1) Overall experience is a mixed bag. Don't expect too much from them.
www.technofino.in
Ya four in a year. Card Insider’s review of this card is totally F….. up. He doesn’t even talk about Wellness benefits which is the card’s USP in my opinion.Does PNB rupay select have International Lounge access?
Punjab National Bank -Credit Card Portal
pnbcard.in
PNB website says - Complimentary Domestic and international Lounge Program
Card Insider says - NA
Worst is that he doesn’t even entertain comments. My comment on Wellness and lounge benefits is awaiting his approval for the last three weeks.
My personal experience with pnb is extremely positive im using pnb select from last 2 months and ive never face any transaction failure till date. Customer support is really helpful and other services r also very good. I did face some issue while using gpay but bhim works perfectly fine.
Oh to your surprise, I always found them to be better than my expectations. Much better than most cars providers. I even liked their Customer care. You can easily talk to their customercare executive, they respond to mails. On the contrary I’ve been trying to get in touch with One Card support for the last one week without any success. They don’t even respond to mails.
Ana to your second question is, apply online. Keep your income documents handy, you may have to mail those subsequently. They stick to 5 lakh annual income criteria
Great 😂😂. Though the review says … by Bharti Bisht. Just checkedAnkur Mittal ? Bolta hu usko. Mera whatsapp group me hai.
My experience with one card was extremely bad. I applied for one card just 2 days after i got apay approved and due to some unknown reason they didn't gave me unsecure card so i got secure card with 2000fd and after 1 year i tried to convert it to unsecured but they refused every time i tried calling them mailing them with my itr and cibil but they didn't listen so i closed my card in frustration. Recently i had brief interaction with hdfc and pnb both and pnb is 10000X Better than HDFC.
I applied for regalia on c2c based on my apay with 420k limit and HDFC gave me business Moneyback with 23k limit despite me having HDFC Max acc with decent balance. And after this when i ask them to upgrade or give me higher limit they Blatantly refused saying im not eligible for LE of card upgrade
You’ll have to be very patient with HDFC. Just keep using that card whenever you can and HDFC will keep increasing your Credit Limit on their own without any income proof. And they’ll keep offering you upgrades as well. In my opinion Regalia will take you almost two yrs if HDFC behaves the way it does.
How to waive off annual fee ? If we do wallet load for 1 rupee in paytm in every quarter, will pnb waive off annual fee ?
There is Technofino review video already available and now Card Academy has also reviewed PNB Select Rupay Card..
Woh sab toh thik hai but Card Academy ki Ladki bahot sundar lagi but sirf thumbnail me.
Video open karte he -
Go with online u will get ur card within 1 week
Thanks. I was thinking to go with the offline option seeing the PNB BANK online service track record But if the online process is better then will definitely go for the online option only.
It depends on certain things.
I thought you were interested in PNB Select CC 😊Woh sab toh thik hai but Card Academy ki Ladki bahot sundar lagi but sirf thumbnail me.
Video open karte he -
Ladki ka chakkar Babu bhaiya, Ladki ka chakkar 😜😉
