RuPay Select Debit Card Portfolio

[signior-x]

engineer ho? upvote my cooments if you find it helpfull

Ha naya naya engineer bana hu lol, Young professional mei count hoga sayad union bank mei, may be

 

[Abhigyan kumar]

Ha naya naya engineer bana hu lol, Young professional mei count hoga sayad union bank mei, may be

miljayega union udaan lelo lelo lelo

 

[signior-x]

Kaafi ache options dediye aapne
Thanks a lot <3

 

[signior-x]

aur agar family mai female member ho to central bank ka cent queen kholo 3 log milke joint account kholo.0mab 3 ruapy select ltf milega. aur kuch loge ki etna mai hojayega

Mab 0 nhi iski, 25K dikha rha

 

[signior-x]

@Abhishek012 aap bhi kuch suggest kardo aap to sahi mei guru ho, meri US trip ko 25 percent discount mei karwa di thi, iska bhi kuch upaay batado 😉

 

[fradela]

I also want to build a similar portfolio for gym vouchers and lakme vouchers.

Same reasons like you.

 

[roygarg]

Can anyone confirm if the lakme gift card validity is 30 days or more?

 

[Abhigyan kumar]

Can anyone confirm if the lakme gift card validity is 30 days or more?

30 days only

 

[roygarg]

30 days only

Thanks. Can 2 gift cards be stacked in 1 visit? Or just 1 gift card per visit?

 

[fradela]

Thanks. Can 2 gift cards be stacked in 1 visit? Or just 1 gift card per visit?

You can use as many as Lake me vouchers in one visit.

There is no limit.

I've tried 2 vouchers at a time. Total bill was 3200. Used 2 vouchers and pay only 200.

 

[Beyond]

You can use as many as Lake me vouchers in one visit.

There is no limit.

I've tried 2 vouchers at a time. Total bill was 3200. Used 2 vouchers and pay only 200.

How does redemption part works? You need to confirm with them before visit for acceptability of vouchers?

 

[fradela]

How does redemption part works? You need to confirm with them before visit for acceptability of vouchers?

First get the confirmation before start the service.

 

[jack333]

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

Which all rupay select debit cards give gym, spa and health checkup every quarter?
Does any give amazon also quarterly?

 

[fradela]

Which all rupay select debit cards give gym, spa and health checkup every quarter?
Does any give amazon also quarterly?

All cards.
OTT only yearly.

 

[jack333]

All cards.
OTT only yearly.

Sbi ones give only once per year

 

[raghavb6]

What is the time for refresh?
Is it considered from the account open date of Financial year?

 

[fradela]

OTT - Refresh on Calendar Year (Jan 1st)

Others: 1st day of every quarter.