apply.

I did, my friend at the branch also said that only 2 Rupay options are visible on the system. My account is in a remote location and they are not really aware of the Rupay Select. Do I need to upgrade the account variant for the option to show up?

 

[telescope]

I did, my friend at the branch also said that only 2 Rupay options are visible on the system. My account is in a remote location and they are not really aware of the Rupay Select. Do I need to upgrade the account variant for the option to show up?

if not available at branch also, then you need to upgrade account.

 

[vine]

My relative now has two Debit cards. One is Rupay platinum and the recently requested Rupay Select debit card.
How to cancel only the rupay platinum debit card in the app?

 

[ritwik2000]

My relative now has two Debit cards. One is Rupay platinum and the recently requested Rupay Select debit card.
How to cancel only the rupay platinum debit card in the app?

which bank?


contact customer care and tell them the last 4 digits of dc for permanent hotlist.