Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

[lostwords]

Data compiled as per Rupay website and issuing banks websites (As of August 30, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Any savings account (as per their website and RTI reply)
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits:

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: Not explicitly mentioned
Issuance Charge: ₹400+GST
AMC Charge: ₹400+GST
Benefits:

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Not explicitly mentioned // ₹2000 MAB Savings Account (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for MAB accounts
AMC Charge: ₹750+GST // Free for MAB accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

 

[Wealth is my birth right!]

Thanks for confirmation.
Yesterday only I requested for a select DC from Bob world app.

Which bob variant of account you’re having?
I have advantage

Canara bank very well has online opening of account...go to canara bank website...
Deposits option ..under that online account opening..click on that proced further

Oh great
Thanks

 

[Sanskar]

So offline only possible
Only doubt whether rupay select dc free for which account variant

I am talking about LTF debit card, for that I haven’t seen any information on website

 

[Wealth is my birth right!]

I am talking about LTF debit card, for that I haven’t seen any information on website

Maybe a hidden way banks won’t offer directly but we have to get by loopholes

 

[Sanskar]

Which bob variant of account you’re having?
I have advantage

For BOB, go with super saving account 20K AMB

1. You will get first year free rupay select debit card

2. You will get first year free visa signature male debit card (for free airport transport)

3. You can also apply for free Rupay platinum virtual debit card (₹100 of on Amazon for recharge and bill payment)

 

[Sanskar]

Maybe a hidden way banks won’t offer directly but we have to get by loopholes

Let’s see what happened, currently I am maintaining account with 2-3K, let’s see whether fee deducted or not

 

[Wealth is my birth right!]

For BOB, go with super saving account 20K AMB

1. You will get first year free rupay select debit card

2. You will get first year free visa signature male debit card (for free airport transport)

3. You can also apply for free Rupay platinum virtual debit card (₹100 of on Amazon for recharge and bill payment)

Saphire male i got it last month but yet charges to get debited
Rupay select how much fee from 2nd year?

 

[Sanskar]

₹

Saphire male i got it last month but yet charges to get debited
Rupay select how much fee from 2nd year?

₹590 from second year onwards

 

[vine]

Which bob variant of account you’re having?
I have advantage

Oh great
Thanks

Applied for a relative's existing Women's account with 1k MAB , present dc is Rupay platinum.
The option showed as "Rupay Select NCMC debit card". I hope it works!
I don't expect it to be FYF.

Can we also apply for free Rupay platinum virtual debit card? Is it for all accounts?

 

[Wealth is my birth right!]

Applied for a relative's existing Women's account with 1k MAB , present dc is Rupay platinum.
The option showed as "Rupay Select NCMC debit card". I hope it works!
I don't expect it to be FYF.

Can we also apply for free Rupay platinum virtual debit card? Is it for all accounts?

Yes virtual i have for many years no charges
But activate virtual once you get physical else they send same virtual in physical format

 

[ritwik2000]

Is this confirmed by your experience or some more people here?

Had a talk with the branch people. They confirmed it.
Also I can see the option to apply for it in WhatsApp banking as well as Mobile banking app.

 

[MrKant]

Yes virtual i have for many years no charges
But activate virtual once you get physical else they send same virtual in physical format

Here are all rupay virtual cards. Which card is working for amazon rupay platinum offer

 

[ritwik2000]

Here are all rupay virtual cards. Which card is working for amazon rupay platinum offer

which app is this ?

rupay ncmc platinum domestic will give apay offer

 

[technonifo]

For BOB, go with super saving account 20K AMB

1. You will get first year free rupay select debit card

2. You will get first year free visa signature male debit card (for free airport transport)

3. You can also apply for free Rupay platinum virtual debit card (₹100 of on Amazon for recharge and bill payment)

Are both 1 and 2 FYF for single account?

 

[Sanskar]

Yes

Are both 1 and 2 FYF for single account?

Yes first year free

 

[Wealth is my birth right!]

Here are all rupay virtual cards. Which card is working for amazon rupay platinum offer

Opt for 3rd one pls

 

[MrKant]

which app is this ?

rupay ncmc platinum domestic will give apay offer

Canara bank ai1

 

[lightwaves]

For Union Bank of India there's a new Account variant called Udaan (SBPRO), which has 10K AMB with Rupay Select Card with all benefits included for ₹400/yr as annual fees

Where can I see this annual fees of 400/year? Is this excluding GST?

 

[insight]

@

Nice suggestion buddy, but the problem is that I personally don't know the benefits of each and every bank.
But it's a Wiki post, if someone share any info then anyone can edit the post.

Great Job. Love that you made a Wiki with relevant linking. Do you by any chance have all this inside a Spreadsheet?
I'd like a copy of that so as to filter/ compare and make my personal picks.

 

[Kuldeep khola]

For BOB, go with super saving account 20K AMB

1. You will get first year free rupay select debit card

2. You will get first year free visa signature male debit card (for free airport transport)

3. You can also apply for free Rupay platinum virtual debit card (₹100 of on Amazon for recharge ad bill payment)

Bob bank sallery account pr bi select debit card issue karta h kya bro

 

[Sanskar]

Saphire male i got it last month but yet charges to get debited
Rupay select how much fee from 2nd year?

Charges for Sapphire male on super saving account 20k AMB ?