Hey all, As per customer care BoB Select CC is not available in Rupay variant, then why this portal portal has listed BoB Select CC in this dropdown menu?
Because here Select in not a network variant rather it is a name/variant of the Credit Card itself like BoB Eterna, Premier etc. This card exists before Rupay Select came into existence.
Select is a common in Credit Card naming like IDFC Select, Axis Select, but these are not necessarily on Rupay Network.
Rupay Select Credit Card has lesser benefits than Debit Card.
There aren't many Rupay Select Credit which are easy to get, specially without any savings account. The best and comparatively easier to get card is PNB Rupay Select Credit Card. It can be applied online without any need of account, also this is a LTF credit card effectively if you use it every quarter for even a rupee. Being a PSU it takes around 15-20 days to process the application and another 10 days to get the card delivered.
For debit cards, there are lot of options. And it will take a separate answer.
I recently decided to get the RuPay Select Wellness Debit Card, while keeping my costs (MAB+Issuance+Annual Fee) to a minimum. After some research, I found that Bank of Baroda offers this card at the lowest Annual Fee of ₹590 with no issuance fee (better than JSFB). Here’s my journey and the rollercoaster ride it took me on!
20/08/2024: The Branch Visit
I went to a Bank of Baroda branch and requested to open a normal savings account with zero or ₹1000/₹2000 MAB, but I emphasized that I must get the RuPay Select Debit Card with it. The branch executive wasn’t...